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- BMW Bike Insurance
About BMW Bike
BMW Motorrad's bike range in India includes popular models like the G 310 R, G 310 GS, and R 1250 GS. BMW bikes are known for premium quality and performance. These bikes come with features like ABS, stability control, and adjustable suspension for better safety and comfort. With engine sizes from 313cc to 1254cc, BMW offers options for both city rides and long tours.
Popular BMW Bike Models With Bike Insurance Price
| BMW Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated BMW Bike Insurance Price* (1+5 Bundled Policy) |
| BMW C 400 GT (350) | ₹ 240 | ₹ 7,580 |
| BMW R18 100 Year Edition (1802 cc) | ₹ 240 | ₹ 15,342 |
| BMW 1.4 STD (1440 cc) | ₹ 240 | ₹ 15,342 |
| BMW CR 1200 STD (1170 cc) | ₹ 240 | ₹ 15,342 |
| BMW F 650 GS (798 cc) | ₹ 240 | ₹ 15,342 |
| BMW F 850 GS (850) | ₹ 240 | ₹ 15,342 |
| BMW Motorrad HP4 Carbon Sports (999 cc) | ₹ 240 | ₹ 15,342 |
*Disclaimer: BMW bike insurance premiums vary by provider and depend on factors like the specific model, year of manufacture, registration location, Insured Declared Value (IDV), selected add-ons, and the bike's ex-showroom price.
BMW Bike Insurance Calculator
To estimate BMW bike insurance costs, you can use an online bike insurance calculator available on Policybazaar.com. Enter these details to calculate:
- BMW model and variant
- Year and RTO location of registration
- Ex-showroom price of the bike
- Any prior claims history
Coverage Under BMW Bike Insurance
- Inclusions
- Exclusions
BMW bike insurance coverage includes these features:
- Covers damages to your BMW bike and third-party property
- Protection against theft or total loss
- Losses from natural events like floods, earthquakes, or storms
- Fire damage coverage
- Accidental damage from collisions
- Coverage for incidents like riots or vandalism
- Damages resulting from fire-related incidents
BMW bike insurance coverage excludes these features:
- Damage due to neglect, intentional harm, or war
- Claims made under influence of alcohol or drugs
- Wear and tear, maintenance, or mechanical breakdowns
- Incidents involving invalid licenses or incorrect registration
- Claims outside coverage area or after policy expiry
*Disclaimer: Carefully review the policy terms to fully understand the scope and limitations of BMW bike insurance coverage.
How to Buy/Renew BMW Bike Insurance Online?
To buy or renew BMW bike insurance online, you can follow these steps:
- Step 1: Visit Policybazaar.com and go to the ‘Bike Insurance' section under the 'Insurance Products' section.
- Step 2: Select ‘Renew' if you're renewing; enter your BMW's registration number. For a new policy, choose ‘Bought a New Bike'.
- Step 3: Fill in all required details carefully.
- Step 4: Review the available insurance options and select the best one for your BMW.
- Step 5: Choose between comprehensive or third-party coverage and add any extras.
- Step 6: Complete the payment and receive your policy document by email.
BMW Bike Insurance Add-ons
To boost BMW bike insurance, you can pick from below add-ons:
- Return-to-Invoice (RTI) Cover
- Personal Accident Cover
- Zero Depreciation Cover
- Engine Protection Cover
- Passenger Assistance Cover
- No Claim Bonus (NCB) Protection
- Consumables Cover
- 24/7 Roadside Assistance
Add-ons for your two wheeler insurance
How to Claim BMW Bike Insurance Online
If you need to make a claim on your BMW bike insurance due to an accident or damage, follow these steps for a smooth process:
- Step 1: Notify your insurer immediately after the incident to initiate the claim process.
- Step 2: The insurer will arrange for a surveyor to examine the damage to your bike.
- Step 3: Submit the required documents, including ID proof, the claim form, and policy details.
- Step 4: For cashless service, take your bike to an authorised BMW service centre.
- Step 5: If using a non-authorised repair shop, pay for the costs initially. Later, you can apply for reimbursement.
Documents Needed to File BMW Bike Insurance Claims
Before filing a claim for your BMW bike insurance, ensure you have these documents ready:
- Completed and signed claim form
- Valid driving licence
- Bike's Registration Certificate (RC)
- Original insurance policy document
- Photos of the damage
- Receipts for any repairs already completed
- Repair cost estimate
- FIR or police report, if required
- No Objection Certificate (NOC) from the financier (if applicable)
BMW Bike Insurance FAQs
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Q1. Is BMW bike insurance mandatory in India?
Ans: Yes, it’s mandatory by law to have at least third-party insurance for all bikes in India, including BMW models. -
Q2. Can I transfer my existing BMW bike insurance to a new owner?
Ans: Yes, you can transfer the BMW insurance policy to a new owner by informing the insurer and completing the necessary transfer documents. -
Q3. What types of coverage are available for BMW bike insurance?
Ans: You can choose third-party coverage, which covers damage to others, or comprehensive coverage, which also covers damage to your own bike. -
Q4. How is the premium for BMW bike insurance calculated?
Ans: Premiums are based on factors like the model, age of the bike, location, and chosen coverage options. -
Q5. Can I renew my BMW bike insurance online?
Ans: Yes, BMW bike insurance can be easily renewed online through insurance portals by providing basic details and making the payment.
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Written By: PolicyBazaar
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
