Hero Splendor Pro Insurance

Reasons to Buy Hero Splendor Pro Insurance Online from Policybazaar.com

Here are the top reasons for buying your Splendor Pro insurance policy from Policybazaar.com:

• For professional assistance in purchasing or renewing a policy, contact customer service at 1800-258-5970.
• Benefit from exclusive discounts to lower the cost and improve the affordability of your insurance plan.
• Find the ideal coverage that fits your needs and budget by easily comparing premiums from leading insurers.
• With a No Claim Bonus (NCB) for every term of claim-free coverage, you can reduce your premium costs.
• Add-ons like personal accident coverage, pillion rider coverage, zero depreciation, and more can let you customise your insurance.
• Get protection from third-party liabilities, which includes coverage for losses, damages, or injuries sustained by other people in an accident.
• Take advantage of fast claim resolutions with cashless service or reimbursement options.

*Disclaimer: Depending on the insurer, the above-mentioned coverages may vary.

Hero Splendor Pro Insurance Add-ons

Enhance the protection and benefits of your Hero Splendor Pro Insurance with these add-ons, designed to address specific needs and provide peace of mind during unforeseen events. Here are four key add-ons:

• Zero Depreciation Cover: This add-on ensures you receive the full claim amount for repairs without deductions for depreciation. It significantly reduces your out-of-pocket expenses and is ideal for newer bikes or frequent riders.
• NCB Protection Cover: With the NCB Protection Cover, you can preserve your No Claim Bonus even after making a claim. This allows you to continue enjoying premium discounts during renewals, keeping your insurance affordable over time.
• 24x7 Roadside Assistance Cover: Stay stress-free with 24x7 assistance for unexpected breakdowns. This add-on provides services such as towing to nearby authorised garages, fuel delivery, or flat tyre support, ensuring you’re never stranded.
• Engine Protection Cover: The Engine Protection Cover safeguards your bike’s engine and gearbox from damages like lubricating oil leakage, hydrostatic lock, and other engine-related issues. It’s especially beneficial during monsoons or for riders in challenging terrains.

How to Buy/Renew Splendor Pro Insurance Online?

Here's how you can buy new insurance or complete your Splendor Pro insurance renewal online:

• Step 1: Open Policybazaar.com through your browser.
• Step 2: Select the 'Bike Insurance' option from the 'Insurance Products' section.
• Step 3: Enter the registration number of your bike and select 'View Prices. If the registration number is not available, you can select the 'Bought a New Bike' option and enter the make, model, variant, registration year, etc.
• Step 4: You can see the Splendor Pro insurance price lists offered by various insurance providers. Compare the coverage, premium, and features to find the most suitable option.
• Step 5: Consider buying add-on covers like Roadside Assistance, Personal Accident Cover, and Engine Protection Cover to extend the coverage.
• Step 6: Enter your personal details like name, address, and contact number.
• Step 7: Choose a suitable mode of payment, such as debit or credit card, net banking, or UPI. Once your payment is done, the insurance documents will be sent to you in your email.

How to File Hero Splendor Pro Insurance Claim?

1. Cashless Claims Process

   Follow this step-by-step process to submit a cashless claim for your Hero Splendor Pro:

   • Step 1: Contact your insurer and report the damage as soon as you can to start the claims process.
   • Step 2: A surveyor will be assigned by the insurance company to assess the damage and approve the necessary repairs.
   • Step 3: After approval, the insurance provider will confirm the cost of repairs. Bring your bike to a nearby network garage for repairs.
   • Step 4: After the repairs are finished, the insurance company will pay the garage directly. You will not need to pay anything from your end.

2. Reimbursement Claim Process

   Here are the steps for submitting a reimbursement claim for your Hero Splendor Pro:

   • Step 1: Contact your insurer as soon as you can to report the damage and start the refund claim process.
   • Step 2: To assess the degree of damage to your bike, a surveyor will be assigned.
   • Step 3: The surveyor will write and provide a comprehensive report to the insurer in less than 48 hours.
   • Step 4: Complete the claim form and submit it together with the original repair invoices and any other documentation that is needed.
   • Step 5: Once authorised, transport your bike to the garage of your choice for repairs and pay the fees.
   • Step 6: To pay for the repairs, the insurance provider will transfer funds into your bank account.

Documents Required for Hero Splendor Pro Insurance Claim

You need to provide the following documents with your Hero Splendor Pro insurance claim:

• Invoices for the bike's repairs.
• In cases involving fire, death, property damage, or injury to third parties, a copy of the FIR is necessary.
• The completed and signed claim form.
• If the damage exceeds ₹1 lakh, KYC documents are needed.
• A copy of your valid driver's license as of right now.
• A copy of the bike's Registration Certificate (RC).
• Original repair invoices and receipts are also necessary for reimbursement claims.

Additional Documents for Hero Splendor Pro Insurance

• A No Objection Certificate (NOC) from the financer, for financed bikes.
• The original registration certificate (RC) for the bike.
• FIR copy for legal occurrences, such as accidents or theft.
• If necessary, an RTO letter declaring the bike "No Use" is required.
• The bike keys or the purchase invoice.
• Subrogation letter, if required.
• Report that cannot be traced in the event that the bike is stolen.