Popular Honda CB Unicorn Variants with Insurance Premiums
Honda CB Unicorn Bike | Zero Dep Cover* (Add-on Cover) | Estimated Unicorn Insurance Price List* (1+5 Bundled Policy) |
Honda CB Unicorn ABS (149 cc) | - | ₹3,970 |
Honda CB Unicorn CBS (163 cc) | - | ₹7,555 |
Honda CB Unicorn Dazzler (149 cc) | - | ₹3,966 |
Honda CB Unicorn Electric Start Disc Brake Alloy Wheels (150 cc) | - | ₹3,968 |
Honda CB Unicorn STD (149) | - | ₹3,970 |
Honda CB Unicorn STD (163 cc) | - | ₹7,542 |
*Disclaimer: CB Unicorns insurance premium costs may differ from provider to provider depending on certain factors.
Reasons to Buy Honda CB Unicorn Online from Policybazaar.com
Purchasing CB Unicorn insurance online through Policybazaar.com offers various benefits, including:
- Enjoy speedy and hassle-free claim settlements, whether you choose cashless repairs at network garages or reimbursement claims, which reduce delays.
- For more coverage and peace of mind, customise your insurance with options such as zero depreciation, roadside assistance, and engine protection.
- Save more with a No Claim Bonus (NCB) for each claim-free year, since simple repairs such as plastic, fibre, and glass restoration do not impact your coverage.
- With just a few clicks, you can easily acquire or make CB Unicorn insurance renewal for a new bike online, assuring ease and speed.
- Explore a comprehensive CB Unicorn insurance price list online to compare coverages and select a plan that fits your budget and coverage requirements.
- Contact customer care at 1800-258-5970 for 24/7 assistance with any of your insurance-related questions, including purchasing, renewing, and claiming.
Coverage Under Honda CB Unicorn Insurance
- Inclusions
- Exclusions
The comprehensive CB Unicorn insurance policy includes:
- The policy provides coverage for damages caused by riots, strikes, or vandalism.
- Protection against natural catastrophes such as hurricanes, earthquakes, and floods.
- Financial assistance for damages caused to the insured bike by accidents or crashes.
- Covers the partial or complete loss of your CB Unicorn due to theft.
- Compensation for losses resulting from fires, explosions, or similar catastrophes.
- Assists with injuries, impairments, or death of the owner-rider.
- Covers losses or injuries caused to third parties by your insured CB Unicorn.
The CB Unicorn insurance plan does not cover:
- Claims that are made after the policy has expired.
- Any damage caused by driving under the influence of drugs or alcohol.
- Depreciation, regular wear & tear, or mechanical/electrical failure.
- Accidents caused by purposeful or irresponsible behaviour.
- Losses or damages that are not directly related to the original injury.
- Damage caused while riding outside of the policy's designated geographic region.
*Disclaimer: Check your Honda CB Unicorn insurance papers to understand the inclusions and exclusions in your policy.
Honda CB Unicorn Insurance Add-ons
You can also extend the coverage of your basic Honda CB Unicorn insurance policy with a variety of add-ons. These additional covers secure your bike holistically and allow you to customise the policy as you see fit. You can pick from the following options:
- Personal Accident Cover: The Motor Vehicles Act 1988 mandates Personal Accident (PA) coverage, which gives ₹15 lakh for accidental injury or death. This function is available to all insured bike owners aged 18 to 65 who hold a valid driver's license. This vital coverage is available in both third-party and comprehensive plans, assuring financial stability under the IRDA's standardised requirements.
- Pillion Rider Cover: This add-on cover makes travelling with a pillion rider safer. The Pillion Rider Cover covers medical fees and compensation in the event of an accident involving your passenger, giving both of you peace of mind that you are covered on every journey.
- Zero Depreciation Cover: The worth of your bike declines over time due to wear and tear. A zero depreciation coverage in bike insurance tackles this by rewarding you for the full replacement cost of items during claim settlements, without regard for depreciation. This add-on lessens your financial load while providing complete coverage.
- 24/7 Roadside Assistance Cover: An unexpected breakdown on the road may be unpleasant. Get round-the-clock assistance with Roadside Assistance Coverage included in your bike insurance. This add-on covers everything from flat tyre repairs and mechanical maintenance to emergency gasoline delivery, towing and even lodging, ensuring you're never stranded on the road.
How to Buy/Renew Honda CB Unicorn Insurance Online?
To renew or get Honda CB Unicorn insurance at Policybazaar.com, simply follow these steps:
- Step 1: Search and go to Policybazaar.com.
- Step 2: From the 'Insurance Products' tab on the webpage, select 'Bike Insurance'.
- Step 3: Enter your CB Unicorn registration number and click 'View Prices' to proceed with renewal. If you do not have the registration number, choose 'Bought a New Bike' and input the make, model, variation, year, and RTO information to get a new policy.
- Step 4: To make an informed selection, compare CB Unicorn insurance prices and additional features, and consider your budget across policies offered by trustworthy insurers.
- Step 5: For more extensive coverage, select add-ons.
- Step 6: Provide your personal information, such as your address, phone number, and email address, to proceed for the purchase.
- Step 7: Choose your preferred payment option (UPI, net banking, or card) and complete your transaction. A soft copy of the Honda CB Unicorn insurance policy will be emailed to you as soon as your payment is confirmed.
How to File Honda CB Unicorn Insurance Claim?
-
Cashless Claim Settlement
Follow these steps to file a cashless claim for your Honda CB Unicorn:
- Step 1: As soon as your insured bike is damaged, notify your insurance provider to begin the claim procedure.
- Step 2: An insurance surveyor will examine the CB Unicorn bike, appraise the damage, and authorise the required repairs.
- Step 3: Once the surveyor has submitted their report, the insurance company will compute the repair expenses. Bring your CB Unicorn to a network garage for cashless repairs.
- Step 4: Once approved, the garage will repair your bike, and the insurance company will settle the cost directly with the garage for a seamless experience.
-
Reimbursement Claim Settlement
Here's how to file a reimbursement claim for your Honda CB Unicorn:
- Step 1: Notify your insurance provider of the damages to the insured bike and start the refund claim procedure.
- Step 2: A surveyor will inspect the damage and provide an evaluation report to the insurance.
- Step 3: To process the claim, a full damage report will be supplied within 48 hours.
- Step 4: Fill out the claim form and submit it to the insurance provider along with all supporting evidence and documents required.
- Step 5: Take your CB Unicorn bike to a nearby repair shop of your preference and pay for the repairs upfront.
- Step 6: Submit the original repair invoices and payment receipts to the insurance provider. Once validated, the refund will be paid to your bank account.
Documents Required for Honda CB Unicorn Insurance Claim
To file a successful claim for your Honda CB Unicorn, ensure you have the following documents:
- Filled out and signed the claim form
- FIR Copy is mandatory for theft, fire, property damage, death, or third-party injury claims.
- A valid copy of your Driving License
- Registration Certificate (RC)
- KYC Documents required for claims exceeding ₹1 lakh for verification
- Original Repair Bills and Receipts for reimbursement claims
Additional Documents Required for Honda CB Unicorn Insurance Claim
- Subrogation letter
- Non-Traceable Report in case of theft
- RTO 'No Use' Certificate
- Bike Keys & Invoice
- NOC from Financer
- Original Honda CB Unicorn Insurance Policy
- FIR Copy (for theft or significant damage)
Honda CB Unicorn Insurance FAQs
-
Q. Can I purchase a one-year policy for my CB Unicorn?
Ans: Yes, you can purchase 1-year own-damage cover for your bike. -
Q. Is accessory damage covered under the insurance?
Ans: Most insurers do not provide accessory damage cover. You can check it with your provider if it is included in your policy. -
Q. What is the top speed of a CB Unicorn?
Ans: The CB Unicorn provides a top speed of 101 kmpl. -
Q. What is the mileage of a CB Unicorn?
Ans: The CB Unicorn gives a mileage of 60kmpl.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in