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Choosing the Right Motorbike for Senior Citizens

The open road calls to riders of all ages, and especially for senior citizens. No matter what the age is, the thrill of riding a motorcycling can be just as exhilarating as ever. But as we age, our needs and priorities change. Now, finding the perfect bike becomes a matter of balancing comfort, safety, and that undeniable passion for riding. Read this article to find an ideal two-wheeled companion for your golden years and enjoy the exciting rides of a motorbike.

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Essential Factors to Consider While Choosing a Motorbike for Senior Citizens

As a senior citizen, here are a few factors that should be considered while choosing a motorbike:

  1. Ergonomics and Comfort

    1. Riding Position: Look for bikes with a relaxed, upright riding posture. Choose comfortable ergonomics that minimise back, wrist, and knee strain. Moreover, try avoiding sport bikes with aggressive, forward-leaning positions.
    2. Seat Height and Comfort: A lower seat height makes getting on and off the bike easier, especially for riders with limited flexibility. Consider a wider, well-padded seat for added comfort for longer rides.
    3. Handlebar Reach and Position: Make sure the handlebars are easily accessible without excessive effort. Instead, go for adjustable handlebars, which offer greater comfort customisation.
    4. Footpeg Placement: Footpegs positioned comfortably below the rider allow for a natural leg position and reduce fatigue during a long journey.
  2. Engine Size and Power

    1. Choose Right Engine Displacement: While a powerful engine might be tempting, it is advised to opt for a manageable engine size for those who may have reduced strength or mobility.
    2. Smooth Power Delivery: Look for engines with smooth power delivery and predictable throttle response, as they are easier to control and less tiring.
  3. Safety & Security

    1. ABS (Anti-lock Braking System): Think of ABS as your safety net. If you need to brake suddenly, it prevents your wheels from locking up. This means you can stop faster and maintain control without worrying about the risk of skidding and those heart-stopping moments.
    2. Traction Control: Have you ever slipped on a wet dance floor? Traction control is like having a helping hand to keep you upright. It helps your tyres grip the road, even when it's slippery, giving you that extra confidence in challenging conditions.
    3. Good Lighting: Good lighting is like having a spotlight on you – it helps others see you better. Bright headlights and taillights are essential for visibility, especially for night rides or bad weather conditions.
    4. Comfortable Suspension: A sound suspension system does not let you feel those bumps and dips in the road. It's like having extra cushioning on while riding your bike.
  4. Additional Features

    When heading out on a ride, it is better to be well-prepared. Ensure you have a toolkit, a first-aid kit, and some storage space on your bike. It's all about having what you need during bad times.

Protecting Your Ride: Buying a Bike Insurance Policy

Before you hit the open road, having the right insurance coverage for your motorcycle is crucial. Think of it as your backup plan. Mainly there are 2 types of two-wheeler insurance policies offered by insurance companies in India:

  • Third-party bike insurance: This is the basic, mandatory coverage in India. It protects you financially if you accidentally cause damage to someone else or their property in a road accident.
  • Comprehensive bike insurance: This offers broader protection, as it covers third-party liabilities and damages to your own bike in accidents, theft, fire, natural disasters, etc.

Which one's right for you? It depends on your needs and riding habits. Third-party insurance might be enough if you're mainly using your bike for short trips and are comfortable with the basic coverage. But comprehensive bike insurance is worth considering if you're planning longer rides, value extra peace of mind, or have a newer, more expensive bike.

Types of Motorcycles Suitable for Seniors

Here are a few styles that often work well for senior citizens:

  • Cruisers: Cruisers are about comfort and style. They typically have a relaxed riding position, comfy seats, and a laid-back vibe.
  • Touring Bikes: Touring bikes are like the luxury sedans in the world of motorcycles. They often have windshields to deflect wind and rain, spacious luggage compartments along with comfy seats.
  • Adventure Bikes: A perfect blend of comfort, versatility, and the ability to handle some off-road riding, this is what adventure bikes are made up of.
  • Classic Motorcycles: Sometimes, the old ways are the best. Classic bikes have a timeless appeal and can offer a more laid-back riding experience. Additionally, some classic models are lighter-weight and easier to handle.

Few Tips for Senior Riders

Here are a few tips to keep in mind as you embark on your riding journey:

  • Refresh your skills and learn about the latest traffic rules & regulations in the location you are planning to run.
  • Gradually increase your riding distance and duration as you build confidence & stamina.
  • Always wear a helmet, protective clothing, and sturdy boots when riding your bike.
  • Be extra vigilant and anticipate potential hazards on the road.
  • Don't push yourself beyond your limits. Take breaks when needed and stay hydrated.
  • Remember to buy a mandatory Personal Accident (PA) cover. It protects the bike rider from fatal injuries or death. The maximum coverage under this add-on is limited to Rs. 15 Lakh.

Final Words!

Choosing the right motorbike, along with an adequate two-wheeler insurance policy, is the important thing. Therefore, take your time, create your budget, compare & shortlist a few models, go on a test ride, and buy the perfect match for your needs. With the right bike and a focus on safety, you can continue enjoying the freedom and exhilaration of the open road for many years.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in