Hero HF Deluxe Insurance

Popular Hero HF Deluxe Variants With Insurance Premium

*Disclaimer: The table given above is for reference only. The insurance premium for your Hero HF Deluxe may vary based on factors such as IDV, registration year, registration location, add-ons, and more.

Reasons to Buy Hero HF Deluxe Insurance Online from Policybazaar.com

Here are the top reasons to get your HF Deluxe insurance policy from Policybazaar.com.

• Quickly compare premiums from leading insurers to find coverage that suits your needs and budget.
• Benefit from faster claim processing, whether through cashless services or reimbursements.
• Avail of exclusive discounts to make your insurance more affordable and budget-friendly.
• Stay covered for third-party liabilities, including injury, damage, or loss caused to others in an accident.
• Customise your policy with bike insurance add-ons such as zero depreciation, roadside assistance, engine cover, and personal accident protection.
• Rely on professional customer support for assistance during purchase or renewal by calling 1800-258-5970.
• Earn a No Claim Bonus (NCB) for every claim-free policy term, reducing your premium cost.

Hero HF Deluxe Insurance Add-ons

Hero HF Deluxe insurance offers a range of useful add-ons that provide additional protection for both you and your bike. These add-ons can be customised to meet your specific needs:

• Consumables Cover: This add-on covers the cost of consumable items like engine oil, nuts, bolts, and grease, which are often not included in standard policies.
• Zero Depreciation Cover: With this add-on, you can ensure that your claims are not reduced due to depreciation. Apart from mandatory deductions, you will get the full reimbursement without depreciation.
• Pillion Rider Cover: This cover protects the pillion rider in case of an accident, providing financial support for medical injuries and death.
• Personal Accident Cover: This add-on offers compensation for the owner in the event of death or permanent disability due to an accident, ensuring financial security during such challenging times.

How to Buy/Renew Hero HF Deluxe Insurance Online?

Here's a step-by-step guide to buying or renewing your insurance policy online.

• Step 1: Launch your browser and visit Policybazaar.com.
• Step 2: Go to the 'Insurance Products' section and select 'Bike Insurance'.
• Step 3: Enter the registration number of your Hero HF Deluxe and click 'View Prices' to see HF Deluxe insurance prices. If you don't have the registration number, select 'Bought a New Bike' and input details like make, model, variant, and year of registration.
• Step 4: Browse through the insurance price list from various insurers, and compare their coverage, premiums, and features to select the best plan for your needs.
• Step 5: To enhance your coverage, consider adding options like Personal Accident Cover, Engine Protection, or Pillion Rider Cover.
• Step 6: Provide your personal details, including your name, contact information, and address.
• Step 7: Choose your preferred payment method, such as credit/debit card, net banking, or UPI. Once your payment is confirmed, you'll receive the Hero HF Deluxe insurance documents via email.

How to File Hero HF Deluxe Insurance Claim?

1. Cashless Claims Process

   To file a cashless claim for your Hero HF Deluxe, follow these steps:

   • Step 1: Contact your insurer to inform them about the damage right away to kickstart the claims process.
   • Step 2: A surveyor will be assigned by the insurance company to check the damages and approve the necessary repairs.
   • Step 3: After approval, the insurer will confirm the repair costs. Take your bike to a nearby network garage for repairs.
   • Step 4: Once the repairs are done, the insurer will directly settle the payment with the garage, saving you from paying out-of-pocket.

2. Reimbursement Claim Process

   To file a reimbursement claim for your Hero HF Deluxe, follow these steps:

   • Step 1: Contact your insurer immediately to report the damage and start the reimbursement claim process.
   • Step 2: A surveyor will be assigned to assess the damage to your bike.
   • Step 3: The surveyor will prepare and submit a detailed report to the insurer within 48 hours.
   • Step 4: Complete the claim form and submit it along with the original invoices, receipts, and other necessary documents.
   • Step 5: After approval, take your bike to your preferred garage for repairs and pay the charges upfront.
   • Step 6: The insurer will reimburse the repair costs by transferring the amount to your bank account.

Documents Required for Hero HF Deluxe Insurance Claim

When submitting a claim for your Hero HF Deluxe insurance, make sure to provide the following documents:

• A copy of your valid driving license.
• FIR copy (necessary in cases of fire, death, property damage, or third-party injuries).
• Repair bills related to the damage.
• A copy of the bike's Registration Certificate (RC).
• KYC documents (mandatory if the damage exceeds ₹1 lakh).
• A completed and signed claim form.
• Original repair bills and receipts (required for reimbursement claims).

Additional Documents for Hero HF Deluxe Insurance

• Original Registration Certificate (RC) of the bike.
• Original Hero HF Deluxe insurance policy document.
• FIR copy for legal incidents, such as accidents or theft.
• Bike keys or the purchase invoice.
• Letter of Subrogation, if applicable.
• RTO letter declaring the bike as 'No Use', if applicable.
• Non-traceable report in case of theft.
• NOC (No Objection Certificate) from the financer, if the bike is financed.