Honda Bike Insurance

Honda is a Japanese motorcycle manufacturer operating in India for many decades. Known for its reliable and fuel-efficient bikes, Honda offers a range of bike models in India. The company’s bikes are known for their quality and durability. Like any motorcycle, owning a Honda bike requires insurance. Read on to find out why a Honda bike insurance check is necessary to ensure financial protection.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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About Honda Bikes

Honda offers a range of bikes in India to suit diverse needs. If you seek fuel efficiency, the Honda Shine is a reliable choice, while the Honda Activa scooter remains a favourite for daily commutes. For performance enthusiasts, the CB Hornet and CBR series bring power and advanced features to the ride. Each model reflects Honda's commitment to quality, catering to riders who value durability, comfort, and reliable performance on every journey.

Popular Honda Bike Models With Bike Insurance Price

Honda Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Honda Bike Insurance Price* (1+5 Bundled Policy)
Honda Activa 3G (110 cc) ₹ 303 ₹ 3,892
Honda CB Shine Electric Start Disc Brake Alloy Wheels (125 cc) ₹ 420 ₹ 3,956
Honda CB Unicorn ABS (149 cc) ₹ 406 ₹ 3,970
Honda Aviator DLX (110 cc) ₹ 329 ₹ 3899
Honda Dio DLX (102 cc) ₹ 397 ₹ 3,884
Honda Dream Yuga CBS (110) ₹ 281 ₹ 3,943

*Disclaimer: Honda bike insurance price can vary depending on factors like the insurance provider, specific bike model, year of manufacture, registration location, Insured Declared Value (IDV), chosen add-ons, and the bike's ex-showroom price.

Honda Bike Insurance Price Calculator

To estimate your Honda bike insurance price, you can use the online bike insurance calculator on Policybazaar.com. Simply enter these details to get an estimate:

  • Ex-showroom price of your Honda bike
  • Model and variant of your Honda bike
  • RTO location and year of registration
  • Previous claims history

Coverage Under Honda Bike Insurance

  • Inclusions
  • Exclusions

Honda bike insurance generally includes the following coverage:

  • Protection against theft or total loss of the bike
  • Coverage for accidental damage to your Honda and third-party property
  • Damage due to natural events like floods, storms, and landslides
  • Losses arising from civil disturbances, such as riots
  • Fire-related incidents

Honda bike insurance typically does not cover:

  • Claims with expired licenses or invalid documentation
  • Routine maintenance, internal breakdowns, or wear and tear
  • Incidents outside the policy's geographical coverage or after expiry
  • Damage due to misuse, neglect, or involvement in conflicts
  • Claims if riding under the influence of alcohol or drugs

*Disclaimer: Review your policy terms thoroughly to understand all specific inclusions and exclusions.

How to Buy/Renew Honda Bike Insurance Online?

Buying or completing your Honda bike insurance renewal online is straightforward. Follow these steps:

  • Step 1: Visit Policybazaar.com and go to the ‘Bike Insurance' tab under ‘Insurance Products' drop-down menu.
  • Step 2: For policy renewal, select ‘Renew' and enter your Honda bike's registration details. For a new policy, choose ‘Bought a New Bike'.
  • Step 3: Enter all necessary information accurately.
  • Step 4: Review available insurance plans and choose the one that fits your coverage needs.
  • Step 5: Decide between comprehensive and third-party coverage, and add optional features if needed.
  • Step 6: Complete the payment, and your policy document will be sent to your email.

Honda Bike Insurance Add-ons

You can choose from several add-ons to broaden your two wheeler insurance online coverage:

  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • No Claim Bonus (NCB) Protection
  • Personal Accident Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Consumables Cover

How to Claim Honda Bike Insurance Online?

If your Honda bike has been damaged or involved in an accident, you can follow these steps to file an insurance claim:

  • Step 1: Notify your insurer promptly to initiate the claim process.
  • Step 2: The insurer will assign a surveyor to evaluate the extent of the damage.
  • Step 3: Provide the required documents, such as identification proof, a filled claim form, and your policy details.
  • Step 4: For cashless repairs, take your bike to an authorised Honda service centre.
  • Step 5: If repairs are done at a non-authorised centre, pay for the service upfront and apply for reimbursement through your insurer.

Documents Needed for Honda Insurance Policy Claim

Have these documents prepared when filing a claim for your Honda bike insurance:

  • Valid driving licence
  • Completed and signed claim form
  • Bike's Registration Certificate (RC)
  • Photos of the damage
  • Original insurance policy document
  • Repair cost estimate
  • FIR or police report, if required
  • Receipts for completed repairs
  • No Objection Certificate (NOC) from the financer, if applicable

Honda Bike Insurance FAQs

  • Q1. How can I do a Honda bike insurance check online?

    Ans: You can check your Honda bike insurance status online by entering your policy number on the insurer’s website or app.
  • Q2. What is the process for Honda bike insurance renewal?

    Ans: Visit your insurer’s website, enter your details, select a plan, and complete the payment for a quick renewal.
  • Q3. How can I download my Honda bike insurance policy?

    Ans: For Honda bike insurance download, log into the insurer’s website or app to access and download your policy document. You will be able to access it once you have bought a new policy or renewed a lapsed policy.
  • Q4. What is the difference between third-party and comprehensive Honda bike insurance?

    Ans: Third-party bike insurance covers liabilities to others, while comprehensive bike insurance includes both own-damage and third-party protection.
  • Q5. How long does it take to process a Honda bike insurance claim?

    Ans: Claim processing generally takes 7-10 days, depending on the insurer and the documentation provided.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in