Popular Honda CB Shine Variants with Insurance Premium
Honda CB Shine | Zero Dep Cover* (Add-on Cover) | Estimated Honda CB Shine Insurance Price List* (1+5 Bundled Policy) |
Honda CB Shine Electric Start Disc Brake Alloy Wheels (125 cc) | Nil | ₹3,956 |
Honda CB Shine Electric Start Drum Brake Alloy Wheels (125 cc) | Nil | ₹3,948 |
Honda CB Shine Electric Start Disc Brake Alloy Wheels (149 cc) | Nil | ₹3,961 |
Honda CB Shine Electric Start Drum Brake Alloy Wheels (149 cc) | Nil | ₹3,961 |
Honda CB Shine Kick Start Drum Brake Spoke Wheels (125 cc) | Nil | ₹3,948 |
*Disclaimer: The CB Shine insurance price may differ from insurer to insurer depending on multiple factors like ex-showroom price, IDV, zero-depreciation and others.
Reasons to Buy Honda CB Shine Online from Policybazaar.com
Purchasing a CB Shine insurance online through Policybazaar.com offers various benefits:
- Easily compare CB Shine insurance prices from top insurers to obtain the coverage that best meets your needs and budget.
- With No Claim Bonus cover even if you do not make any claims throughout the policy's term, you still may be eligible for a No Claim Bonus on your premium, which would further reduce your costs.
- Count on skilled customer service throughout the purchase or renewal process. Call 1800-258-5970 for instant assistance in resolving your enquiries.
- Receive attractive savings benefits making your insurance more budget-friendly and affordable.
- Whether you choose cashless services or reimbursement alternatives, you will receive assistance when you need it most.
- You can easily customise your insurance policy by adding extras like zero depreciation, roadside assistance, personal accident coverage, engine protection, and more to improve your coverage.
- This coverage protects you against third-party claims for injuries, damages, or losses sustained as a result of an accident, giving you further peace of mind.
Coverage Under Honda CB Shine Insurance
- Inclusions
- Exclusions
The Honda CB Shine insurance policy observes the following inclusions:
- Covers the complete or partial loss of your CB Shine.
- Provides coverage for fires, explosions, and other catastrophic occurrences that may cause bike damage.
- Offers financial protection for injury, incapacity, or death due to a personal accident.
- Covers injuries and property damage to third parties.
- Covers damages from natural catastrophes such as floods and earthquakes.
- Protects against unintentional damage and losses caused by a collision.
- Vandalism insurance covers damages caused by vandalism, strikes, or riots.
There are some important exclusions under the CB Shine insurance policy:
- Losses incurred outside the policy's geographical boundaries.
- Damages from wars, military activity, or nuclear occurrences.
- Indirect damage or progressive wear & tear.
- Incidents involving alcohol or drugs.
- Losses occurring when riding without proper documentation or licensing.
- Deliberate harm to the bike.
- Damage from wear and tear or mechanical failure.
*Disclaimer: The extent of coverage may differ for different policies. Please read your policy papers to understand the extent of inclusions-exclusions.
Honda CB Shine Insurance Add-ons
Enhance your Honda CB Shine insurance policy by selecting from a range of bike insurance add-ons that provide tailored coverage to meet your individual needs. These enhancements offer extensive protection for your insured motorcycle, ensuring you ride with confidence and peace of mind.
- Zero Depreciation Cover: This add-on ensures that you receive full claim payments without accounting for depreciation on bike parts during repairs. By maximising reimbursement for replacement expenses, reduces your financial burden while also ensuring that your bike is fully covered, regardless of the bike's age.
- 24/7 Roadside Assistance Coverage: Get round-the-clock assistance for roadside situations including breakdowns, flat tyres, and fuel shortages. Whether you need towing or simple repairs, this coverage provides timely help, allowing you to travel without fear of being stuck.
- Pillion Rider Cover: This important add-on provides financial security for your pillion rider in the event of an unintentional injury while riding. It covers medical bills and compensation, giving you and your passenger peace of mind while you travel together.
- Return to Invoice Cover: If your motorbike is stolen or totalled due to significant damage, you may collect the entire invoice value with this add-on. It closes the difference between the insured stated value (IDV) and the original purchase price, assuring maximum recovery and financial stability.
How to Buy/Renew Honda CB Shine Insurance Online?
Follow these simple steps to buy to make CB Shine insurance renewals online on Policybazaar.com:
- Step 1: Visit Policybazaar.com to begin.
- Step 2: Under the 'Insurance Products' section, select 'Two Wheeler Insurance'.
- Step 3: Enter your bike's registration number and then click 'View Prices'. When purchasing a new bike, pick 'Bought a New Bike' and enter important information such as the model, make, and year.
- Step 4: Compare the insurance alternatives from the CB Shine insurance price list offered by prominent providers and select either third-party or comprehensive coverage based on your needs.
- Step 5: Consider adding extra features like engine protection cover, zero depreciation, or NCB retention to increase protection.
- Step 6: Enter your personal information, such as name, contact information, and address.
- Step 7: Complete the purchase over a secure gateway, and your Honda CB Shine insurance policy will be sent to your email instantly.
How To File Honda CB Insurance Claim?
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Cashless Claim Settlement
Here's an easy process to file cashless claim settlement:
- Step 1: Contact your insurance carrier immediately to file a claim for your bike's damage.
- Step 2: A surveyor appointed by the insurance provider will inspect the damages of your bike and approve the repairs.
- Step 3: The insurance company will evaluate the surveyor's report and calculate the repair cost. Take your bike for repairs to an authorised garage approved by your insurer after the insurer releases the amount.
- Step 4: After authorisation, the garage will get payment straight from the insurance for completed repairs.
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Reimbursement Claim Settlement
Here's the simple process to file a reimbursement claim settlement:
- Step 1: Contact your insurance provider immediately to report the damages to your Honda CB Shine.
- Step 2: A surveyor will check your bike and provide an assessment report.
- Step 3: The report will be forwarded to the insurance provider within 48 hours for next steps and approval of the reimbursement amount.
- Step 4: Submit the completed claim form and supporting documentation for approval.
- Step 5: Once the claim is accepted, take your bike to a workshop for repairs and pay the mechanic up front.
- Step 6: Submit the original repair invoices and receipts to your insurance company to receive reimbursement in your bank account.
Documents Required for Honda CB Shine Insurance Claim
Prepare the following documents when filing a claim:
- A copy of the bike's Registration Certificate (RC)
- Original repair bills and receipts (for reimbursement claims)
- A copy of your valid driving license
- FIR copy (mandatory for fire, death, property damage, or third-party injuries)
- KYC documents (if damages exceed ₹1 lakh)
- Repair bills for the bike
- Duly completed and signed claim form
Additional Documents Required for Honda CB Shine Insurance Claim
- Original Honda CB Shine insurance policy
- FIR copy for legal incidents
- Original bike Registration Certificate (RC)
- Non-traceable report (for theft cases)
- Bike keys or purchase invoice as proof of ownership
- Letter of Subrogation for claims
- NOC from the financer if the bike is financed
- RTO-issued 'No Use' certificate for the vehicle
FAQs - Honda CB Shine Insurance
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Q. Which category do CB Shine bikes fall under?
Ans: The Honda CB Shine bike is a commuter model. -
Q. What is CB Shine's brake system?
Ans: The bike features front and rear brakes. It also provides a combined brake system (CBS). -
Q. Is my CB insurance renewable online?
Ans: Yes, you can easily renew your insurance policy online. -
Q. Can I transfer my CB insurance policy online?
Ans: Yes, you can make policy transfers online.