Honda Shine Insurance

Popular Honda Shine Variants with Insurance Premium

*Disclaimer: The Shine insurance price may differ from insurer to insurer depending on additional factors.

Reasons to Buy Honda Shine Online from Policybazaar.com

Purchasing a Shine insurance online through Policybazaar.com provides several advantages:

• Take advantage of huge reductions that can make your Shine insurance more affordable and accessible.
• Experience faster claim settlements, whether you use cashless services or reimbursement options.
• Customise your insurance easily and expand your coverage with options such as zero depreciation, roadside assistance, personal accident coverage, engine protection, and others.
• Enjoy third-party liability coverage, which protects you from any injuries, damages, or losses caused by third parties in the event of an accident.
• Easily compare Shine insurance prices from leading providers to get the plan that best matches your needs and fits your budget.
• If you do not submit any claims throughout the policy period, you will get a No Claim Bonus (NCB) on insurance premium as a reward for your safe driving practices.
• Count on devoted customer service throughout the purchase or renewing process to assist with any queries or difficulties. For quick support, dial 1800-258-5970.

*Disclaimer: Different insurers provide a different set of inclusions and exclusions. Read your policy papers to understand the type of coverage under it.

Honda Shine Insurance Add-ons

Enhance your Honda Shine insurance plan by incorporating add-ons covers that deliver personalised coverage based on your unique preferences. These supplementary options provide robust protection for your bike, giving you the confidence and peace of mind needed for all your journeys.

• Zero Depreciation Coverage: With this add-on, you will get full claim payments without any reductions for depreciation on bike parts during repairs. This maximises your reimbursement for replacement expenses, reducing your financial burden while guaranteeing that your bike is completely insured, regardless of age.
• Consumable Cover: This add-on covers the costs of necessary consumables such as engine oil, nuts, bolts, grease, and coolants used during repairs. By incorporating these crucial components in your coverage, you may drastically reduce your out-of-pocket expenses for basic motorbike maintenance.
• NCB Protection: You can keep your No Claim Bonus (NCB) even if you submit a claim during the policy period. This add-on keeps your premium savings for future renewals, rewards good riding behaviours, and provides continuing financial
• Pillion Rider Coverage: This add-on offers critical financial protection for your pillion passenger in the event of an accidental injury while riding. It covers medical costs and compensation, ensuring that you and your companion feel safe when travelling together.

How to Buy/Renew Honda Shine Insurance Online?

Get your preferred bike insurance coverage in minutes online at Policybazaar.com by following these simple steps:

• Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited.
• Step 2: Navigate to the 'Insurance Products' menu and choose the 'Two wheeler Insurance' option from the dropdown.
• Step 3: Input your Honda Shine's registration number and click 'View Prices' to continue with your Honda Shine insurance renewal. If you are insuring a new bike, select 'Bought a New Bike' and provide details such as the make, model, and year of manufacture.
• Step 4: Browse and compare Honda Shine insurance price list from different insurers. Choose between third-party liability or comprehensive policies based on your specific needs.
• Step 5: Enhance your policy by selecting relevant add-ons.
• Step 6: Enter your details, including your name, contact information, and address, for the policy documentation.
• Step 7: Complete your payment securely using your preferred payment method, and your Honda Shine insurance policy will be delivered instantly to your registered email.

How to File Honda Shine Insurance Claim?

1. Cashless Claim Settlement

   Using the below process, you can file a quick claim settlement process:

   • Step 1: File a claim with your insurance company immediately after any damage happens to your insured Shine bike.
   • Step 2: A surveyor will examine the damages to the bike to sanction the estimate of damage repairs.
   • Step 3: The insurance company will determine repair costs based on the examination. You must take your bike to an approved network garage.
   • Step 4: Once approved, the garage will commence repairs, and the insurance carrier will cover the costs directly.

2. Reimbursement Claim Settlement

   Here's a quick process for filing a reimbursement claim:

   • Step 1: Inform your insurance provider immediately after your Honda Shine sustains any damages to begin the claim process promptly.
   • Step 2: An insurance surveyor will assess the damages to your bike, prepare a detailed damage report, and guide you on the next steps.
   • Step 3: The surveyor's damage report is usually submitted to the insurance company within 48 hours for swift claim processing.
   • Step 4: Complete the claim form and submit it along with all necessary documents, such as your driving license, registration certificate, pollution certificate, and Honda Shine insurance policy for verification.
   • Step 5: Once your claim is approved, proceed to your chosen repair shop for the necessary repairs and settle the repair costs directly with the mechanic.
   • Step 6: Provide the original repair invoices and payment receipts to the insurer to receive reimbursement for the repair expenses.

Documents Required for Honda Shine Insurance Claim

When filing a claim for your Honda Shine insurance, keep the following documents ready:

• Complete and sign the insurance claim form
• FIR Copy is required for incidents involving theft, fire, property damage, or third-party injuries
• A copy of your valid driving licence
• Copy of the bike's Registration Certificate (RC)
• These are required for claims over ₹1 lakh
• If filing for reimbursement, submit the original bills for repairs

Additional Documents Required for Honda Shine Insurance Claim

• Subrogation Letter
• Non-Traceable Report
• FIR Copy for significant incidents like theft or accidents
• RTO-issued 'No Use' Certificate
• Purchase Invoice & Bike Keys
• NOC from Financer (if the bike is under financing)
• Original Policy Papers

Honda Shine Insurance FAQs