Bajaj Bike Insurance

Bajaj manufactures a range of motorcycles suited for both city commutes and longer rides, with models like Pulsar, Dominar, and Avenger catering to different travel needs. However, as with any vehicle, Bajaj bikes face risks such as accidents, theft, and damages. With a Bajaj bike insurance policy, you can get the much-needed financial support to cover unexpected repair or replacement expenses related to your Bajaj bike.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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About Bajaj Bikes

Founded in 1945, Bajaj Auto is a well-known manufacturer in the Indian two-wheeler and three-wheeler market. The company offers a wide range of motorcycles that cater to different riding needs, from daily commuting to sport and touring. Popular models include the Pulsar, known for its performance, the Dominar for long-distance travel, and the Avenger for comfortable cruising. Bajaj's focus on innovation and quality has helped it establish a strong presence in both domestic and international markets.

Popular Bajaj Bike Models With Bike Insurance Price

Bajaj Bike Models (Registration 2024) Zero Dep Cover* (Add-on Cover) Estimated Bajaj Insurance Price* (1+5 Bundled Policy)
Bajaj Pulsar 150 Dtsi Electric Start (150 cc) ₹ 387 ₹ 4,008
Bajaj Pulsar 150 Electric Start (150 cc) ₹ 211 ₹ 3,981
Bajaj Avenger Cruise (220 cc) ₹ 264 ₹ 7,556
Bajaj Discover 4G (100 cc) ₹ 122 ₹ 3,929
Bajaj Platina ABS (115 cc) ₹ 140 ₹ 3,943
Bajaj Pulsar 180 Dtsi Electric Start (180 cc) ₹ 221 ₹ 7,508

*Disclaimer: Bajaj Insurance price could vary as per factors like which insurance insurance provider you opt for, Bajaj bike model you have, its manufacturing year, registration location, and the Insured Declared Value (IDV). In case you opt for add-ons and extra coverage then additional charges could be applicable to your insurance policy.

Bajaj Insurance Price Calculator

For a quick Bajaj bike insurance policy quote, you can use the online bike insurance calculator available on Policybazaar.com. This tool enables you to explore and compare insurance options tailored to your Bajaj bike model. You'll need to provide information such as:

  • The bike's ex-showroom price
  • Specific model and variant details
  • RTO location and registration year
  • Any past claims history, if relevant

Coverage Under Bajaj Insurance Policy

  • Inclusions
  • Exclusions

A Bajaj bike insurance policy would generally offer coverage for the following:

  • Theft or Total Loss: If your bike is stolen or damaged beyond repair, the policy compensates based on the insured declared value (IDV).
  • Accidental Damage: This covers expenses for repairs due to accidents, including third-party liability. If an accident results in harm to others or damage to property, the policy assists with legal and medical costs.
  • Fire-Related Incidents: Damages due to fire, explosions, or similar incidents are covered.
  • Natural Disasters: Coverage extends to damages caused by natural disasters like earthquakes, floods, and storms.
  • Civil Disturbances: Damages resulting from riots, strikes, vandalism, or public disturbances are also covered.

Some of the common exclusions you may find in a Bajaj insurance policy are:

  • Routine Wear and Tear: Regular maintenance, normal wear, and mechanical breakdowns are not covered, as these are part of standard upkeep.
  • Influence of Alcohol or Drugs: Damages caused while riding under the influence of alcohol or drugs are not eligible for claims.
  • Invalid Documentation: Claims may be rejected if key documents, such as a valid driver's license, are not in order at the time of the incident.
  • Improper Use or Negligence: Damages due to negligence, misuse, or involvement in illegal activities fall outside coverage.
  • Out-of-Coverage Incidents: Incidents occurring outside the policy's geographical coverage or after policy expiry are not covered.

*Disclaimer: Coverage specifics may vary based on the insurer and policy terms. It’s essential to review your Bajaj insurance policy thoroughly to understand all inclusions and exclusions.

How to Buy/Renew Bajaj Insurance Online?

If you're planning to get a Bajaj insurance online, this step-by-step guide can be helpful:

  • Step 1: Visit Policybazaar.com and navigate to the "Bike Insurance" section.
  • Step 2: Select the type of policy you need. For renewals, enter your bike's registration number. If you are insuring a new bike, select the "Bought a New Bike" option to continue.
  • Step 3: Enter necessary details such as your bike's model, variant, and registration information. Accurate information ensures a smooth and quick process.
  • Step 4: Review the available insurance plans. Compare each plan's coverage, benefits, and pricing to find the most suitable policy for your needs.
  • Step 5: Choose your desired level of coverage. A comprehensive policy provides broader protection, while a third-party policy offers basic liability coverage.
  • Step 6: Complete your purchase by making the payment. After payment, your Bajaj insurance policy document will be sent to your email.

Bajaj Insurance Policy Add-ons

These add-ons can enhance your Bajaj insurance policy:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Claim Bajaj Insurance Online

For a Bajaj insurance claim, you can follow these steps:

  • Step 1: Contact your insurer immediately after the incident. This will help in avoiding any delay in claim processing. Have your policy number and details of the incident ready for smooth claim registration.
  • Step 2: Once your claim is registered, an insurance surveyor will assess the damage to your Bajaj bike to validate the claim and determine coverage.
  • Step 3: Gather and submit essential documents, including your ID, completed claim form, original Bajaj insurance policy, and the bike's registration certificate. Photos of the damage can further support your claim.
  • Step 4: For cashless claims, take your bike to an authorised Bajaj service centre. The insurer will cover the repair costs directly based on the surveyor's assessment.
  • Step 5: If you choose a non-network service centre, you'll need to pay for repairs initially and then submit the repair bills to your insurer for reimbursement.

Bajaj Insurance Online FAQs

  • Q. What types of Bajaj bikes are covered under a comprehensive insurance policy?

    Ans: Comprehensive insurance typically covers all Bajaj models, including the Pulsar, Avenger, and Dominar, against a wide range of risks like theft, fire, and accidents.
  • Q. Can I include add-ons in my Bajaj bike insurance policy?

    Ans: Yes. You can enhance your policy cover with add-ons like zero depreciation, roadside assistance, and engine protection for more comprehensive coverage.
  • Q. How does Bajaj insurance renewal affect my policy terms?

    Ans: Timely renewal keeps your policy active, maintaining benefits like No Claim Bonus (NCB) and preventing a lapse in coverage.
  • Q. Can I transfer my Bajaj insurance policy to a new owner if I sell my bike?

    Ans: Yes. The policy can be transferred to the new owner, provided you complete the necessary formalities and notify your insurer of the ownership change.
  • Q. What documents are needed for a cashless claim at a Bajaj service centre?

    Ans: For cashless claims, you’ll need your policy document, registration certificate, claim form, and a valid ID. Photos of the damage can also be helpful.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in