Komaki Insurance

Komaki is redefining the smart mobility ecosystem in India with its impressive line-up of EVs featuring low-speed, high-speed, and cruiser bike ranges. Combining solid build, style, and commitment to eco-energy with lithium-ion powered electric scooters, getting a comprehensive Komaki insurance policy is essential to secure your bike against potential third-party damages, accidents or collisions, fire, natural disasters, and more.

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1.2 Crore+ Bike Insured

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Plans starting at only @ ₹1.3/day^*

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About Komaki Insurance

KLB Komaki Pvt Ltd has been operating since 1987 and is a trusted name for ball-bearing and driveshaft manufacturers in India. Founded by Gunjan Malhotra and Rajendra Pal Malhotra, KLB Komaki ventured into electric mobility in 2016 and produces a range of e-bikes, including high-speed vehicles, smart EVs, low-speed scooters, cruiser bikes, smart e-autos and electric scooters for the differently abled. Their smart range features the X1, X2 Vogue, XGT X3, MX-3, XGT X5, and TN-95.

Popular Komaki Bike Models with Bike Insurance Price

Komaki Models	Zero Dep Cover (Add-on Cover)*	*Estimated Super Komaki Insurance Price (1+5 Bundled Policy)**
Komaki DT 3000	₹454	₹3,051
Komaki Charge Bike	₹206	₹2,856
Komaki Flora E Bike	₹281	₹2,999
Komaki LY	₹287	₹2,952
Komaki TN-95	₹367	₹3,372
Komaki Xone E Bike	₹181	₹2,810

*Disclaimer: The above-mentioned Komaki insurance prices are subject to change from insurer to insurer depending on the scope of coverage and factors like model, version, specifications, past claims, NCB cover, engine cover, etc.

Komaki Bike Insurance Calculator

The bike insurance premium calculator tool on Policybazaar.com is a hassle-free way to generate policy premium estimates. You can use this tool to get an estimate for your Komaki insurance price online by providing the information below:

Bike brand, Variant & Features
Ex-showroom price
Past claims (if any)
Bike's Registration Year and Location

Coverage Under Komaki Insurance

Inclusions
Exclusions

Your Komaki Insurance Policy offers exhaustive protection, covering the following circumstances:

Your bike is secured against third-party losses, such as injuries or property damage, caused by an accident.
The policy protects your bike against human-caused incidents like rioting, vandalism, and strikes.
Your insured bike is shielded against natural disasters such as floods, earthquakes, landslides, and wildfires.
In the case of an accident or collision, your bike is eligible for cashless damage repairs or compensation for replacement expenses.
Your insurance covers both partial and total loss, if your bike is stolen or damaged during a break-in/theft.
The coverage offers protection against fire damages.

While the coverage provides considerable protection, there are certain limitations under the Komaki Insurance policy:

Claims will be refused if damages are caused due to negligent or purposeful acts, civil disturbances, or nuclear disasters.
If an accident happens when the rider is under the influence of drugs or alcohol, the claim will be deemed void.
Routine wear and tear caused by the bike's age or extended use are not covered.
Claims may be denied if necessary documents, such as a valid driver's licence, bike registration certificate, PUCC (pollution under control certificate), or policy documents, are not presented.
Claims submitted after the policy's expiration date will not be considered.
Any damages sustained by the bike or third parties when the insured vehicle is driven outside of the policy's geographic limits are not covered.

*Disclaimer: Review the policy’s terms and conditions to understand its full coverage and exclusions. Coverage may vary based on your chosen plan.

How to Buy/Renew Komaki Insurance Online?

Policybazaar.com makes it effortless to buy or make existing Komaki insurance renewals online instantly. Follow these simple steps.

Step 1: Navigate to the official website of Policybazaar Insurance Brokers Private Limited and select 'Bike Insurance' under the 'Insurance Products' option.
Step 2: If you want Komaki insurance renewal, you'll need to provide your bike's registration number. If you are purchasing insurance for a new bike, click on the 'Bought a New Bike' option.
Step 3: Fill out the details required and check accuracy to avoid delays and fetch accurate results.
Step 4: You will find multiple plans from trusted insurers in one place on the next page. Choose the Komaki insurance policy and select the type of coverage, a comprehensive plan or third-party, that fits your requirements and budget.
Step 5: You can also opt for add-ons/riders to extend coverage.
Step 6: Pay your insurance premium online through multiple payment options. Once payment is processed, you will receive your Komaki insurance policy promptly over email.

Komaki Bike Insurance Add-ons

You have plenty of add-ons/rider options on Policybazaa.com to customise your Komaki insurance policy. Below are some popular options:

No Claim Bonus (NCB) Protection Cover
Zero Depreciation Cover
Engine Protection Cover
Return-to-Invoice (RTI) Cover
24/7 Roadside Assistance
Passenger Assistance Cover
Personal Accident Cover
Consumables Cover

Add-ons for your two wheeler insurance

How to Claim Komaki Insurance Online?

You can start your online Komaki insurance claim process quickly by following the below steps:

Step 1: Initiate the claim process by informing your insurance provider immediately after an accident about the damages.
Step 2: An insurer-appointed assessor will visit to inspect the damages in person.
Step 3: After a thorough inspection, the assessor will prepare a comprehensive report, detailing the kind of damages or replacements, if any.
Step 4: You must keep some crucial documents ready for verification purposes. They include driver's licence (DL), PUCC, bike registration certificate (RC) and identity proof.
Step 5: Once your claim gets approved, you can take your bike to a network garage for cashless repairs. Your insurer will take care of the expenses directly with them.
Step 6: If you opt for a non-network repair shop, you must pay the bills upfront and later submit them to your insurer to get reimbursement.

Documents Needed to File Komaki Insurance Claims

Keep the following documents ready when filing Komaki insurance claims:

Duly filled and signed claim form
Insurance policy document
Registration certificate (RC) of the bike
Valid driver's licence
FIR or Police Report (if required)
Estimated cost of repairs
Photos evidencing the damage
Repair invoice (if applicable)

Komaki Insurance FAQs

Q. What is NCB in the Komaki insurance policy?

Ans: The NCB or No Claim Bonus in a Komaki Insurance policy is a discount on your policy premium provided by your insurance company at the time of renewal if you have not filed any claims during your policy tenure.
Q. What type of Komaki insurance policy should I buy?

Ans: You can opt for a comprehensive or mandatory third-party plan depending on your coverage requirements and budget.
Q. Where can I buy a Komaki insurance policy?

Ans: Policybazaar.com is your one-stop destination for all types of insurance requirements. You can compare multiple quotes from distinguished providers online, explore add-ons/riders and purchase the Komaki insurance policy that best suits your needs.
Q. Which parts of the bike are covered under the Komaki insurance policy?
Ans: Depending on the type of coverage and add-ons selected, the Komaki insurance policy provides coverage for the following parts:
- Frame
- Battery
- Motor
- Controller
- Display Panel
- Wheels & Tires
- Suspension
- Brakes
- Handlebars
- Lights & Indicators
- Electrical Wiring & Cables
- Pedals
- Seat
- Throttle
- Charger
- Accessories

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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