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About Komaki Insurance
KLB Komaki Pvt Ltd has been operating since 1987 and is a trusted name for ball-bearing and driveshaft manufacturers in India. Founded by Gunjan Malhotra and Rajendra Pal Malhotra, KLB Komaki ventured into electric mobility in 2016 and produces a range of e-bikes, including high-speed vehicles, smart EVs, low-speed scooters, cruiser bikes, smart e-autos and electric scooters for the differently abled. Their smart range features the X1, X2 Vogue, XGT X3, MX-3, XGT X5, and TN-95.
Popular Komaki Bike Models with Bike Insurance Price
| Komaki Models | Zero Dep Cover (Add-on Cover)* | Estimated Super Komaki Insurance Price* (1+5 Bundled Policy) |
| Komaki DT 3000 | ₹454 | ₹3,051 |
| Komaki Charge Bike | ₹206 | ₹2,856 |
| Komaki Flora E Bike | ₹281 | ₹2,999 |
| Komaki LY | ₹287 | ₹2,952 |
| Komaki TN-95 | ₹367 | ₹3,372 |
| Komaki Xone E Bike | ₹181 | ₹2,810 |
*Disclaimer: The above-mentioned Komaki insurance prices are subject to change from insurer to insurer depending on the scope of coverage and factors like model, version, specifications, past claims, NCB cover, engine cover, etc.
Komaki Bike Insurance Calculator
The bike insurance premium calculator tool on Policybazaar.com is a hassle-free way to generate policy premium estimates. You can use this tool to get an estimate for your Komaki insurance price online by providing the information below:
- Bike brand, Variant & Features
- Ex-showroom price
- Past claims (if any)
- Bike's Registration Year and Location
Coverage Under Komaki Insurance
- Inclusions
- Exclusions
Your Komaki Insurance Policy offers exhaustive protection, covering the following circumstances:
- Your bike is secured against third-party losses, such as injuries or property damage, caused by an accident.
- The policy protects your bike against human-caused incidents like rioting, vandalism, and strikes.
- Your insured bike is shielded against natural disasters such as floods, earthquakes, landslides, and wildfires.
- In the case of an accident or collision, your bike is eligible for cashless damage repairs or compensation for replacement expenses.
- Your insurance covers both partial and total loss, if your bike is stolen or damaged during a break-in/theft.
- The coverage offers protection against fire damages.
While the coverage provides considerable protection, there are certain limitations under the Komaki Insurance policy:
- Claims will be refused if damages are caused due to negligent or purposeful acts, civil disturbances, or nuclear disasters.
- If an accident happens when the rider is under the influence of drugs or alcohol, the claim will be deemed void.
- Routine wear and tear caused by the bike's age or extended use are not covered.
- Claims may be denied if necessary documents, such as a valid driver's licence, bike registration certificate, PUCC (pollution under control certificate), or policy documents, are not presented.
- Claims submitted after the policy's expiration date will not be considered.
- Any damages sustained by the bike or third parties when the insured vehicle is driven outside of the policy's geographic limits are not covered.
*Disclaimer: Review the policy’s terms and conditions to understand its full coverage and exclusions. Coverage may vary based on your chosen plan.
How to Buy/Renew Komaki Insurance Online?
Policybazaar.com makes it effortless to buy or make existing Komaki insurance renewals online instantly. Follow these simple steps.
- Step 1: Navigate to the official website of Policybazaar Insurance Brokers Private Limited and select 'Bike Insurance' under the 'Insurance Products' option.
- Step 2: If you want Komaki insurance renewal, you'll need to provide your bike's registration number. If you are purchasing insurance for a new bike, click on the 'Bought a New Bike' option.
- Step 3: Fill out the details required and check accuracy to avoid delays and fetch accurate results.
- Step 4: You will find multiple plans from trusted insurers in one place on the next page. Choose the Komaki insurance policy and select the type of coverage, a comprehensive plan or third-party, that fits your requirements and budget.
- Step 5: You can also opt for add-ons/riders to extend coverage.
- Step 6: Pay your insurance premium online through multiple payment options. Once payment is processed, you will receive your Komaki insurance policy promptly over email.
Komaki Bike Insurance Add-ons
You have plenty of add-ons/rider options on Policybazaa.com to customise your Komaki insurance policy. Below are some popular options:
- No Claim Bonus (NCB) Protection Cover
- Zero Depreciation Cover
- Engine Protection Cover
- Return-to-Invoice (RTI) Cover
- 24/7 Roadside Assistance
- Passenger Assistance Cover
- Personal Accident Cover
- Consumables Cover
Add-ons for your two wheeler insurance
How to Claim Komaki Insurance Online?
You can start your online Komaki insurance claim process quickly by following the below steps:
- Step 1: Initiate the claim process by informing your insurance provider immediately after an accident about the damages.
- Step 2: An insurer-appointed assessor will visit to inspect the damages in person.
- Step 3: After a thorough inspection, the assessor will prepare a comprehensive report, detailing the kind of damages or replacements, if any.
- Step 4: You must keep some crucial documents ready for verification purposes. They include driver's licence (DL), PUCC, bike registration certificate (RC) and identity proof.
- Step 5: Once your claim gets approved, you can take your bike to a network garage for cashless repairs. Your insurer will take care of the expenses directly with them.
- Step 6: If you opt for a non-network repair shop, you must pay the bills upfront and later submit them to your insurer to get reimbursement.
Documents Needed to File Komaki Insurance Claims
Keep the following documents ready when filing Komaki insurance claims:
- Duly filled and signed claim form
- Insurance policy document
- Registration certificate (RC) of the bike
- Valid driver's licence
- FIR or Police Report (if required)
- Estimated cost of repairs
- Photos evidencing the damage
- Repair invoice (if applicable)
Komaki Insurance FAQs
-
Q. What is NCB in the Komaki insurance policy?
Ans: The NCB or No Claim Bonus in a Komaki Insurance policy is a discount on your policy premium provided by your insurance company at the time of renewal if you have not filed any claims during your policy tenure. -
Q. What type of Komaki insurance policy should I buy?
Ans: You can opt for a comprehensive or mandatory third-party plan depending on your coverage requirements and budget. -
Q. Where can I buy a Komaki insurance policy?
Ans: Policybazaar.com is your one-stop destination for all types of insurance requirements. You can compare multiple quotes from distinguished providers online, explore add-ons/riders and purchase the Komaki insurance policy that best suits your needs. -
Q. Which parts of the bike are covered under the Komaki insurance policy?
Ans: Depending on the type of coverage and add-ons selected, the Komaki insurance policy provides coverage for the following parts:
- Frame
- Battery
- Motor
- Controller
- Display Panel
- Wheels & Tires
- Suspension
- Brakes
- Handlebars
- Lights & Indicators
- Electrical Wiring & Cables
- Pedals
- Seat
- Throttle
- Charger
- Accessories
Explore Two Wheeler Insurance
Written By: PolicyBazaar
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
