Popular Hero Honda Splendor Variants with Bike Insurance Prices
Splendor Bike | Zero Dep Cover* (Add-on Cover) | Estimated Splendor Insurance Price List* (1+5 Bundled Policy) |
Hero Honda Splendor Cast Wheels (100 cc) | - | ₹3,921 |
Hero Honda Splendor Electric Start Disc Brake (125 cc) | - | ₹3,921 |
Hero Honda Splendor Electric Start Drum Brake (125 cc) | - | ₹3,921 |
Hero Honda Splendor Kick Start Drum Brake (125 cc) | - | ₹3,921 |
Hero Honda Splendor STD (100 cc) | - | ₹3,921 |
*Disclaimer: The Splendor insurance price varies across providers. It is influenced by factors like past claim history, zero depreciation, IDV, RTI cover and others.
Reasons to Buy Hero Honda Splendor Insurance Online from Policybazaar.com
Acquiring Splendor insurance online through Policybazaar.com offers a multitude of benefits:
- Tailor your insurance policy with a variety of add-on options like zero depreciation, roadside assistance, and more to enjoy a wider coverage.
- Take advantage of premium discounts available during the purchase process, ensuring your Hero Honda Splendor insurance is affordable.
- Enjoy expedited claim settlements, whether you choose cashless services or reimbursement methods for repairs.
- Benefit from cashless repair services at approved network garages, simplifying the claims experience.
- Receive a rewarding No Claim Bonus (NCB) on your premiums if you maintain a claim-free record throughout the policy period.
- Easily compare Splendor insurance prices from top providers in one place to find coverage that meets your specific needs and budget.
- Access timely roadside assistance for fuel delivery, towing, or on-site repairs, ensuring you're never stranded during your travels.
- Get immediate support for any insurance-related inquiries at 1800-258-5970 for assistance with purchases or renewals.
Coverage Under the Hero Honda Splendor Insurance
- Inclusions
- Exclusions
The Splendor insurance policy provides comprehensive coverage, including:
- Compensation for losses or damages due to theft or burglary incidents.
- Covers the damages incurred while relocating the bike to a new destination.
- Owner-rider personal accident insurance covering injuries, disabilities, and death.
- Coverage for damage caused by natural disasters such as floods, earthquakes, and cyclones.
- Safeguards against losses due to fires or explosions affecting the insured motorcycle.
- Damage sustained from accidents or collisions involving the insured Honda Splendor bike.
- Third-party liability for any injuries or damages, person or property, are covered.
- Secures against damages from man-made events like vandalism, riots, and strikes
The following situations are not covered under the Splendor insurance:
- Loss or damage resulting from nuclear threats, war, or civil disturbances.
- Does not provide cover for indirect losses or damages.
- Coverage is nullified if damages or losses are incurred while operating under the influence of alcohol or drugs.
- Coverage is void if damages arise from intentional acts or negligent behaviour.
- Damages occurring outside the geographical limits defined in the policy.
- Expired policies are not processed.
*Disclaimer: Inclusions and exclusions tend to change depending on the provider and plan.
Hero Honda Splendor Insurance Add-on Covers
Here's a comprehensive list of add-ons that you can choose to enhance your policy cover:
- Zero Depreciation Cover: Zero Depreciation Cover ensures claim settlements without considering wear and tear depreciation. It covers the full cost of replacements, minimizing out-of-pocket expenses and saving money during repairs, making it an essential add-on for comprehensive financial protection.
- No Claim Bonus (NCB) Protection Cover: NCB Protection Cover secures your accumulated No Claim Bonus even if you file a claim during the policy term. This add-on preserves your discount rewards, ensuring premium savings while allowing you to maintain enhanced protection without worry.
- Consumables Cover: This add-on covers essential items such as fasteners, lubricants, and engine oil, providing financial relief for consumable replacements resulting from accidents. It helps reduce repair costs and ensures hassle-free maintenance of your bike's performance during insured events.
- 24/7 Roadside Assistance Coverage: With roadside assistance (RSA) coverage, you receive guaranteed help during breakdowns. Services include battery replacement, towing, and key assistance. This add-on ensures you're never left stranded on the road by providing timely support to keep your trips enjoyable and seamless.
How to Buy/Renew Hero Honda Splendor Insurance Online?
On Policybazaar.com, acquiring policy is easy. Whether you are getting a new cover or making Splendor insurance renewals, the process is simple:
- Step 1: Navigate to the Policybazaar.com website.
- Step 2: Select 'Bike Insurance' from the 'Insurance Products' drop down.
- Step 3: Enter your Hero Honda Splendor's registration number and click 'View Prices'. If you're buying insurance for a new bike, select 'Bought a New Bike' and provide details like make, model, variant, and year of manufacture.
- Step 4: Compare Splendor insurance price list provided by insurers. Choose your appropriate type of coverage.
- Step 5: Choose add-on coverage options to enhance your policy according to your requirements.
- Step 6: Fill in personal details including name, address, phone number, and any other necessary information.
- Step 7: Complete premium payment using one of the secure payment gateways (UPI, credit/debit card, or online banking). Your Hero Honda Splendor insurance policy will be emailed to you.
How to Claim Hero Honda Splendor Insurance Online?
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Cashless Claim Settlement
To file a cashless claim, these are the steps:
- Step 1: Get in touch with your insurance provider if your Hero Honda Splendor bike has been damaged to begin the claim process.
- Step 2: The insurer will send a surveyor to assess the damage and sanction necessary repairs.
- Step 3: After receiving the surveyor's report, the insurer will provide an estimated repair cost. You can then take your bike to any network garage for repairs.
- Step 4: Once repairs are completed with insurer approval, payment will be made directly to the garage for services rendered.
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Reimbursement Claim Settlement
To submit a reimbursement claim, these are the steps:
- Step 1: Contact your insurance provider immediately after damage occurs to report it and begin the recovery process.
- Step 2: A surveyor will evaluate the damage sustained by your Hero Honda Splendor bike.
- Step 3: The surveyor will prepare and submit a detailed report within 48 hours.
- Step 4: Complete the claim form and submit it along with required documents to your insurer.
- Step 5:After processing your claim, take your Hero Honda Splendor to a local mechanic for repairs at your own expense initially.
- Step 6:Send original invoices and receipts back to your insurer for reimbursement of repair costs incurred.
Documents Required for Hero Honda Splendor Insurance Claims
Following documents are mandatory for filing claims under your Hero Honda Splendor insurance policy:
- Driving license (DL)-original & copy
- FIR copy (if applicable due to fire incidents or third-party injuries)
- Registration Certificate (RC) copy
- Completed and signed claim form
- KYC details (if damages exceed ₹1 lakh)
- Original repair bills and receipts (for reimbursement claims)
Additional Documents Required for Hero Honda Splendor Insurance Claims
In specific cases, you may need these additional documents:
- NOC from financier (if financed)
- RTO letter declaring the insured bike as 'No Use'
- Subrogation letter
- Non-traceable report
- Original Hero Honda Splendor insurance papers
- FIR copy (for theft)
- Keys/Purchase invoice
Hero Honda Splendor Insurance FAQs
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Q. Is 5-year insurance mandatory for bike?
Ans: When purchasing a bike, it is mandatory to get a 5-year third-party insurance under the Motor Vehicle Law of 1988. -
Q. What is a full insurance?
Ans: Full insurance or comprehensive insurance for your Splendor bike provides the mandatory third-party policy along with personal accident cover. -
Q. Is Hero Honda Splendor model still available at the Hero stores?
Ans: The Hero Honda Splendor has been discontinued but you can still purchase it from dealers or private sellers. -
Q. When was Hero Honda Splendor launched?
Ans: The Hero Honda Splendor bike was launched in 2018.