Hero Maestro Insurance

Popular Hero Maestro Scooter Variants With Insurance Premium

*Disclaimer: The table given here is meant only for reference. The insurance premium for your Hero Maestro can vary based on factors like IDV, registration year, registration location, add-ons, and so on.

Reasons to Buy Hero Maestro Insurance Online from Policybazaar.com

Here's why you should buy a Maestro insurance policy online from Policybazaar.com:

• Personalise your insurance with add-ons like zero depreciation, personal accident cover, pillion rider cover, and more.
• Save on premiums with a No Claim Bonus (NCB) for each claim-free policy period.
• Enjoy quicker claim settlements with options for cashless services or reimbursements.
• Compare premiums from top insurers conveniently to find the perfect coverage that matches your budget and requirements.
• Take advantage of special discounts to make your insurance plan more cost-effective and budget-friendly.
• Get expert assistance for policy purchase or renewal by reaching out to professional customer support at 1800-258-5970.
• Stay protected against third-party liabilities, covering injuries, damages, or losses caused to others during an accident.

*Disclaimer: The coverages shown above are general and may differ depending on the insurer.

Hero Maestro Insurance Add-ons

Hero Maestro Insurance add-ons offer enhanced coverage to protect your bike from unforeseen expenses and provide extra peace of mind. You can customise your policy to suit your needs.

• Return to Invoice Cover: This add-on ensures that in case of total loss or theft of your Hero Maestro, you will be reimbursed for the original invoice value rather than just the Insured Declared Value (original cost less depreciation) of the vehicle.
• Consumables Cover: With this cover, you're protected against the costs of engine oil, gearbox oil, nuts, bolts and other consumable items often not included in a standard insurance policy.
• Engine Protection Cover: This add-on protects the engine against damage due to water ingression, oil leakage, or other problems typically not covered in a basic policy.
• Personal Accident Cover: This add-on provides coverage for the owner-rider in case of accidental injury, disability, or death. It ensures that you and your family are financially protected against the unforeseen costs associated with such incidents.

How to Buy/Renew Maestro Insurance Online?

Here's the online procedure for Maestro insurance renewal or purchase:

• Step 1:Go to Policybazaar.com on your browser.
• Step 2: Choose 'Bike Insurance' from the 'Insurance Products' section.
• Step 3: Enter your bike's registration number in the field and click on 'View Prices. In case you don't have the registration number, click on 'Bought a New Bike' and enter the make, model, variant, registration year, etc.
• Step 4: Examine the Maestro insurance price lists offered by different providers. Compare their features, coverage, and rates to find the best deal.
• Step 5: Think about including options like Zero Depreciation Cover, Roadside Assistance, or Personal Accident Cover to improve your coverage.
• Step 6: Enter your personal information, such as your name, address, and phone number.
• Step 7: Select your desired mode of payment, such as debit or credit card, net banking, or UPI. After your payment is confirmed, you will get your Hero Maestro insurance documents in your email.

How to File Hero Maestro Insurance Claim?

1. Cashless Claims Process

   Follow these steps to submit a cashless claim for your Hero Maestro:

   • Step 1: To begin the claims procedure, get in touch with your insurer and notify them of the damage as soon as possible.
   • Step 2: The insurance company will designate a surveyor to examine the damage and authorise the required repairs.
   • Step 3: The insurance company will verify the cost of repairs following approval. For repairs, take your bike to a local network garage.
   • Step 4: You won't have to pay out of pocket because the insurer will pay the garage directly after the repairs are completed.

2. Reimbursement Claim Process

   Use the following steps to submit a reimbursement claim for your Hero Maestro:

   • Step 1: Report the damage and begin the reimbursement claim procedure by getting in touch with your insurer right away.
   • Step 2: A surveyor will be sent to evaluate the extent of your bike's damage.
   • Step 3: Within 48 hours, the surveyor will draft and deliver a thorough report to the insurer.
   • Step 4: Fill out the claim form and send it in with the original repair invoices, and other required paperwork.
   • Step 5: After being approved, pay the fees upfront and bring your scooter to the garage of your choice for repairs.
   • Step 6: The insurance company will deposit the money into your bank account to cover the cost of the repairs.

Documents Required for Hero Maestro Insurance Claim

Be sure to provide the appropriate documentation with your Hero Maestro insurance claim:

• A claim form which is filled out and signed.
• A copy of your current valid driver's license.
• Bills for the repairing of the bike.
• A copy of the Registration Certificate (RC) of the bike.
• KYC documents are required if the damage is more than ₹1 lakh.
• Reimbursement claims also require original repair bills and receipts.
• A copy of the FIR is required in situations involving fire, death, property damage, or harm to third parties.

Additional Documents for Hero Maestro Insurance

• Original policy documents for your Hero Maestro insurance.
• FIR copy for legal incidents, like theft or accidents.
• The bike's original registration certificate (RC).
• Either the purchase invoice or the bike keys.
• RTO letter which declares the bike as 'No Use', if required.
• Non-traceable report if the bike is lost in theft.
• Letter of Subrogation, if needed.
• A No Objection Certificate (NOC) from the financer, for financed bikes.