Honda Activa Insurance

Popular Honda Activa Variants with Insurance Premium

*Disclaimer: The above table is for reference purposes only. Your Honda Activa insurance premium may vary depending on the IDV, registration year, location of registration, add-ons, etc.

Reasons to Buy Activa Insurance Online from Policybazaar.com

At Policybazaar.com, you can compare multiple plans offered by bike insurance companies in India at the most affordable prices.

If you buy a Honda Activa insurance policy, you can avail of the following benefits:

• Avail benefits of a comprehensive plan that provides coverage in case of own damage and third-party liabilities by the insured Activa scooty.
• Cashless repair at network garages in case of accidental damages.
• Avail faster claim settlement (both cashless and reimbursement).
• No Claim Bonus (NCB) on every claim-free year (regardless of claims arising for the restoration of plastic, fiber, glass, and rubber parts)
• Get roadside assistance in case of breakdown, such as battery jumpstart, emergency fuel assistance, minor repairs, on-call support, towing damaged vehicles to the network garage, etc.
• Enjoy 24/7 customer assistance by calling 1800-258-5970 and resolving all your insurance queries without hassles.

*Disclaimer: The Honda Activa insurance policy coverage may vary from insurer to insurer. Kindly check the insurer’s policy wordings to get a clear view.

Honda Activa Insurance Add-on Covers

The comprehensive two-wheeler insurance plan allows you to buy add-on covers like roadside assistance, zero-depreciation cover, consumables cover, and No Claim Bonus (NCB) protection cover. The add-ons offer maximum protection in case of accidental injuries or collisions.

• Roadside Assistance Cover: A 24-hour roadside assistance cover comes in handy if the Activa breaks down in the middle of the road. Under this cover, you get services like towing, changing flat tyres, battery jumpstart, refuelling, etc. If you are stuck in any such situation, the insurer will assist immediately.
• Zero Depreciation Cover: A zero dep add-on cover in bike insurance allows you to claim the total cost of replacing bike parts in case of accidental damage. The depreciation on the damaged parts is not deducted from the bike insurance claim amount. Thus, it helps you save a considerable amount.
• Consumables Cover: With consumables add-on cover, you can claim for the small consumable expenses incurred on replacing and repairing nuts, bolts, screws, oil, etc., without paying from your pocket.
• No-Claim-Bonus protection: If you have not made any claim during your policy period, you are entitled to a No-Claim Bonus (NCB) on your insurance premium. The NCB benefit can be availed up to 50% for subsequent years. When the NCB bonus becomes zero if a claim is made, the earned NCB can be protected with a No Claim Bonus (NCB) Protection Cover.

How Do Buy or Renew Two-Wheeler Insurance Online for Honda Activa?

To buy or renew Honda Activa Insurance online, you can head to the official website of Policybazaar Insurance Brokers Private Limited and follow the simple steps:

• Step 1: First, visit the homepage and select 'Bike Insurance' under 'Insurance Products'.
• Step 2: Enter your Honda Activa registration number if you renew the policy. However, if you have purchased the new scooter, proceed with 'Bought a New Bike'.
• Step 3: On the next page, carefully fill in the form by selecting the options.
• Step 4: Select the type of insurance policy you want to buy for your Honda Activa, such as a third-party or comprehensive bike insurance policy.
• Step 5: Check the add-ons, such as zero depreciation cover, PA cover, etc., that you want to purchase.
• Step 6: You will get Activa insurance quotes from different insurers. You can select the one that works for you and pay online through UPI, net banking, or debit/credit cards.
• Step 7: Your Honda Activa insurance policy is mailed to your registered email address.

How to File an Activa Insurance Claim?

To file an Activa insurance claim, you can choose any one of following methods:

1. Cashless Claims Settlement

   For cashless claims settlement, the procedure is as follows:

   • Step 1: In case of an accident or damage to your Activa, inform the insurer as soon as possible.
   • Step 2: The bike insurance company will send the surveyor to check the damaged Activa, design an assessment report, and send it to the insurer.
   • Step 3: The insurer estimates and confirms the amount and asks you to send the damaged Activa to the nearest network garage for repairs.
   • Step 4: The insurer will directly settle the bills with the garage once the damages are repaired.

2. Reimbursement Claims Settlement

   For reimbursement claims settlement, the procedure is as follows:

   • Step 1: Inform the insurer about the incident by calling their helpline number.
   • Step 2: The surveyor will assess the damage caused to the damaged Activa.
   • Step 3: They will compile the assessment report within 48 hours of the survey.
   • Step 4: Submit all the required documents as asked by the insurer, along with the filled-out and signed claim.
   • Step 5: Once the insurer approves, send your insured Activa to the nearest local garage for repairs and pay from your own pocket.
   • Step 6: Later, the insurer will compensate for the losses directly in your bank account.

Documents Required for Activa Insurance Claim

In case of an accident, the insurance company may ask for the following documents during the claim settlement process:

• Claim form filled and signed by the insured
• Driving License
• Activa registration book
• KYC details if the damage exceeds ₹ 1 Lakh
• FIR report from Policy is it involves fire, 3-party injuries, property damage, and death
• Repair estimates
• Repair bills
• Payment receipts

Additional Documents Required for Activa Theft Claims

• Original Registration Certificate
• Original Activa Insurance Policy documents
• Keys / Purchase Invoice
• Police FIR
• Non-Traceable Report
• Letter of Subrogation
• NOC from the Financer
• RTO letter declaring the Insured Activa as 'No Use'.