Cagiva Bike Insurance

Cagiva is a popular Italian motorcycle brand, known for its robust, high-performance racer bikes. Cagiva is a household name with a solid reputation for producing versatile motorcycles, which range from touring bikes to featured sports motorcycles. You must secure these heavy-duty bikes under appropriate Cagiva insurance to protect against potential risks of third-party liabilities, own damage, theft, fire, and damage caused by natural disasters.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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About Cagiva Bikes

Cagiva, an Italian motorcycle manufacturer founded in 1978 in Versee by the Castiglioni brothers, originally started as a small metal company in the 1950s by their father, Giovanni Castiglioni. Cagiva, an acronym for founder and founding location, gained global acclaim for its exceptional design and performance, participating in prestigious events like MotoGP and Dakar Rally. Their legendary makes include the Cagiva Elefant, Cagiva Raptor, Cagiva Mito SP525, and Cagiva Mito 125.

Popular Cagiva Bike Models with Cagiva Bike Insurance Price

Cagiva Bike Models Zero Dep Cover * (Add-on Cover) Estimated Cagiva Bike Insurance Price (1+5) Bundle Policy
Cagiva Mito ₹331 ₹3,965

*Disclaimer: The premium for Cagiva insurance may vary due to factors like the year of registration, geographic location, Insured Declared Value (IDV), selected add-ons, make, model, variant, and ex-showroom price. Premium rates can differ across various insurance providers.

Cagiva Bike Insurance Calculator

The Cagiva insurance premium calculator provides a fast and easy way to estimate your two-wheeler insurance expense. Use Policybazaar.com's free online bike insurance premium calculator tool to instantly generate premium estimates for your Cagiva bike. Simply input the following key details and get calculations within minutes:

  • Vehicle make, model, and variant
  • Year of registration and RTO region
  • Bike's ex-showroom value
  • History of previous claims (if applicable)

Coverage Under Cagiva Insurance

  • Inclusions
  • Exclusions

The Cagiva insurance policy provides coverage for your bike in the following situations:

  • Third-party bike insurance in case your insured bike gets in an accident.
  • Protection against damages from human-made hazards such as riots, vandalism, or strikes.
  • The policy safeguards your Cagiva bike against natural disasters like earthquakes, floods, cyclones, landslides, and typhoons.
  • Compensation for damages or losses due to traffic collisions and road accidents for the insured bike.
  • The Cagiva insurance protects partial or complete theft and burglary losses, providing financial protection if your bike is stolen or suffers damage during an attempted theft.
  • The insurance provides fire damage protection, covering any loss or destruction caused by fire to the insured bike.

The Cagiva insurance policy will not cover the following situations:

  • The policy does not provide cover for damage caused by negligence, intentional acts, or civil unrest.
  • The policy nullifies if you or the pillion are riding the insured bike under the influence of alcohol or drugs during an accident.
  • The cover excludes routine wear and tear or mechanical issues from regular use of the insured bike.
  • Claims will be rejected if essential documents like a valid driver’s license (DL), registration (RC), insurance policy, or pollution certificate (PUCC) are not provided.
  • The policy must be active when making any claim; expired policies do not qualify for coverage.
  • Damages incurred or sustained by the insured bike outside the geographical limits specified in the policy will not be covered.

*Disclaimer: Read the policy document to understand the extent of inclusion and exclusions in your policy.

How to Buy/Renew Cagiva Insurance Online?

Easily purchase a Cagiva bike insurance policy with desired add-ons online at Policybazaar.com by following the simple steps:

  • Step 1: Go to the official website of Policybazaar Insurance Broker Private Limited and find the 'Bike Insurance' option under the 'Insurance Products' section.
  • Step 2: Enter your bike's registration number in the box for renewing an existing policy. If you want to purchase a new policy for your new Cagiva bike, click on the 'Bought New Bike' option.
  • Step 3: Carefully input all necessary details required on the next page and re-check before submitting.
  • Step 4: Browse and compare policy quotes from multiple insurers, to find the best-suited coverage for your Cagiva bike that fits your budget.
  • Step 5: Choose between comprehensive insurance or third-party liability, and extend protection with optional add-ons/riders.
  • Step 6: Make your premium payment online through multiple secure payment gateways. After the payment is processed, your Cagiva insurance policy will be promptly sent to your registered email address.

Cagiva Insurance Add-Ons

Take advantage of the following add-ons/riders to enhance your basic Cagiva insurance cover:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Claim Cagiva Insurance Online?

Follow these steps to raise an online claim for your Cagiva bike:

  • Step 1: Promptly inform your insurance provider about the accident and damages sustained by the insured bike to kickstart the claims process.
  • Step 2: A designated surveyor from the insurance company will visit to assess the damage to your bike and prepare a report.
  • Step 3: The surveyor will compile a comprehensive damage report and forward it to your insurer for review.
  • Step 4: Ensure you submit all required documents, including identification, the completed claim form, and your policy details, for verification.
  • Step 5: Once approved, take your Cagiva motorcycle to an affiliated garage for cashless repair services.
  • Step 6: For cashless claims, the insurer will handle the repair costs directly with the network garage. If you opt for a non-network garage, you’ll pay for the repairs upfront and later submit the receipt for reimbursement to your registered bank account.

Documents Needed to File Cagiva Insurance Claim

Ensure you carry the following documents when filing a claim for your Cagiva insurance:

  • A duly filled and signed claim form
  • Bike insurance policy document
  • Registration Certificate (RC) of the two-wheeler
  • Valid Driver's Licence (DL)
  • Police Report or FIR
  • Estimated damage amount or invoice of repair
  • Photos showing damages to the insured bike

Cagiva Insurance FAQs

  • Q1. Can I purchase Cagiva Insurance online?

    Ans: Yes, you can easily purchase Cagiva Insurance online. Visit Policybazaar.com and swiftly buy your policy online with additional riders.
  • Q2. How to download Cagiva Insurance on Policybazaar.com?

    Ans: Follow these steps to download your policy on Policybazaar.com
    • Visit Policybazaar.com and log in with your credentials.
    • On your profile, navigate 'Active Plans' under the 'Your Policy' section.
    • Click 'Download' the respective policy and save a copy.
  • Q3. What is a 5-year bike insurance plan?

    Ans: A 5-year bike insurance plan is a long-term insurance policy that provides coverage for your motorcycle over five years. This is a comprehensive coverage plan that often includes both third-party and own-damage cover.
  • Q4. What insurance is mandatory for my Cagiva bike?

    Ans: Third-party insurance is mandatory for all vehicles in India. You can also opt for comprehensive Cagiva Insurance for your two-wheeler to get extended protection to cover own-damage, and natural and man-made damage protection.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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(Based on 793 Reviews)

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Insurance Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in