About Moto Guzzi
Moto Guzzi is a legendary motorcycle manufacturer, founded in Genoa, Italy, in 1921 as 'Società Anonima Moto Guzzi' by Giorgio Parodi, Giovanni Ravelli and Carlo Guzzi. The company is the oldest European motorcycle manufacturer and has been in continuous production since its inception. Initially, it produced lightweight mopeds and later designed retro-style heavy-duty cruisers, racing bikes, and adventure bikes, all featuring powerful engines and aerodynamic designs. Their impressive lineup includes the Stelvio, V100, V85, V9, V7, Audace, GT Norge, and classics like 850 Le Mans.
Popular Moto Guzzi Bike Models with Bike Insurance Prices
Moto Guzzi Bike Models | Zero Dep Cover*
(Add-on Cover) |
Estimated Moto Guzzi Bike Insurance Price*
(1 + 5 Bundled Policy) |
Moto Guzzi Audace | ₹240 | ₹15,342 |
Moto Guzzi California 1400 | ₹240 | ₹15,342 |
Moto Guzzi Eldorado | ₹240 | ₹15,342 |
Muto Guzzi Griso 1200 8V SE | ₹240 | ₹15,342 |
Moto Guzzi MGX-21 | ₹240 | ₹15,342 |
Moto Guzzi V9 Bobber | ₹240 | ₹15,342 |
*Disclaimer: The Moto Guzzi bike insurance premium rates are influenced by factors like make, model, specifications, zero depreciation cover, geographical location, and ex-showroom prices, among others. The cost may vary from lender to lender.
Moto Guzzi Bike Insurance Premium Calculator
The Moto Guzzi bike insurance premium calculator offers an easy way to generate estimated bike insurance policy premiums. You can use this tool on Policybazaar.com and enter the following details to get instant results:
- Variant, model, specification
- Ex-showroom price to determine IDV
- Previous claim history (if any)
- Registration year
- RTO
Coverage Under Moto Guzzi Insurance
- Inclusions
- Exclusions
The Moto Guzzi Insurance policy is designed to safeguard you and your motorcycle from a variety of risks and liabilities stated below:
- Third-Party Liability: Provides coverage for damages or injuries inflicted on third parties in accidents involving your insured bike.
- Damage from Human Actions: Covers your bike against damages resulting from riots, vandalism, strikes, or other disturbances.
- Natural Disaster Protection: Your motorcycle remains secured from damages due to natural disasters such as earthquakes, floods, cyclones, and landslides.
- Accidental Damage: Covers losses or damages from road accidents or collisions.
- Theft and Burglary: Protects against complete or partial loss due to theft or burglary.
- Fire Protection: Comprehensive coverage for any fire-related damages to the insured bike.
The Moto Guzzi Insurance policy has some exclusions that restrict coverage under these conditions:
- Negligence and Civil Unrest: Claims are invalid if damages result from negligent riding, intentional harm, or civil conflicts.
- Substance Abuse: If an accident occurs while the rider is under the influence of alcohol or drugs, the policy is void.
- Wear and Tear: Routine wear, mechanical breakdowns, or ageing of the bike are not covered under the policy.
- Document Verification: Claims may be denied if essential documents such as a driver's licence, registration certificate, policy documents or pollution certificate are missing.
- Policy Expiration: Expired policies invalidate claims.
- Outside Policy Zone: Damages incurred outside the geographical limits stated in the policy document will not be covered.
*Disclaimer: The above-mentioned points are generic inclusions-exclusions. Carefully navigate your policy documents to understand the full extent of coverage.
How to Buy/Renew Moto Guzzi Insurance Online?
Whether it is a new motorcycle or an old one, you can get Moto Guzzi bike insurance online with Policybazaar.com in minutes by following these simple steps:
- Step 1: Head over to the official website of Policybazaar Insurance Brokers Private Limited and click on 'Bike Insurance' under the 'Insurance Products' tab.
- Step 2: If you only need to renew your policy, enter the bike's registration number in the specified field and proceed. If you are purchasing insurance for a new bike, click on 'Bought a New Bike'.
- Step 3: Fill out the form with the required details and ensure there are no mistakes before submitting.
- Step 4: The next page showcases multiple quotes from different lenders where you can compare and choose the policy that aligns with your needs and budget.
- Step 5: Select the coverage type- comprehensive or mandatory third-party insurance only. Opt for add-ons/riders to extend the coverage.
- Step 6: Make payment for the policy premium using the available secure payment modes. After the payment is processed, the Moto Guzzi Insurance policy will be sent to your registered email address.
Moto Guzzi Bike Insurance Add-ons
You can enhance your basic Moto Guzzi insurance coverage with popular add-ons/riders such as:
- No Claim Bonus (NCB) Protection Cover
- Zero Depreciation Cover
- Engine Protection Cover
- Return-to-Invoice (RTI) Cover
- 24/7 Roadside Assistance
- Passenger Assistance Cover
- Personal Accident Cover
- Consumables Cover
How to Claim Moto Guzzi Bike Insurance Online?
In case your Moto Guzzi bike gets involved in an accident, you can easily file a claim online by following the steps:
- Step 1: Notify your insurance provider immediately following the accident and explain the damages sustained by the bike.
- Step 2: An appointed surveyor will visit to examine and record the extent of damages.
- Step 3: After a thorough assessment, the surveyor will prepare a comprehensive report detailing the damages and submit it to the insurer.
- Step 4: Keep the essential documents like the valid driver's licence (DL), bike registration certification (RC), insurance policy documents and pollution certificate (PUCC) handy for verification.
- Step 5: After approval, send your bike to a network garage for cashless repair, where the insurer settles the amount directly with the garage.
- Step 6: If you opt for a non-network garage, send a copy of the invoice to the insurer, and they will reimburse you for the amount in your registered bank account.
Documents Needed to File Moto Guzzi Insurance Claim
To accelerate the claim process, ensure you maintain the following documents when filing for a claim:
- Registration certificate (RC) of the insured bike
- Filled and signed claim form
- Driver's licence (DL) and PUCC
- Copy of Police FIR (if applicable)
- Estimated repair costs
- Invoice, if damages already repaired
Moto Guzzi Insurance FAQs
-
Q. Does my Moto Guzzi insurance protect against wildfires?
Ans: Yes. The Moto Guzzi bike insurance policy provides cover against wildfire damages and against other natural calamity damages such as floods, earthquakes, landslides etc. -
Q. What is a collision damage cover in Moto Guzzi insurance?
Ans: A motorcycle collision cover in Moto Guzzi insurance secures your bike against the damages sustained in a collision with another vehicle or an object, thereby saving your out-of-pocket expenses in events of repair or replacement. -
Q. Can I switch my existing Moto Guzzi insurance?
Ans: Yes. Simply visit Policybazaar.com to compare insurance quotes from multiple lenders and choose the Moto Guzzi insurance policy that fits your requirements for enhanced coverage.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in