Hero Maestro Insurance

Popular Hero Maestro Variants with Insurance Premium Price

*Disclaimer: The above table is for illustration purposes only. The Hero Maestro insurance premium depends on several factors, including IDV, add-ons, make model & variants, coverage type, year of registration, RTO location, etc.

Why Choose Policybazaar.com for Hero Maestro Insurance?

Policybazaar.com is the right platform to enjoy ample benefits for buying or renewing two-wheeler insurance online for your Hero Maestro. You can avail of the following benefits-

• Easy comparison of plans offered by various insurance companies in India.
• Hassle-free purchase and renewal of Hero Maestro insurance policy.
• Get assistance from the dedicated customer assistance team at 1800-258-5970.
• Choose between a cashless or reimbursement claim process as per your choice.
• Secure payment gateway to pay the insurance premium online and receive the policy documents at your registered email.

Inclusions of Hero Maestro Insurance Policy

The following are the common inclusions of a Hero Maestro insurance policy-

• Accidental damage
• Third-party liabilities
• Fire and explosion
• Theft and burglary
• Loss due to natural disasters like earthquakes, floods, cyclones, etc.
• Loss due to malicious activities, including terrorism, riots, vandalism, etc.

Exclusions of Hero Maestro PRO Insurance Policy

The following are the common exclusions of a Hero Maestro insurance policy-

• Loss of personal belongings
• Consequential losses
• Losses caused while driving under the influence of intoxicated substances, such as drugs or alcohol
• Loss caused for driving without valid RC, DL, PUCC, and two-wheeler insurance policy.
• Loss due to depreciation of scooter parts
• Loss due to electrical & mechanical breakdown

*Note: To understand the exact inclusions/exclusions, kindly refer to the Hero Maestro policy documents.

Hero Maestro Insurance Add-on Covers

You can easily enhance your Hero Maestro insurance policy by purchasing these add-on covers-

1. Zero Depreciation Cover: This is a popular add-on cover, also known as bumper-to-bumper cover. With this, you can receive the total payout amount without the effect of depreciation during the replacement of your Hero Maestro parts after an accident or other insured perils.
2. Roadside Assistance Cover: This cover offers 24x7 emergency assistance in case you are stuck in the middle of the journey. The common services under this cover include towing, fuel delivery, flat tyre change, etc., without affecting your cumulative bonus or claim count.
3. NCB Protection Cover: With this cover, you can easily retain your earned cumulated bonus or NCB even after raising a claim. Hence, it will keep the NCB discount intact during policy renewal.
4. Engine Protection Cover: This add-on covers engine and gearbox damages of your Hero Maestro due to water ingress or accidents. You must buy this cover if you reside in a flood-prone area or where water logging is a significant issue.

How to Buy Hero Maestro Insurance Online?

At Policybazaar.com, you can easily purchase bike insurance online for your Maestro scooter by following the below steps-

• Step 1: Select' Two-wheeler insurance' in the 'Insurance Products' tab.
• Step 2: Enter your two-wheeler details, such as make, model & variant, registration year, location, etc.
• Step 3: Compare quotes and choose the policy coverage as per your requirement.
• Step 4: Purchase desired add-on covers like zero depreciation cover, NCB protection cover, etc.
• Step 5: Complete premium payment using any of your favourable modes, i.e. UPI, internet banking, or debit/credit card.
• Step 6: Get a Hero Maestro insurance policy copy in your registered email ID.

How to Renew Hero Maestro Insurance Online?

You can easily renew Hero Maestro insurance online on Policybazaar's two-wheeler insurance renewal page by following the below steps-

• Step 1:Enter your policy number, name, registration number, etc.
• Step 2:Choose whether you have raised a claim or not in the previous years.
• Step 3: Choose one plan from multiple scooter insurance quotes from insurers.
• Step 3:Pay online through UPI, internet banking, or banking cards at your convenience.
• Step 4:Receive the renewed scooter insurance policy copy in your registered email ID.

How to Raise Hero Maestro Insurance Claims Online?

At Policybazaar.com, you can choose between a cashless or reimbursement settlement process.

1. Cashless Claims Settlement Process

   • Inform the insurer about the accident or damage caused to your Hero Maestro.
   • The insurer will appoint a surveyor to assess damages within two days and prepare an assessment report.
   • The surveyor will submit the assessment report to the insurance company.
   • Once approved by the insurance company, send your scooter to a nearby-authorised network garage and get it repaired.
   • The insurer will settle the bills directly with the network garage after the repairs.

2. Reimbursement Claims Settlement Process

   • Report the incident to the insurer's helpline number.
   • Experts will survey the damaged Hero Maestro and compile an assessment report within 48 hours.
   • Submit the required documents to the insurance company and get your scooter repaired at your own expense.
   • Later, the insurance company will reimburse the bill directly to your bank account.

You may also read- How to File Two-wheeler Insurance Claims in India?

Documents Required for Accidental Claim Settlement

• Filled and signed claim form
• Repair estimates, bills, and payment receipts
• FIR report (if applicable)
• Original Registration Certificate (RC)
• Valid Driving License (DL) of the policyholder

Additional Documents Required for Theft Claim Settlement

• Original Registration Certificate (RC)
• Original two-wheeler insurance policy
• RTO letter declaring the stolen scooter as 'No Use.'
• Non-Traceable Report from the local police authority
• Keys/Purchase Invoice
• Police FIR
• Letter of Subrogation
• NOC from the Financer

FAQs about Hero Maestro Insurance