Harley Davidson Bike Insurance

Harley Davidson bikes are known worldover for their rugged cruiser bike looks. Bike enthusiasts in India also consider these motorcycles to be top-notch. With high value and specialised parts, these motorcycles can be costly to repair or replace if damaged. Therefore, Harley Davidson bike insurance becomes crucial to cover expenses from unexpected events like accidents or theft, protecting against high repair costs and third-party liabilities.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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Plans starting @ 1.3/day*

  • Compare & Save upto 85%#
  • No paperwork
  • Instant Policy Issuance
  • No inspection
  • Express checkout – takes just 60 seconds!

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of Rs. 5,895 and NCB at 50%. Standard T&C apply.

 

About Harley Davidson Bike

Harley Davidson, established in 1903 in the United States, is recognised for its premium cruiser motorcycles. The company's lineup of motorcycles includes models like the Street 750, Fat Boy, and Iron 883, with engine capacities from 500cc to over 1800cc. Harley Davidson bikes come equipped with advanced features such as anti-lock braking systems (ABS) and electronic fuel injection (EFI), offering a blend of performance and safety suited for both urban commuting and long-distance rides.

Popular Harley Davidson Bike Models With Bike Insurance Price

Harley Davidson Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Harley Davidson Bike Insurance Price* (1+5 Bundled Policy)
Harley Davidson Iron STD (883 cc) ₹ 240 ₹ 15,582
Harley Davidson Sportster Iron 883 (883 cc) ₹ 240 ₹ 15,342
Harley Davidson Street 750 cc ₹ 240 ₹ 15,342
Harley Davidson Dyna Fat Bob (1584 cc) ₹ 240 ₹ 15,342
Harley Davidson Forty Eight XL 1200 X (1202 cc) ₹ 240 ₹ 15,582
Harley Davidson 1200 Custom STD (1202 cc) ₹ 240 ₹ 15,582
Harley Davidson Fat Boy 114 STD (1868 cc) ₹ 940 ₹ 17,741

*Disclaimer: Harley Davidson insurance premiums differ across providers and are influenced by factors such as the bike's model, year of registration, location, Insured Declared Value (IDV), chosen add-ons, and ex-showroom price.

Harley Davidson Insurance Calculator

For an accurate Harley Davidson insurance price estimate, you can use an online bike insurance premium calculator available on Policybazaar.com. Enter these details to get the quote:

  • The specific Harley Davidson model and variant
  • Year of registration and RTO
  • Ex-showroom price of the motorcycle
  • Previous claim history, if any

Coverage Under Harley Davidson Bike Insurance

  • Inclusions
  • Exclusions

Harley Davidson two wheeler insurance provides broad coverage, which are as follows:

  • Damage to your Harley Davidson and third-party property.
  • Theft or complete loss of the motorcycle.
  • Losses due to natural events like floods, earthquakes, and storms.
  • Fire damage coverage.
  • Accidental damage from road collisions.
  • Coverage for specific incidents such as riots or vandalism.

Harley Davidson bike insurance comes with certain exclusions to note:

  • Damage due to neglect, deliberate harm, or acts of war.
  • Claims made while under the influence of alcohol or drugs.
  • Regular wear and tear, maintenance, or mechanical issues.
  • Incidents involving invalid licenses or incorrect registration.
  • Claims outside the policy coverage area or after policy lapse.

*Disclaimer: Be sure to read the policy terms carefully to understand the full scope of Harley Davidson insurance coverage and its limitations.

How to Buy/Renew Harley Davidson Bike Insurance Online?

If you're looking to buy or renew Harley Davidson insurance online, follow these simple steps:

  • Step 1: Visit the Policybazaar.com website and navigate to the 'Bike Insurance' section.
  • Step 2: For renewal, enter your Harley Davidson's registration number. For new insurance, select 'New Bike Insurance'.
  • Step 3: Fill in all required details accurately.
  • Step 4: Review and compare available insurance options to find the best fit for your Harley Davidson.
  • Step 5: Choose a comprehensive or third-party bike insurance policy and add any extra coverage as needed.
  • Step 6: Make the payment, and your policy document will be sent to your email.

Harley Davidson Insurance Add-ons

To enhance Harley Davidson two-wheeler insurance, choose any of these add-ons:

  • Return-to-Invoice (RTI) Cover
  • Personal Accident Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Passenger Assistance Cover
  • No Claim Bonus (NCB) Protection
  • Consumables Cover
  • 24/7 Roadside Assistance

How to Claim Harley Davidson Bike Insurance Online

If you need to claim Harley Davidson insurance due to an accident or damage, follow these steps:

  • Step 1: Inform your insurer immediately after the incident or damage occurs.
  • Step 2: The insurer will appoint a surveyor to assess the damage to your Harley Davidson.
  • Step 3: The surveyor submits a report on the damage to the insurer.
  • Step 4: Submit the necessary documents, including ID proof, the claim form, and your policy details.
  • Step 5: For cashless repairs, take your Harley Davidson to an authorised service centre.
  • Step 6: For repairs at a non-authorised garage, pay initially and later apply for reimbursement.

Documents Needed to File Harley Davidson Bike Insurance Claims

Before claiming Harley Davidson insurance, keep these documents ready:

  • Bike's Registration Certificate (RC)
  • Original insurance policy document
  • Valid driving licence
  • No Objection Certificate (NOC) from the financier
  • FIR or police report, if applicable
  • Images of the damage
  • Receipts for any repairs done
  • Repair cost estimate
  • Completed and signed claim form

Harley Davidson Insurance FAQs

  • Q. Can we buy Harley Davidson bikes in India?

    Ans: Yes, Harley Davidson bikes are available in India through official dealerships.
  • Q. How much does Harley Davidson cost in India?

    Ans: Harley Davidson bikes in India range from around ₹2 lakhs to ₹50 lakhs, depending on the model.
  • Q. Why is Harley Davidson expensive?

    Ans: Harley Davidson bikes are costly due to their high-quality build, powerful engines, and premium features.
  • Q. What is the insurance amount for a Harley Davidson bike?

    Ans: Insurance for Harley Davidson bikes varies, generally starting around ₹15,000, based on model and coverage.
  • Q. Can I get claim in 3rd party insurance for Harley Davidson bike?

    Ans: Yes, in India, third-party insurance only covers damages or injuries caused to a third party. It does not cover any damage to your own vehicle, including your Harley Davidson. You would need a comprehensive bike insurance policy to cover your bike's own damages.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in