Honda Activa Insurance

Honda Activa insurance is a two-wheeler insurance policy offering comprehensive coverage for your Honda Activa scooter. It ensures financial protection against accidents, theft, natural calamities, or man-made disasters. Moreover, this provides peace of mind by covering third-party liabilities and several valuable add-ons like roadside assistance cover, zero depreciation cover, etc., making your ride worry-free and secure. Read all about Honda Activa insurance on the below page.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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Plans starting @ 1.3/day*

  • Compare & Save upto 85%#
  • No paperwork
  • Instant Policy Issuance
  • No inspection
  • Express checkout – takes just 60 seconds!

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of Rs. 5,895 and NCB at 50%. Standard T&C apply.

Popular Honda Activa Variants with Insurance Premium

Honda Activa Scooter Variants Zero Dep Cover * (Add-on Cover) Estimated Honda Activa Bike Insurance Price (1+5) Bundle Policy
Activa 3G (110CC) ₹ 191 ₹ 3,892 onwards
Activa 4G (110CC) ₹ 221 ₹ 3,894 onwards
Activa 5G (110CC) ₹ 180 ₹ 3,897 onwards
Activa 6G H-Smart (110CC) ₹ 284 ₹ 3,916 onwards
Activa 6G Smart Key-Alloy Wheels (110CC) ₹ 284 ₹ 3,916 onwards

*Disclaimer: The above table is for reference purposes only. Your Honda Activa insurance premium may vary depending on the IDV, registration year, location of registration, add-ons, etc.

Reasons to Buy Activa Insurance Online from Policybazaar.com

At Policybazaar.com, you can compare multiple plans offered by bike insurance companies in India at the most affordable prices.

If you buy a Honda Activa insurance policy, you can avail of the following benefits:

  • Avail benefits of a comprehensive plan that provides coverage in case of own damage and third-party liabilities by the insured Activa scooty.
  • Cashless repair at network garages in case of accidental damages.
  • Avail faster claim settlement (both cashless and reimbursement).
  • No Claim Bonus (NCB) on every claim-free year (regardless of claims arising for the restoration of plastic, fiber, glass, and rubber parts)
  • Get roadside assistance in case of breakdown, such as battery jumpstart, emergency fuel assistance, minor repairs, on-call support, towing damaged vehicles to the network garage, etc.
  • Enjoy 24/7 customer assistance by calling 1800-258-5970 and resolving all your insurance queries without hassles.

Coverage Under Activa Insurance Policy

  • Inclusions
  • Exclusions

It offers financial protection against the following events:

  • Accidental damages
  • Loss or damage caused due to housebreaking or theft
  • Damage due to fire and explosion
  • Damage caused by lightning
  • Riots and strikes
  • Earthquakes, floods, typhoons, storms, rockslides, landslides, and cyclones
  • Damages from terrorism and malicious activities
  • Losses were suffered during transit by road, rail, inland waterway, and air.
  • Third-party liability coverage for property damage, bodily injuries, and vehicle damage.

Under the following situations, your claim won't be entertained:

  • Normal wear and tear
  • Mechanical and electrical breakdown (unless accidental damages/failures)
  • Any consequential loss
  • Driving under the influence of drugs and liquor
  • Driving without any valid Driving License, Vehicle Registration Certificate, PUCC, and scooter insurance policy
  • Damage resulting due to war conditions or nuclear damage
  • Occurrences outside the geographical limits mentioned in the policy documents
  • Loss or damages caused to Honda Activa tube or tyre damage other than accidental damage.

*Disclaimer: The Honda Activa insurance policy coverage may vary from insurer to insurer. Kindly check the insurer’s policy wordings to get a clear view.

Honda Activa Insurance Add-on Covers

The comprehensive two-wheeler insurance plan allows you to buy add-on covers like roadside assistance, zero-depreciation cover, consumables cover, and No Claim Bonus (NCB) protection cover. The add-ons offer maximum protection in case of accidental injuries or collisions.

  • Roadside Assistance Cover: A 24-hour roadside assistance cover comes in handy if the Activa breaks down in the middle of the road. Under this cover, you get services like towing, changing flat tyres, battery jumpstart, refuelling, etc. If you are stuck in any such situation, the insurer will assist immediately.
  • Zero Depreciation Cover: A zero dep add-on cover in two wheeler insurance allows you to claim the total cost of replacing bike parts in case of accidental damage. The depreciation on the damaged parts is not deducted from the bike insurance claim amount. Thus, it helps you save a considerable amount.
  • Consumables Cover: With consumables add-on cover, you can claim for the small consumable expenses incurred on replacing and repairing nuts, bolts, screws, oil, etc., without paying from your pocket.
  • No-Claim-Bonus protection: If you have not made any claim during your policy period, you are entitled to a No-Claim Bonus (NCB) on your insurance premium. The NCB benefit can be availed up to 50% for subsequent years. When the NCB bonus becomes zero if a claim is made, the earned NCB can be protected with a No Claim Bonus (NCB) Protection Cover.

How Do Buy or Renew Two-Wheeler Insurance Online for Honda Activa?

To buy or renew Honda Activa Insurance online, you can head to the official website of Policybazaar Insurance Brokers Private Limited and follow the simple steps:

  • Step 1: First, visit the homepage and select 'Bike Insurance' under 'Insurance Products'.
  • Step 2: Enter your Honda Activa registration number if you renew the policy. However, if you have purchased the new scooter, proceed with 'Bought a New Bike'.
  • Step 3: On the next page, carefully fill in the form by selecting the options.
  • Step 4: Select the type of insurance policy you want to buy for your Honda Activa, such as a third-party or comprehensive bike insurance policy.
  • Step 5: Check the add-ons, such as zero depreciation cover, PA cover, etc., that you want to purchase.
  • Step 6: You will get Activa insurance quotes from different insurers. You can select the one that works for you and pay online through UPI, net banking, or debit/credit cards.
  • Step 7: Your Honda Activa insurance policy is mailed to your registered email address.

How to File an Activa Insurance Claim?

To file an Activa insurance claim, you can choose any one of following methods:

  1. Cashless Claims Settlement

    For cashless claims settlement, the procedure is as follows:

    • Step 1: In case of an accident or damage to your Activa, inform the insurer as soon as possible.
    • Step 2: The bike insurance company will send the surveyor to check the damaged Activa, design an assessment report, and send it to the insurer.
    • Step 3: The insurer estimates and confirms the amount and asks you to send the damaged Activa to the nearest network garage for repairs.
    • Step 4: The insurer will directly settle the bills with the garage once the damages are repaired.
  2. Reimbursement Claims Settlement

    For reimbursement claims settlement, the procedure is as follows:

    • Step 1: Inform the insurer about the incident by calling their helpline number.
    • Step 2: The surveyor will assess the damage caused to the damaged Activa.
    • Step 3: They will compile the assessment report within 48 hours of the survey.
    • Step 4: Submit all the required documents as asked by the insurer, along with the filled-out and signed claim.
    • Step 5: Once the insurer approves, send your insured Activa to the nearest local garage for repairs and pay from your own pocket.
    • Step 6: Later, the insurer will compensate for the losses directly in your bank account.

Documents Required for Activa Insurance Claim

In case of an accident, the insurance company may ask for the following documents during the claim settlement process:

  • Claim form filled and signed by the insured
  • Driving License
  • Activa registration book
  • KYC details if the damage exceeds ₹ 1 Lakh
  • FIR report from Policy is it involves fire, 3-party injuries, property damage, and death
  • Repair estimates
  • Repair bills
  • Payment receipts

Additional Documents Required for Activa Theft Claims

  • Original Registration Certificate
  • Original Activa Insurance Policy documents
  • Keys / Purchase Invoice
  • Police FIR
  • Non-Traceable Report
  • Letter of Subrogation
  • NOC from the Financer
  • RTO letter declaring the Insured Activa as 'No Use'.

Honda Activa Insurance FAQs

  • Q1. What are the factors that affect my Activa insurance premium?

    Ans: The premium payable for your Honda bike/motorcycle/ scooter depends on the factors, such as geographical zone, cubic capacity of your two-wheeler's engine, age of the two-wheeler, Insured Declared Value, model of the vehicle, etc.
  • Q2. Can I purchase and renew Honda Activa insurance online?

    Ans: Yes, the policy can be renewed and purchased online at Policybazaar.com.
  • Q3. Can I ride Activa without insurance?

    Ans: Yes, Policybazaar.com allows you to renew your Hero bike insurance online without paperwork and hassles.
  • Q4. What happens if my Activa scooter gets stolen?

    Ans: First, register an FIR, then call your bike insurance company and file a claim against the theft of your Activa.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in