Buy your two-wheeler insurance in 60 seconds!⚡
Plans starting @ ₹1.3/day*
Processing

10 Tips for Buying Your First Bike

Buying a new bike in India is an exciting experience, but it can also feel overwhelmingwith so many options available. Whether you wish to buy a commuter bike for daily use or something sportier, there are a lot of factors that you must consider in order to make a better decision. So, in this article, let us explore the top 10 tips that you must follow while buying a two-wheeler for the first time.

Read more

Guide to Buy Your First Bike

Take a look at the list of 10 tips that you cannot miss to make your deal successful:

  1. Know Your Requirements

    As you know, there is a wide range of choices available for two-wheelers in the market. Firstly, you need to understand the type of two-wheeler you want to buy.

    You can either buy a bike or a scooter. The primary difference between these two modes is the gears.

    Generally, the scooters are quite easy to handle, and gears are not present. Also, they offer more storage units as compared to motorbikes. However, bikes are more stable and easy to control. In India, the majority of people prefer bikes as they are equipped with powerful engines and let you cover long distances without any worries.

  2. Understand the Functionality of the Bike

    Another important tip to consider before buying your first bike is to know its usability and the area where you reside. Knowing the functionality or usage will help you in deciding the model.

    Buying a sports bike or superbike is not a good idea if you reside on a congested city road or if traffic congestion is the major problem in your area. Similarly, you should prefer a cruiser or adventure bike for long road trips.

  3. Decide the Right Model

    As you know, there are several bike models available in the market to choose from. Each model is different and has different purposes to serve. It is therefore important to understand the functionality so that you can make a wiser decision while finding the right bike model for yourself.

  4. Always Consider the Bike Riding Experience

    Even though it is your first bike, you must have learned to ride a two-wheeler using your friend's vehicle. Since this is your first bike, it is better to buy an entry-level vehicle that falls under the category of 100-150 CC so that it can be handled easily. Once you gain ample experience through practice, you can upgrade it.

  5. Know the Budget and Fuel Efficiency

    While buying your first bike, it is always better to know your budget in advance. Your spending capacity will decide which two-wheeler will be a perfect fit for you. Setting a budget helps you to filter and narrow down your choices.

    Moreover, it is advised to think about the fuel efficiency of the bike as the most expensive or higher engine capacity bikes have lower fuel efficiency because they utilize extra fuel to generate power. So, choose a fuel-efficient model to save money.

  6. Research is Important

    Once you have decided on all the above points, it is the right time to do thorough research. You can connect with your friends who have enough knowledge about the same model and take their valuable feedback. On the other hand, you can research online and look at their mileage, pricing, and service centre availability in your city. Also, ensure you check other factors as well, such as engine power, fuel type, accessories, etc.

  7. Look for Customer Feedback

    Looking for customer feedback online and offline will help you to understand the bike's performance and efficiency before making the deal. The best way is to look for comments and feedback given by verified customers. It will offer an idea of the engine's performance, on-road pricing, and real issues that are usually faced by experienced riders during the journey.

  8. Check the Availability of Service Centres

    Your vehicle will go on scheduled servicing for maintenance and care after a particular period. Thus, you must check the availability of service centres in your city. Other than this, check the accessibility of bike parts and accessories at the nearest service center. If you miss this tip, there are chances that you might face trouble in finding the right part or accessories for your damaged bike.

  9. Test Ride is Significant

    Once you have decided on the right model for you, you can visit the nearest showroom and go on a test ride. This will help you in giving a riding experience. It also will help you in finding the pros and cons of the same model.

  10. The Final Decision is Yours

    Here comes the final step toward buying your first bike. Here are some suggestions that you should not miss before you make the final decision:

    • Check the balancing and weight of the bike
    • Find the right two-wheeler dealership that will offer you discounted deals and a hassle-free procurement process
    • Do not miss the right two-wheeler insurance for your precious possession.

You may like to Read: 8 Road Safety Tips for Bike Riders

Bike Insurance for the New Two-wheeler

According to the Motor Vehicles Act of 1988, all two-wheeler owners must hold at least third-party bike insurance. Once you have purchased your new bike or scooter, you will need to insure it with an adequate bike insurance policy.

Now the question comes, ' Is it mandatory to buy insurance from a bike dealer itself?'

If you are intending to buy a two-wheeler anytime soon, then the dealer will provide you with 2-wheeler insurance coverage. Depending upon your wish, you may buy the bike insurance policy from the dealer, however, there is no such compulsion. You can easily find the best deals online as well on websites like Policybazaar.com. The platform allows you to compare and find the suitable bike insurance policy within your budget.

Moreover, it is suggested to buy a comprehensive bike insurance policy as it provides coverage against any loss or damage caused to your insured bike from several unforeseen events such as natural calamities, man-made calamities, etc. Besides, it also protects the two-wheeler against third-party liabilities.

You may like to Read: Bike Insurance Inclusions & Exclusions

FAQs

  • Q. How do I choose my first bike?

    Ans: You must pick a bike based on how you will use it. For daily commuting, make sure you buy a bike that is lightweight, comfortable, and fits within your budget. Always test ride before you buy to see how it feels.
  • Q. What is a good age for a first bike?

    Ans: Most people get their first bike around 18 or 20 years, but it depends on your confidence and riding skills.
  • Q. Why is it important to check customer feedback before buying a bike?

    Ans: Customer reviews give you real insights into the two-wheeler's performance, mileage, and common issues, helping you make a more informed decision.
new-compare-save-upto-85-on-bike-insurance-mobile
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
new-bike-insurance-1-3-rs

Two Wheeler Insurance Articles

  • Recent Article
  • Popular Articles
06 Mar 2025

Choosing the Right Motorbike for Senior Citizens

The open road calls to riders of all ages, and especially for

Read more
05 Mar 2025

Is Personal Accident Cover Mandatory for Bike...

Feeling the wind in your hair, the open road ahead – riding

Read more
12 Feb 2025

How to Check and Clear Pending e-Challans for...

Riding a bike offers freedom and convenience, but it also comes

Read more
11 Feb 2025

Two-Wheeler Insurance Trends 2025

The Indian two-wheeler market is reviving with a significant

Read more
07 Feb 2025

Understanding Digital Driving License Impounding...

In India, driving license impounding refers to when authorities

Read more

Three Easy Ways to Check Bike Insurance Expiry...

In India, you must have a valid bike insurance policy for your two-wheeler and renew it before its expiry. In case

Read more

How to Get Bike Insurance Details by Vehicle...

According to the IRDA, all bike owners must hold at least a third-party bike insurance policy in India. The bike

Read more

How to Check Bike Owner Details by Registration...

In a world full of different types of two-wheelers, each one has its unique identity enclosed in its registration

Read more

Parivahan Sewa & RTO: How to Check Your Bike...

As a two-wheeler owner in India, you must carry a valid bike insurance policy. Do you know with a few scrolls

Read more

Check Vehicle Owner Details by Registration Number

Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving

Read more

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in