Honda Dio Insurance

Comprehensive Honda Dio Insurance protects your scooter from various risks, including accidents, theft, and unforeseen damage. This includes maintenance charges, spare parts replacement, and additional expenses to guarantee your Dio bike's peak performance. Furthermore, third-party liability insurance protects you from claims for injuries or damages caused to others in an accident.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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Popular Honda Dio Variants with Insurance Premium

Honda Dio Scooter Zero Dep Cover* (Add-on Cover) Estimated Honda Dio Insurance Price List* (1+5 Bundled Policy)
Honda Dio DLX (102 cc) Nil ₹3,884
Honda Dio DLX (109 cc) Nil ₹3,896
Honda Dio DLX - Electric Start (110 cc) Nil ₹3,896
Honda Dio DLX OBD2 (110) Nil ₹3,903
Honda Dio H-Smart (110 cc) Nil ₹3,914

*Disclaimer: Check the Dio insurance price for different providers as it may differ depending on additional factors like IDV, past claims, ex-showroom price, NCB and zero depreciation.

Reasons to Buy Honda Dio Insurance Online from Policybazaar.com

You will enjoy multiple benefits of purchasing a Honda Dio insurance online from Policybazaar.com:

  • Comprehensive third-party and personal accident insurance to protect you and your scooty from unanticipated dangers.
  • Conveniently compare policies from top insurers with our extensive plan selection. The portal provides a Dio insurance price list for easy comparison, guaranteeing you select a policy that suits your demands and budget.
  • Renewing your Dio insurance simply requires your bike's registration information. This saves time and removes unnecessary paperwork.
  • Our paperless claims process allows you to choose between cashless or reimbursement methods, improving your entire experience.
  • Policybazaar.com offers affordable insurance premiums without compromising coverage for your Honda Dio.
  • Call 1800-258-5970 24/7 for timely and professional resolution of insurance-related inquiries.
  • Access round-the-clock roadside assistance, including towing, emergency fuel delivery, repairs, and breakdown services, for peace of mind during your ride.

Coverage Under Honda Dio Insurance Policy

  • Inclusions
  • Exclusions

The Dio insurance policy includes the following coverage:

  • Losses or damages due to fire and explosions.
  • Third-party liability insurance, covering harm or damage to another person or property involving the insured bike.
  • Protection against damages caused by natural calamities, including floods, earthquakes, and storms.
  • Compensation for losses due to theft of the scooty.
  • Coverage for damages sustained during transportation of the bike.
  • Personal accident insurance for the owner-rider, providing financial support for injuries, impairments, or accidental death.
  • Coverage for damages caused by civil unrest, such as riots, vandalism, and strikes.
  • Comprehensive protection against accidental damages to the bike itself.

Here are some exclusions:

  • Damages beyond the geographic coverage area.
  • Losses due to rebellion, nuclear incidents, or military confrontations.
  • Indirect harm not produced by the insured event.
  • Damages occurring when driving under the influence of alcohol or drug use.
  • Losses from driving without proper paperwork or a legal license.
  • Damage caused intentionally or by negligence.
  • Wear and tear, or mechanical malfunctions.

*Disclaimer: Policy coverages may fluctuate from insurer to insurer. Refer to your policy papers for clarity.

Honda Dio Insurance Add-ons

Customise your Honda Dio insurance policy with a variety of add-ons covers designed to fit your specific requirements. These additional coverages provide comprehensive protection for your scooter, allowing you to enjoy every ride with the assurance that you are fully covered.

  • Consumable Cover: This add-on covers the expenses of key consumables such as engine oil, nuts, bolts, grease, and coolants required for repairs. By insuring these minor but critical components, you may decrease out-of-pocket spending for routine bike maintenance.
  • Personal Accident Cover: This essential policy provides financial protection in the event of a rider's injuries, permanent incapacity, or accidental death. It gives peace of mind by covering medical expenditures and compensation, guaranteeing that you and your family are supported during crises.
  • Engine Cover: This add-on protects against costly repairs caused by issues such as water damage, oil leaks, or accidents. This coverage protects your bike's engine and guarantees it remains in top shape throughout unforeseen scenarios.
  • NCB Protection: You can keep your No Claim Bonus (NCB) even if you submit a claim during the policy period. This feature lets you save your premium savings for future renewals, rewards good riding behaviours, and provides long-term financial benefits.

How to Buy/Renew Honda Dio Insurance Online?

Get your desired coverage in minutes online on Policybazaar.com by following these easy steps:

  • Step 1: Go to Policybazaar.com.
  • Step 2: Click on the 'Insurance Products' menu and select the 'Bike Insurance' option.
  • Step 3: Enter your Honda Dio's registration number and then click 'View Prices' to proceed for Dio insurance renewals. If you're purchasing a new bike, pick 'Bought a New Bike' and enter information such as the make, model, and year.
  • Step 4: Review the Dio insurance price to compare various insurance plans from prominent providers. Depending on your requirements, you can select between third-party liability or comprehensive coverage.
  • Step 5: Expand your coverage with add-on options.
  • Step 6: Fill out your personal information, including name, address, and phone number.
  • Step 7: Pay securely using your preferred method, and receive your Honda Dio insurance policy in your inbox instantly.

How to File Honda Dio Insurance Claim?

  1. Cashless Claim Settlement

    Here's how to initiate the process:

    • Step 1: To file a cashless claim, contact your insurance company promptly after the damage happens to your insured bike.
    • Step 2: A surveyor will examine the damage to your Honda Dio and authorise any necessary repairs.
    • Step 3: The insurance company will determine repair costs based on the examination. You must take your bike to an approved network garage to get it repaired.
    • Step 4: Once approved, the garage will repair your bike, and the insurance carrier will cover the costs directly.
  2. Reimbursement Claims Settlement

    Here's how to initiate the process:

    • Step 1: Notify your insurance provider promptly after any damages to your insured Honda Dio.
    • Step 2: A surveyor will inspect your bike the extent of damages and provide a damage report.
    • Step 3: Reports are normally provided to insurers within 48 hours for processing.
    • Step 4: Fill out and mail the claim form together with the required documents like DL, RC, PUCC and Dio insurance policy papers for verification.
    • Step 5: After the claim is granted, take your bike for repairs to your preferred repair shop and pay the mechanic immediately.
    • Step 6: Submit original invoices and receipts to receive reimbursement for repair charges.

Documents Required for Honda Dio Insurance Claim

To file a claim for your Honda Dio insurance, ensure you have the following documents:

  • A filled and signed claim form
  • FIR required for theft, fire, property damage, death, or third-party injury claims
  • A valid copy of your driving license
  • A copy of the bike's RC
  • If the claim amount exceeds ₹1 lakh, KYC documents are necessary
  • For reimbursement claims, submit the original repair bills and receipts

Additional Documents Required for Honda Dio Insurance Claim

  • Subrogation Letter
  • Non-Traceable Report
  • FIR Copy (in cases of theft or major accidents)
  • RTO-issued 'No Use' Certificate (if applicable)
  • Bike Keys & Purchase Invoice: If necessary for claims.
  • NOC from Financer (if the bike is financed)
  • Original Insurance Policy Papers

Honda Dio Insurance FAQs

  • Q. Is there an expiry date for the Honda Dio insurance policy?

    Ans: Yes, the standard 5-year insurance policy expires 5 years after the policy purchase date.
  • Q. Can we renew the expired policy?

    Ans: Yes, you can renew an expired policy within 30-90 days of the policy expiration.
  • Q. What is the fuel tank capacity of Dio two-wheelers?

    Ans: The Honda Dio has a 5.3 L fuel tank.
  • Q. Is Honda Dio lightweight or heavyweight?

    Ans: The Honda Dio two-wheeler is a lightweight (104 kg) commuter model.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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