Kawasaki Insurance

Kawasaki is a well-known Japanese motorcycle brand producing high-performance bikes, ranging from robust sports versions to reliable commuter models. It holds a global reputation for its sleek designs and heavy-duty engines and is popular among Indian riders. For a hassle-free ride experience, it is essential to get comprehensive Kawasaki bike insurance to protect your Kawasaki motorcycles from unforeseen threats like theft, fire, natural disasters, third-party liabilities, personal accidents, and own damages.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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About Kawasaki

Kawasaki's history traces back to 1878, when Shozo Kawasaki established Kawasaki Tsukiji Shipyard in Tokyo, which became Kawasaki Dockyard Co., Ltd. in 1896. Its Indian journey began in 2009 with the launch of Ninja 650 and Ninja 250. In July 2010, India Kawasaki Motors Pvt. Ltd. (IKM) was incorporated as a wholly-owned subsidiary of Kawasaki Heavy Industries Motorcycle & Engine, Japan, Ltd. (now Kawasaki Motors, Ltd.). The Kawasaki Ninja series, mainly Ninja 300 and Ninja 650, are among India's most popular Kawasaki bikes.

Popular Kawasaki Bike Models with Bike Insurance Price

Kawasaki Bike Models Zero Dep Cover* (Add-on Cover) Estimated Kawasaki Bike Insurance Price* (1+5 Bundled Policy)
Kawasaki EX 250 ₹340 ₹7,480
Kawasaki KDX ₹408 ₹3,888
Kawasaki KE 175 ₹346 ₹7,474
Kawasaki Versys ₹240 ₹15,342
Kawasaki 4S ₹321 ₹3,919
Kawasaki ER-6N ₹240 ₹15,342

*Disclaimer: The premium rates for Kawaski insurance are influenced by various factors, such as the year of registration, geographical location, IDV, selected add-ons, make, model, and variant, along with the ex-showroom price. Different insurers may have varying premium rates.

Kawasaki Bike Insurance Calculator

The Kawasaki Motorcycle Insurance premium calculator is a valuable resource that helps you estimate the cost of your Kawasaki Bike Insurance online. You can utilise bike insurance premium calculator free online tool available at Policybazaar.com for quick and accurate calculations. Just enter the following information to get an estimate:

  • Model, variant, and specifications.
  • Registration year and location
  • Ex-showroom price
  • Previous claim history

Coverage Under Kawasaki Insurance

  • Inclusions
  • Exclusions

The Kawasaki Insurance policy extends coverage for:

  • Third-Party Liability: Financial protection for damages or injuries caused to third parties in accidents involving the insured motorcycle.
  • Human-Caused Events: Coverage for losses due to events like riots, acts of vandalism, or strikes.
  • Natural Calamities: Safeguards against damage from natural events, including earthquakes, floods, cyclones, landslides, and typhoons.
  • Accidental Damage: Covers repair or replacement costs for accidental damage from road incidents or collisions.
  • Theft and Burglary: Protection for both partial and total loss in cases of theft or burglary of the insured motorcycle.
  • Fire-Related Loss: Provides compensation for damage resulting from fire incidents.

The Kawasaki Insurance policy does not cover losses or damages in these scenarios:

  • Negligence and Intentional Harm: Claims are denied for damage due to negligence, intentional acts, or incidents related to civil unrest or nuclear risks.
  • Driving Under Influence: Incidents involving alcohol or drug intoxication render the coverage void.
  • Regular Wear and Tear: Excludes damage from everyday wear, tear, or any mechanical issues.
  • Missing DocKawasakientation: Claims cannot be processed if the rider lacks essential documents like a valid license, registration, insurance certificate, or pollution control certificate.
  • Expired Policy: The policy does not provide coverage if it has expired at the time of the incident.
  • Outside Defined Area: Loss or damage occurring beyond the geographic boundaries stated in the policy is not covered.

*Disclaimer: The inclusions and exclusions listed above are general guidelines under the policy. Please refer to your insurance policy documents for a complete understanding of your coverage.

How to Buy/Renew Kawasaki Insurance Online?

Get insurance for your Kawasaki bike in just a few clicks through Policybazaar.com by following these simple steps:

  • Step 1: Go to Policybazaar.com website and click on 'Bike Insurance' under the 'Insurance Products' tab.
  • Step 2: For policy renewals, enter your bike’s registration number. If it’s a new bike, select 'Bought a New Bike' to purchase bike insurance.
  • Step 3: Fill out the required fields and recheck before submitting.
  • Step 4: Compare the quotes provided by multiple insurers to find the best policy that fits your requirements and budget.
  • Step 5: Choose the type of insurance that you want, whether comprehensive or third-party coverage. You may consider opting for any add-on/rider options for extra benefits.
  • Step 6: Complete the payment process online using your preferred method. After successful payment, your Kawasaki motorcycle insurance policy will be emailed to you, providing immediate coverage and peace of mind.

Kawasaki Bike Insurance Add-ons

You can purchase the following add-ons/riders to tailor your basic Kawasaki motorcycle insurance to your preference:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Claim Kawasaki Insurance Online?

If you need to file a claim for accidental damage to your Kawasaki Motorcycle, follow these steps:

  • Step 1: Immediately inform your insurance provider about the accident or damage to your insured bike.
  • Step 2: A surveyor from the insurance company will be assigned to evaluate the damage to your insured Kawasaki motorcycle.
  • Step 3: The surveyor will create a comprehensive damage assessment report and submit it to your insurer for processing.
  • Step 4: Gather and submit all necessary documents, including identification proof, the completed claim form, driver's license, and policy details, for verification.
  • Step 5: Upon approval, take your motorcycle to an authorised network garage for cashless repairs, where the insurance provider can directly settle the bill with the garage.
  • Step 6: If you go to a non-network garage, you must pay the damage or replacement repair costs upfront and then submit the receipt for reimbursement to your registered bank account.

Documents Needed to File Kawasaki Insurance Claims

 To initiate a claim for your Kawasaki insurance, you’ll need these documents:

  • Filled & signed claim form
  • Insurance policy copy
  • Vehicle registration certificate (RC)
  • Valid driving license (DL)
  • FIR or police report (if required)
  • Repair estimate
  • Photos showing motorcycle damage
  • Repair invoice (if repairs have been completed)
  • No Objection Certificate (NOC) from the financer (if applicable)

Kawasaki Insurance FAQs

  • Q1. What is the Kawasaki insurance price?

    Ans: The Kawasaki insurance price depends on various factors like engine capacity (cc), ex-showroom price, make, type, and features, among others. To get an accurate estimate, visit Policybazaar.com, input the basic details, and get results in minutes.
  • Q2. Is there a 5-year Kawasaki motorcycle insurance?

    Ans:Yes. You can buy a 5-year comprehensive Kawasaki motorcycle insurance policy, which covers third-party liabilities, personal accidents, and own damage.
  • Q3. Does a bundled insurance policy cover natural disaster damages?

    Ans: Yes. A bundled Kawasaki motorcycle insurance policy has multiple coverages, including protection against damages caused by natural disasters.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!
Insurance for Kawasaki Bike Insurance Models

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in