Hero Bike Insurance

Hero is a well-known brand in the Indian motorcycle industry. It offers bikes for different riding needs, from daily commutes to long journeys. Hero’s models provide practicality and value for riders, making them a popular choice. Securing insurance helps you manage potential riding risks. A Hero bike insurance check online lets you confirm active coverage for financial protection and peace of mind.

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20+ Insurers to choose from
1.2 Crore+ Bike Insured

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Plans starting at only @ ₹1.3/day^*

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About Hero Bikes

Hero MotoCorp, founded in 1984, has grown to become one of the largest motorcycle manufacturers in India and globally. The company offers a diverse range of bikes to meet various needs, from daily commuting models like the Hero Splendor, known for fuel efficiency, to more powerful options like the Hero Xtreme. Hero MotoCorp's bikes are popular across India due to their versatility and suitability for different riding conditions and preferences.

Popular Hero Bike Models With Bike Insurance Price

Hero Bike Models (Registration 2024)	*Zero Dep Cover (Add-on Cover)**	*Estimated Hero Bike Insurance Price (1+5 Bundled Policy)**
Hero Motocorp Maestro Edge - Self Start Drum Brake	₹ 417	₹ 3,896
Hero Motocorp Passion Pro Electric Start Drum Brake Cast Wheels (100 cc)	₹ 225	₹ 3,932
Hero Motocorp Splendor Pro Kick Start Drum Brake Cast Wheels (100 cc)	₹ 214	₹ 3,955
Hero Motocorp Passion Xpro Kick Start Drum Brake Spoke Wheels (110 cc)	₹ 125	₹ 3,943
Hero Motocorp HF Deluxe Eco (100 cc)	₹ 137	₹ 3,927
Hero Motocorp Splendor Plus Black And Accent (100 cc)	₹ 229	₹ 4,010

*Disclaimer: The Hero bike insurance renewal price varies based on factors including the chosen insurance provider, specific bike model, year of manufacture, registration location, Insured Declared Value (IDV), and any additional coverages selected.

Hero Bike Insurance Price Calculator

To estimate your Hero bike insurance renewal price, you can use the online bike insurance calculator on Policybazaar.com. Enter these details for an estimate:

Ex-showroom price of your Hero bike
Model and variant of your Hero bike
RTO location and registration year
Previous claims history

Coverage Under Hero Bike Insurance

Inclusions
Exclusions

Hero bike insurance generally provides coverage for:

Theft or total loss of the bike
Accidental damage to your Hero bike and third-party property
Damages due to natural events like floods, landslides, or storms
Losses arising from civil disturbances, such as riots
Fire-related incidents

Hero bike insurance usually does not cover:

Claims made with expired licenses or incorrect documentation
Regular maintenance, internal breakdowns, or general wear and tear
Incidents that occur outside the policy's coverage area or after it has expired
Damages from improper use, negligence, or involvement in conflicts
Claims if riding under the influence of alcohol or drugs

*Disclaimer: Carefully read through your policy terms to understand the specific inclusions and exclusions.

How to Buy/Renew Hero Bike Insurance Online?

If you wish to buy or get your Hero bike insurance renewal done online, you can follow these simple steps:

Step 1: Visit Policybazaar.com and navigate to the ‘Bike Insurance' section under ‘Insurance Products'.
Step 2: For renewals, select ‘Renew' and enter your Hero bike's registration details. For new policies, choose ‘Bought a New Bike'.
Step 3: Fill in all required information accurately.
Step 4: Review the available insurance plans and select the one that suits your coverage requirements.
Step 5: Choose between comprehensive and third-party coverage, adding optional features if desired.
Step 6: Make the payment, and your policy document will be emailed to you.

Hero Bike Insurance Add-ons

You can enhance your Hero bike insurance coverage with these optional add-ons:

Personal Accident Cover
Return-to-Invoice (RTI) Cover
Zero Depreciation Cover
24/7 Roadside Assistance
No Claim Bonus (NCB) Protection
Engine Protection Cover
Consumables Cover
Passenger Assistance Cover

Add-ons for your two wheeler insurance

How to Claim Hero Bike Insurance Online

If your Hero bike is involved in an accident, follow these steps for the Hero bike insurance claim process:

Step 1: Inform your insurer immediately to start the claim process.
Step 2: The insurer will assign a surveyor to assess the damage.
Step 3: Provide the necessary documents, including ID proof, a completed claim form, and policy details.
Step 4: For cashless repairs, visit an authorised Hero service centre.
Step 5: If repairs are done elsewhere, pay upfront and apply for reimbursement.

Documents Needed for Hero Insurance Policy Claim

You must keep the below-mentioned documents ready for Hero bike insurance claim process:

Valid driving licence
Completed claim form
Bike's Registration Certificate (RC)
Photos of the damage
Original insurance policy document
Repair cost estimate
FIR or police report, if necessary
Receipts for completed repairs
No Objection Certificate (NOC) from the financer, if required

Hero Bike Insurance FAQs

Q1. How can I check my Hero bike insurance status online?

Ans: You can verify your Hero bike insurance status by entering your policy number on your insurer's website or mobile app..
Q2. How is the premium for Hero bike insurance calculated?

Ans: Premiums are based on factors like the bike's Insured Declared Value (IDV), age, location, engine capacity, and selected coverage options.
Q3. What should I do if I lose my Hero bike insurance policy document?

Ans: Contact your insurer to request a duplicate copy or download it from their online portal using your policy details.
Q4. Is it mandatory to have insurance for my Hero bike?

Ans: Yes, Indian law requires at least third-party insurance for all two-wheelers to operate legally on public roads.
Q5. Can I renew my Hero bike insurance after it has expired?

Ans: Yes, you can renew an expired policy, but it may require a vehicle inspection and could affect your No Claim Bonus.
Q6. What factors affect the Hero bike insurance renewal price?

Ans: The Hero bike insurance renewal price depends on the bike’s model, IDV, location, and selected add-ons, as well as claims history.

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in