Lost Your Two Wheeler Insurance Documents? Here Is What You Need to Do

Steps to Download Duplicate Bike Insurance Copy Online

If you have bought two-wheeler insurance online, it will be easier to get a duplicate copy of the insurance documents. Here are some steps listed below that you need to follow-

• Visit the official website of your insurance provideror Policybazaar.com
• Choose the type of policy and enter the details like policy number, personal information, etc.
• If required, verify your profile
• Once the verification is done, view the policy documents, download, print, get it at your registered mail id.

Steps to Get a Duplicate Bike Insurance Copy Offline

If you have misplaced or lost your bike insurance documents, then read the below steps to get a copy of the two-wheeler insurance documents offline-

1. Inform your insurer

   First things first. You will inform your insurance company if you have misplaced or lost the policy documents. With this, the insurer will initiate the issuing process of a duplicate copy. Connect them via calling on the toll-free number or visiting the nearest branch office.

2. Submit an application

   Write an application to your insurer. Make sure you mention all the details in the application. Add the mentioned things on it-

   • Your full name
   • Policy number
   • The date of issuance
   • Type of cover
   • Registration number of the two-wheeler

   It is mandatory to mention the reason for applying the duplicate policy document.If the insurance policy is held jointly, the application is required to be made jointly by all policyholders.

   Note- For the issuance of the duplicate policy document offline, the insurance company usually charges a nominal fee.

3. File an FIR

   Filing an FIR (First Information Report) is another significant step that you need to do if you have lost your vehicle insurance papers. Make sure you send the FIR copy to your insurer along with the application.

4. Sign an Indemnity Bond

   It is mandatory to sign the indemnity bond. The indemnity bond is executed on non-judicial stamp paper of an appropriate value. It includes the policyholder’s full name and the policy number.

   To add credibility, this bond should be signed by two witnesses who do not belong to the policyholder's family.However, some insurers might ask you for a sound financial status to submit the surety bond for such policies.

5. Publish an advertisement

   This is one of the important ways that can help you to get your lost bike insurance papers back. The insurers also advise you to publish an advertisement in the local newspaper, mentioning the missing policy papers.Moreover, share this ad copy with your insurance company once it is published in the newspaper.

Tips to Follow if You Have Lost Bike Insurance Documents

If you have lost or misplaced your original policy documents, you must follow the below tips, so you might get them back without any hassle of getting a duplicate copy-

• The first thing is to search thoroughly for the policy documents in your house, office, or vehicle itself.
• If you are not able to find it, discontinue using that two-wheeler for the time being until you get the duplicate copy.

Over to you!

Without wasting a minute, call your insurer to know the process, as every insurance company demands a different set of documents to issue a duplicate bike insurance policy. If you have bought your two-wheeler insurance from Policybazaar.com, you can email atcare@policybazaar.comor speak to the experts at 1800-258-5881 to get the assistance.