How to Check Commercial Vehicle Insurance Status Online on Parivahan Sewa/RTO

Validity of a Commercial Vehicle Insurance Policy

All commercial vehicle insurance policies come with a validity of one year only. You are supposed to renew your policy before completion of this tenure for continuing the coverage. Moreover, not renewing your vehicle insurance before the expiry date can land you in financial and legal troubles.

If you do not know the validity of your commercial vehicle insurance policy or want to know the status of your vehicle insurance policy online, you can do any of the below-mentioned steps.

Methods to Check Commercial Vehicle Insurance Expiry Date

Apart from the Parivahan Sewa website, there are some other ways as well for checking the status of your commercial vehicle insurance policy online. Here are the steps for the same:

• Check the soft copy or hard copy documents of your commercial vehicle insurance policy.
• Call the customer support number of your insurance provider and ask about the expiry date of your commercial vehicle insurance.
• If you have purchased the motor insurance from an agent of the insurance company, you can ask him/her about the expiry date of your commercial vehicle insurance policy.
• Visit the Insurance Information Bureau (IIB) of India and check the status of your commercial vehicle insurance policy.
• You can check the status of your Commercial Vehicle insurance policy online on the Parivahan Sewa website.
• You can check the same by visiting the website of Regional Transport Office.
• Alternatively, if you are a Policybazaar customer, you can also check your policy expiry date and other details from your account dashboard on Policybazaar.com. You can also download a duplicate copy of commercial vehicle insurance policy from your dashboard.

Steps to Check the Status of Commercial Vehicle Insurance on Parivahan Sewa Portal

Parivahan Sewa is a centralized portal of the Ministry of Road Transport and Highways. This website stores data of all the motor vehicles. Whenever a vehicle insurance policy is purchased or renewed, it is updated on the Parivahan website within two days.

Follow the below-mentioned steps to check commercial vehicle insurance status online on the Parivahan Sewa website:

• Go to the Parivahan Sewa official website.
• Under the 'Information Services’ option on this website, from the drop-down menu select ‘Know Your Vehicle Details’.
• This will redirect you to the Vahan NR e-Services page.
• Enter your registered mobile number for login.
• After this, provide the registration number of your commercial vehicle and the verification code that appears on the page.
• Click ‘Search Vehicle’.
• The details of your commercial vehicle with the expiry date of its insurance policy will be shown on this page.

Steps to Check Commercial Insurance Status via RTO Portal

Your vehicle’s registration number is issued by Regional Transport Office or RTO. Therefore, every vehicle is registered here at RTO. So, you can also check the status of your commercial vehicle insurance policy online by visiting RTO’s website. To do the same, you have to follow the below-mentioned steps:

• Visit the official website of the RTO of your state
• Select the option – ‘Online Service – For Citizens’
• Select the option that states ‘Vehicle Related Online Services’
• Click the link that states – ‘VAHAN Citizen Services’
• Choose your RTO details from where your commercial vehicle was registered
• Go to the menu bar and select the ‘Status’ tab and then choose ‘Know Your Vehicle Details’
• Enter the registration number of your vehicle, engine number, and chassis number
• Submit these details after filing the captcha code
• The details of your commercial vehicle will now be displayed on the screen.

In this way, you can easily check the details of your commercial vehicle insurance policy and will be able to renew it before its expiry date.

Advantages of Renewing Commercial Vehicle Insurance on Time

There are many advantages of renewing your CV insurance policy before it expires and they are mentioned here:

• You become eligible to get the benefits of ‘No Claim Bonus’.
• Buying vehicle insurance is not a choice in India instead it is mandatory by law. So, driving a commercial vehicle with expired insurance is illegal here.
• In case of a motor insurance policy lapse, you have to pay a higher renewal premium.

A vehicle insurance policy protects your commercial vehicle against unforeseen damages and losses. It also offers financial help to the commercial vehicle owner for paying off the legal liabilities of third-party. The policy also compensates in case of disability or death of the vehicle owner/driver. Moreover, it is mandated by law. So, you have to buy it for your commercial vehicle.

Over to You!

If due for any reason, you are unable to access the details of your commercial vehicle insurance policy, you can get that by any of the aforementioned methods. Besides, you can also check the status of the insurance policy of your commercial vehicle online through the Parivahan Sewa website.