Escorts Powertrac 439 Insurance

Escorts Powertrac 439 Insurance Overview

Escorts Limited is one of the leading agricultural machinery designing a brand that was established in 1960. They have made a great presence with their superior technology and quality products.

Escorts Powertrac 439 is another example of an agri-machinery that can generate power of 41-50 HP. The tractor has 2339 CC displacement and has 3 cylinders.

With Escorts Powertrac 439 insurance, you get financial protection for your tractor against several damages or losses that might arise from road accidents, fire, explosions, theft or any natural & man-made disaster.

Escorts Powertrac 439 Price List with Insurance Premium

Disclaimer*: The Escorts Powertrac 439 insurance might vary for every user as it depends on several factors like IDV, NCB discount, type of coverage, deductibles, etc.

Reasons to Buy Escorts Powertrac 439 Insurance Policy

Buying commercial vehicle insurance ensures that you are financially secure against several types of risks, and also it is an important part of financial planning. Given below are a few reasons to purchase Escorts Powertrac 439 insurance policy-

1. Mandatory Purchase- The Motor Act 1988 makes it mandatory for all commercial vehicle owners to have at least third-party liability insurance. Therefore, you must obtain Escorts Powertrac 439 insurance for your tractor.
2. Coverage for all the Financial Liability- An Escorts Powertrac 439 insurance provides coverage for all the financial liabilities that might arise when your insured tractor is damaged in events like collision, theft, fire, etc.
3. Personal Accident Cover- Your commercial vehicle insurance policy will also provide coverage for the owner/driver of the insured tractor as it is compulsory to obtain the Personal Accident Cover (PA Cover).
4. Easy to Buy and Renew Online- Buying and renewing your Escorts Powertrac 439 insurance policy is a simple process. You can easily compare and choose a commercial vehicle insurance plan from Policybazaar.com.

Types of Escorts Powertrac 439 Insurance Policy

Buying Escorts Powertrac 439 insurance policy saves you from facing spending bugs and legal hassles. Usually, there are two types of Escorts Powertrac 439 insurance policy offered by the insurers-

1. Escorts Powertrac 439 Third-party Liability Insurance

   According to the Motor Vehicles Act, 1988, every commercial vehicle owner, including tractor owners has to insure their vehicle with third-party insurance. This type of cover provides compensation to third-party in the event of injury, disability or death. Therefore, you must have Escorts Powertrac 439 third-party liability insurance protect any third-party, property, or vehicle in a road accident.

2. Escorts Powertrac 439 Comprehensive Insurance

   With an Escorts Powertrac 439 comprehensive policy, you get coverage for damages caused to your own tractor, third-party or property. This policy safeguards your insured tractor against damages arising out of theft, fire, explosions, and natural & man-made calamities.

Inclusions of Escorts Powertrac 439 Insurance Policy

Your Escorts Powertrac 439 insurance policy provides coverage for the following circumstances-

• Damages caused to the insured Escorts tractor due to any natural calamities or man-made disasters
• Damages sustained to the insured tractor due to collision, explosion, fire or self-ignition
• Damages or losses caused due to burglary or theft to the insured tractor
• Damages caused to the insured tractor due to a road accident
• Damages or losses caused to the third party, property or the life by the insured tractor

Escorts Powertrac 439 Insurance: Add-ons

Under your Escorts Powertrac 439 insurance plan, you can also buy add-ons or optional coverage by paying an additional premium. Some common add-ons you can choose with your policy are as follows-

• Zero Depreciation Cover
• Roadside Assistance Cover
• Consumables Cover
• NCB Protection Cover
• Return to Invoice Cover
• Legal Liability to Paid Driver Cover
• Personal Accident Cover (PA)
• IMT 23 Cover

Exclusions of Escorts Powertrac 439 Insurance Policy

Your Escorts Powertrac 439 insurance policy does not provide coverage for the following circumstances-

• Damages caused to the insured tractor due to regular wear & tear or due to electrical & mechanical breakdown
• Damages sustained to the insured tractor when the driver was driving under the influence of alcohol or drugs
• Damages caused to the insured tractor outside the geographical borders mentioned in the commercial vehicle insurance policy documents
• Damages caused to the insured tractor when it was being used for the personal purposes
• Damages sustained by the insured tractor when the driver was not holding the DL, the RC, PUC certificate, and a valid insurance policy

How to Buy Escorts Powertrac 439 Insurance Online?

You can follow the below steps to easily buy the Escorts Powertrac 439 insurance online from the official website of Policybazaar Insurance Brokers Private Limited-

• Select 'Commercial Vehicle Insurance' from the 'Insurance Products' drop-down menu displayed on the home page
• Enter your name and mobile number to retrieve the insurance quotes
• Select the type of vehicle like 'Tractor' and choose the brand name 'Escorts' along with the model 'Powertrac 439’
• Select the variant, RTO, and the registration of your tractor
• On the next page, you will find different plans offered by multiple insurers for your Escorts Powertrac 439. Therefore, choose a plan wisely along with the add-on covers
• Proceed with the premium payment and fill out the proposal form on the next page
• After paying the premium amount, your Escorts Powertrac 439 insurance online policy will be sent to your registered email id.

How to Renew Escorts Powertrac 439 Insurance Online?

By visiting the official website of the Policybazaar Insurance Brokers Private Limited, you can easily renew your insurance policy. For Escorts Powertrac 439 insurance renewal, you can follow the below process-

• Visit Policybazaar.com and select the 'Commercial Vehicle Insurance' option
• Enter your name & mobile number and proceed further
• Choose a brand, model, RTO, vehicle type, and registration year of the tractor
• Proceed further and view insurance quotes offered by different insurers
• Select your existing policy expiry date and fill in your claim history
• Select the No Claim Bonus discount in your existing policy along with the required add-on covers
• At last, pay the displayed premium amount through UPI, net banking or debit/credit card
• After the payment is successful, your insurer will send the Escorts Powertrac 439 insurance documents to your registered email id.

Escorts Powertrac 439 Insurance Claim Procedure

To raise a claim under your Escorts Powertrac 439 insurance, follow the below steps-

• Intimate your insurer about the damages & losses caused to your insured tractor
• Your insurer will send an authorized surveyor to inspect the damages and determine the cost of the damages
• Next, you will send the required documents to complete the claim verification process
• Your damaged tractor will be sent to the network garage for the repairs
• After all the repairs, your insurer will settle the repair bills directly with the authorized network garage.

Document Required to Raise a Claim Under Escorts Powertrac 439 Insurance

For raising Escorts Powertrac 439 claims, you must have a few required documents-

• Commercial vehicle claim insurance form duly filled and signed
• Copy of an FIR in case of theft, burglary or third-party damages
• Driving License (DL)
• Tractors' Registration Certificate (RC)
• Pollution Under Control Certificate (PUC)
• Valid Escorts Powertrac 439 insurance policy documents
• Estimated repair bills