Ducati Bike Insurance

Ducati, an Italian brand of motorcycles is known for its high-performance two-wheelers in India. Their bikes are much sought-after for their premium build and advanced technology. Ducati insurance is curcial because these bikes come with premium parts and high maintenance costs. Insurance can protect you against various risks, including damages from accidents, theft, and third-party liabilities, and also helps cover repair costs

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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About Ducati Bike

Ducati was founded in 1926 in Italy. Today, this motorcycle manufacturing company is known for offering high-performance motorcycles across the world, including India. Some of the bike models offered by Ducati include the Monster, Panigale, and Scrambler. Ducati's lineup includes sport, touring, and urban bikes. Most of these bikes are equipped with advanced features like ABS and traction control.

Popular Ducati Bike Models With Bike Insurance Price

Ducati Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Ducati Bike Insurance Price* (1+5 Bundled Policy)
Ducati Desert X STD (937 cc) ₹ 240 ₹ 15,582
Ducati Hyperstrada STD (937 cc) ₹ 240 ₹ 15,582
Ducati Hyper Motard 1100 EVO (1078 cc) ₹ 240 ₹ 15,342
Ducati Diavel V4 STD (1198 cc) ₹ 240 ₹ 15,342
Ducati Monster M 1100 S (1078 cc) ₹ 240 ₹ 15,342
Ducati Scrambler Full Throttle STD (803 cc) ₹ 240 ₹ 15,342

*Disclaimer: Ducati insurance costs vary among providers and are influenced by several factors, including the bike's year of registration, location, Insured Declared Value (IDV), selected add-ons, and specifics like model, variant, and ex-showroom price.

Ducati Insurance Calculator

For a precise Ducati insurance estimate, you can use an online bike insurance premium calculator available on Policybazaar.com. This tool calculates premiums based on key factors, including:

  • Ducati bike model and variant
  • Year of registration and RTO location
  • Ex-showroom price of the bike
  • Any past insurance claim history, if applicable

Coverage Under Ducati Bike Insurance

  • Inclusions
  • Exclusions

Ducati bike insurance provides extensive coverage, explained below:

  • Damage to your Ducati and third-party property
  • Compensation for theft or total loss
  • Protection from natural disasters like floods and storms
  • Coverage for fire-related damages
  • Accidental damage from collisions
  • Coverage for specific events like riots or vandalism

Ducati bike insurance has certain exclusions to be aware of:

  • Incidents involving negligence, intentional damage, or war
  • Claims made under the influence of alcohol or drugs
  • Routine maintenance, wear and tear, and mechanical breakdowns
  • Incidents with invalid license or incorrect registration details
  • Policy lapses or incidents outside coverage areas

*Disclaimer: Review policy terms closely to understand Ducati insurance coverage and exclusions fully.

How to Buy/Renew Ducati Insurance Online?

If you wish to buy or renew Ducati insurance online, you can follow these simple steps on Policybazaar.com:

  • Step 1: Go to the Policybazaar.com website and look for the 'Bike Insurance' section.
  • Step 2: In case of renewal, you need to enter your Ducati bike's registration number. For buying fresh insurance, choose 'New Bike Insurance'.
  • Step 3: Provide all necessary details accurately.
  • Step 4: Go through and compare all available insurance quotes in order to shortlist the best option for your Ducati bike.
  • Step 5: Select a comprehensive or third-party bike insurance. You can add optional covers if you need to.
  • Step 6: Complete the payment process, after which your policy document will be emailed to your email ID.

Ducati Insurance Add-ons

To boost Ducati insurance, you can pick from additional cover options:

  • Personal Accident Cover
  • Return-to-Invoice (RTI) Cover
  • Engine Protection Cover
  • Zero Depreciation Cover
  • 24/7 Roadside Assistance
  • No Claim Bonus (NCB) Protection
  • Consumables Cover
  • Passenger Assistance Cover

How to Claim Ducati Bike Insurance Online

There may be instances where you need to claim insurance for your Ducati bike, such as an accident or damage. You can follow these steps to claim Ducati insurance online:

  • Step 1: Notify your insurer immediately after an accident or any damage to your Ducati.
  • Step 2: The insurer will assign a surveyor to assess the bike's condition.
  • Step 3: The surveyor submits a damage report to the insurer.
  • Step 4: Provide the required documents, such as ID proof, the claim form, and policy details.
  • Step 5: For cashless repairs, take your Ducati to an authorised service centre.
  • Step 6: If using a non-authorised garage, pay for repairs and apply for reimbursement later.

Documents Needed to File Ducati Bike Insurance Claims

Keep these documents handy for claiming Ducati insurance:

  • Valid driving licence
  • Original insurance policy document
  • Bike's Registration Certificate (RC)
  • Completed and signed claim form
  • Photos of the damage
  • FIR or police report, if applicable
  • Repair cost estimate
  • Receipts for any completed repairs
  • No Objection Certificate (NOC) from the financier

Ducati Insurance FAQs

  • Q. How much is a Ducati bike in India?

    Ans: The cost of Ducati bikes in India can range from ₹10 lakh to over ₹70 lakh, depending on the bike model.
  • Q. Is Ducati a luxury brand?

    Ans: Yes, Ducati is considered a luxury motorcycle brand known for high-performance, premium bikes.
  • Q. Why is Ducati so famous?

    Ans: Ducati is famous for its Italian design, powerful engines, and advanced technology, attracting bike enthusiasts worldwide.
  • Q. Can we skip Ducati bike insurance?

    Ans: No, you cannot skip bike insurance. It is mandatory in India for all vehicles, including Ducati bikes.
  • Q. Q. Is Ducati bike insurance a one-time expense?

    Ans: Ducati bike insurance generally requires annual renewal to maintain coverage. Therefore, it is not a one-time expense.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in