Popular Hero Super Splendor Variants With Insurance Premium
Hero Super Splendor Variants | Zero Dep Cover * (Add-on Cover) | Estimated Hero Super Splendor Bike Insurance Price (1+5) Bundle Policy |
Disc Alloy (125 cc) | NIL | ₹ 4,033 onwards |
Drum Alloy (125 cc) | NIL | ₹ 4,022 onwards |
Electric Start Drum Brake Cast Wheels (125 cc) | NIL | ₹ 3,969 onwards |
I3S- Drum Self Cast | ₹146 | ₹ 4,037 onwards |
*Disclaimer: This table is meant for reference only. The insurance premium for your Hero Super Splendor can change due to factors like IDV, year of registration, registration location, add-on policies, and so on.
Reasons to Buy Hero Super Splendor Insurance Online from Policybazaar.com
Here's why you should consider buying your Hero Super Splendor insurance policy from Policybazaar.com.
- Take advantage of quicker claim processing for reimbursements or cashless services.
- For each term of your policy without a claim, you can earn a No Claim Bonus (NCB), which lowers your premium costs.
- Get special discounts to lower the cost and improve the affordability of your insurance.
- Find coverage that fits your needs and budget by quickly comparing premiums from top insurers.
- Get coverage for third-party liabilities, like injury, damage, or loss to others in the event of an accident.
- Add-ons like engine cover, roadside assistance, zero depreciation, and personal accident protection let you personalize your policy.
- You can rely on expert customer service by contacting 1800-258-5970 for help with your purchase or renewal.
Coverage Under Hero Super Splendor Insurance
- Inclusions
- Exclusions
Here are the situations that are covered under your Super Splendor insurance policy:
- Any accidental damage to the bike.
- Any losses or damages brought on by theft.
- Protection from explosions or fire-related losses or damages.
- Protection from natural disaster-related losses or damages, such as floods, earthquakes, or storms.
- Third-party liability, which protects against any injury, loss, or property damage brought on by the insured bike to another individual.
- Owner-rider personal accident insurance that provides benefits in the event of injury, disability, or death.
- A potential damage that could happen to the bike during transport.
- Damages brought on by civil unrest, including vandalism, strikes, and rioting.
The following are not covered by Hero Super Splendor insurance:
- Accidents brought on by carelessness or intentional behavior.
- Depreciation, normal wear and tear, or problems brought on by electrical or mechanical failure.
- Damages or losses incurred by riding without a current driver's license.
- Losses brought on by civil disturbances like nuclear accidents or war.
- Indirect damages that go beyond the original harm.
- Damages sustained when riding while under the influence of drugs or alcohol.
- Consequential damages that go beyond the original harm.
*Disclaimer: The covers mentioned above are generic and may vary from insurer to insurer.
Hero Super Splendor Insurance Add-ons
Hero Super Splendor insurance provides several practical add-on covers that provide you and your bike even more security. You can modify these add-ons to suit your requirements:
- 24x7 Roadside Assistance Cover: Whether it’s a flat tyre, engine breakdown, or fuel shortage, this add-on provides round-the-clock support, including towing services to authorised garages and the arrangement of a taxi or accommodation in emergencies.
- Pillion Rider Cover: This add-on offers financial protection for the pillion rider. It extends the insurance benefits to cover injuries sustained by the passenger or death of the passenger during accidents or other insured events.
- Zero Depreciation Cover: The Zero Depreciation Cover ensures you receive the claim amount (post-compulsory deductions) without deducting depreciation. This add-on minimizes out-of-pocket expenses, keeping your financial worries at bay.
- Personal Accident Cover: Safety comes first, and the Personal Accident Cover ensures financial support for you in case of injury, disability, or loss of life due to an accident. It provides coverage for medical expenses and compensation ensuring that you are protected in unforeseen circumstances.
How to Buy/Renew Super Splendor Insurance Online?
Here's the step-wise process of Super Splendor insurance renewal or purchase.
- Step 1: Open your browser and go to Policybazaar.com.
- Step 2: Select the 'Bike Insurance' option from the 'Insurance Products' section.
- Step 3: Put in the registration number of your bike and click on 'View Prices'. In case the registration number is not available, select 'Bought a New Bike' and enter details like make, model, variant, and year of registration.
- Step 4: Check the Super Splendor insurance price list from different insurers, and compare the coverage provided, the premiums, and features to select a plan suitable for your requirements.
- Step 5: To extend your coverage, consider adding add-on policies like Personal Accident Cover, Zero-depreciation Cover, or Pillion Rider Cover.
- Step 6: Enter your personal details, such as your name, contact details, and your address.
- Step 7: Choose the payment method of your choice, like credit/debit card, UPI, or net banking. After your payment gets confirmed, you will get the Hero Super Splendor insurance documents via email.
How to File Hero Super Splendor Insurance Claim?
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Cashless Claims Process
To file a cashless insurance claim for your bike, follow these steps:
- Step 1: Reach out to your insurer to let them know about the damage immediately to start the claims process.
- Step 2: The insurance company will assign a surveyor to check the damages and approve the required repairs.
- Step 3: After approval, the insurer will check and confirm the repair expenses. Later, you can take your bike to a nearby network garage for repair work.
- Step 4: After repairing, the insurer will settle the payment directly with the garage. You will not need to make any payments from your pocket.
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Reimbursement Claim Process
If you wish to file a reimbursement claim for your Hero Super Splendor, follow these steps:
- Step 1: Report the damage and begin the reimbursement claim procedure by getting in touch with your insurer.
- Step 2: A surveyor will be sent to evaluate your bike's damage.
- Step 3: Within 48 hours, the surveyor will draft and deliver a report to the insurer.
- Step 4: Fill out the claim form and send it in with the original receipts, invoices, and other required paperwork.
- Step 5: After being approved, bring your bike to the garage of your choice for repairs and pay the charges.
- Step 6: The insurance company will deposit the money into your bank account to cover the cost of the repairs.
Documents Required for Hero Super Splendor Insurance Claim
The following documents must be filed in order to submit an insurance claim.
- Bills for the damage's repairs.
- A copy of the Registration Certificate (RC) of your bike.
- A copy of a driving license. It must be a valid license.
- A copy of the FIR is required in situations involving fire, death, property damage, or harm to third parties.
- KYC documents. These are mandatory if the damage exceeds ₹1 lakh.
- A claim form which is completed and signed by you.
- Reimbursement claims require original repair bills and receipts.
Additional Documents for Hero Super Splendor Insurance
- NOC (No Objection Certificate) from the financer, if your bike is financed.
- RTO letter declaring the bike as 'No Use', if needed.
- The Registration Certificate (original) of the bike.
- FIR copy for legal incidents, such theft or accidents.
- The keys of your bike or its purchase invoice.
- The Subrogation Letter, if any.
- Original insurance policy document for Hero Super Splendor.
- Non-traceable report if your bike has been stolen.
FAQs - Hero Super Splendor Insurance
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Q. How much Hero Super Splendor bike insurance for 1 year?
Ans: The cost of your Hero Super Splendor insurance for one year depends on the type of policy chosen, the add-on covers selected, and the age of your bike. -
Q. Which policy is better for Hero Super Splendor bikes?
Ans: To get maximum protection for your Hero Super Splendor, consider getting a Comprehensive Policy which covers the mandatory third-party cover along with other covers like personal accident cover. -
Q. What is the power of Super Splendor?
Ans: The Super Splendor has a power of 10.72 bhp. -
Q. How much cc is Super Splendor?
Ans: The Super Splendor is a 125cc bike with a powerful engine.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in