Honda Unicorn Insurance

Popular Honda Unicorn Models with Bike Insurance Prices

*Disclaimer: The Unicorn insurance price may fluctuate depending on insurers and additional factors of past claims, zero depreciation, ex-showroom price, bike's cc and RTO details.

Reasons to Buy Honda Unicorn Insurance Online from Policybazaar.com

Purchasing Unicorn insurance online with Policybazaar.com gives you a plethora of advantages making your experience simple and cost-effective:

• Enjoy significant reductions on your Unicorn insurance premiums with good discount offers, ensuring that your insurance cost is reasonable and inexpensive.
• Benefit from speedier claim settlements with the flexibility of cashless or reimbursement alternatives, both of which can be filed online.
• Customise your insurance with add-ons such as zero depreciation, roadside assistance, personal accident coverage, and engine protection.
• Protect yourself from third-party damages, injuries, or property loss resulting from an accident.
• Compare the Unicorn insurance price list from top insurers to obtain the best policy for your budget and coverage needs.
• If you do not file any claims throughout the policy's term, you may maximise your savings with a No Claim Bonus (NCB).
• Gain financial peace of mind with coverage options tailored to both basic and sophisticated requirements.
• Throughout the purchase or renewal process, you can rely on professional customer assistance to answer any questions or issues. Call 1800-258-5970 for immediate assistance.

*Disclaimer: Coverages may differ for different insurers. Read your policy papers for relevant details.

Honda Unicorn Insurance Add-ons

You can enjoy more extended coverage if you take up add-ons in your standard Honda Unicorn Insurance policy. Here are some popular options:

• Personal Accident coverage: The Motor Vehicles Act of 1988 requires all bike insurance plans to include Personal Accident (PA) coverage and provides ₹15 lakh coverage for licensed riders. This add-on is included with both third-party liability and comprehensive insurance policies, guaranteeing that every bike owner receives the IRDA-regulated benefit.
• Zero Depreciation: Regular wear and tear might reduce your bike's worth over time. Opting for zero depreciation coverage in bike insurance assures that, in the case of a claim, you are compensated based on the actual replacement cost of parts without regard for depreciation. This reduces out-of-pocket payments for claim settlements.
• 24/7 Roadside Assistance: Assume your bike breaks down in the middle of your trip. You won't have to worry with 24/7 Roadside Assistance Coverage. This add-on guarantees that help arrives within a certain time frame, including services such as flat tyre repairs, battery troubles, towing, emergency gasoline, lodging and even taxi reservations.
• Pillion Rider Cover: The Pillion Rider Cover provides financial protection for your passenger in the event of an accident. It covers medical bills and compensates for injuries, giving you and your pillion rider peace of mind as you travel together.

How to Buy/Renew Honda Unicorn Insurance Online?

Here's a simple process to make Unicorn insurance renewals or purchase new coverage online on Policybazaar.com:

• Step 1: Go to Policybazaar.com to get started with your insurance journey.
• Step 2: In the 'Insurance Products' section, select 'Bike Insurance'.
• Step 3: Enter your Honda Unicorn's registration number and then click 'View Prices' for renewals. When purchasing a new bike, select 'Bought a New Bike' and enter your bike's make, model, and year.
• Step 4: Compare a variety of insurance alternatives from reputable providers and choose from third-party liability or comprehensive coverage that meets your requirements.
• Step 5: Increase the extent of coverage value of your policy by incorporating add-ons.
• Step 6: Enter your personal information, including your name, address, and phone number.
• Step 7: Make the premium payment online securely through the payment gateways, and your Honda Unicorn insurance policy will be sent to you instantly via email.

How to File Honda Unicorn Insurance Claim?

1. Cashless Claims Settlement

   To make a cashless claim on your Honda Unicorn, complete these steps:

   • Step 1: To begin the claim procedure, notify your insurance carrier as soon as you see any damage to your bike.
   • Step 2: An insurance-appointed surveyor will check your bike and analyse the damage before approving the necessary repairs.
   • Step 3: Bring your bike to an insurer-approved garage, where the repair costs will be calculated and validated.
   • Step 4: Once authorised, the garage will make the repairs, and the insurance company will pay the garage immediately, resulting in a smooth and cashless transaction.

2. Reimbursement Claim Process

   To submit a reimbursement claim for your Honda Unicorn, complete these steps:

   • Step 1: Notify your insurance provider of the losses or damages as soon as possible so that the claim procedure may begin.
   • Step 2: A surveyor will inspect your bike, analyse the damage, and provide a full report to the insurance.
   • Step 3: After receiving the surveyor's report, the insurance company will normally process it within 48 hours.
   • Step 4: Complete the claim form and submit it with all relevant papers, including repair quotes, RC, and insurance policy information.
   • Step 5: Once your claim has been validated, pay for the bike repairs at your preferred workshop.
   • Step 6: Submit the original repair bills and receipts to your insurer. The approved refund amount will be credited directly to your account.

Documents Required for Honda Unicorn Insurance Claim

Here's a list of documents you need when filing a claim for your Honda Unicorn insurance:

• Claim Form (Completed and signed correctly)
• FIR Copy (Required for theft, fire, property damage, death, or third-party injuries)
• A valid copy of your Driving License
• RC Copy of bike
• KYC Documents -For claims above ₹1 lakh, KYC verification is necessary
• Original repair bills and receipts (for reimbursement claims)
• Repair bills for your bike

Additional Documents Required for Honda Unicorn Insurance Claim

• Subrogation Letter
• Non-Traceable Report for theft claims
• FIR Copy for major incidents
• RTO letter declaring bike 'No Use' (if applicable)
• Bike Keys & Purchase Invoice
• NOC from Financer (if the bike is financed)
• Original policy papers
• Original RC of the bike