Difference Between Light-duty Truck and Heavy-duty Truck

Trucks are the most favoured mode for moving goods because of their trustworthiness, reliability, adaptability, and accessibility. Trucks differ in their power, size, and setup. In this article, we will discuss the different types of trucks in India and the need for commercial vehicle insurance.

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Types of Trucks In India

Trucks are divided into two classes- heavy-duty trucks and light-duty trucks. Each type of truck differs from the other and has multiple applications. You can find, compare, and choose the trucks according to your need. A heavy-duty truck usually carries the load by itself, without a trailer. They are heavy and have a gross vehicle weight of around 15,000 kg or more.

The light-duty trucks have a gross weight of 3500-8000 kg, for the shipments of small or medium-size logistics.

Let's understand both categories in detail

Heavy-Duty Trucks

The Indian road transport sector is evolving immensely with the new models and advanced technology in heavy commercial vehicles. A heavy-duty truck is a perfect choice for heavy goods and materials pickup.

The heavy-duty trucks are multipurpose vehicles and are used for bulk load transportations, long-haul distribution, mining & construction tippers, close containers, tractor-trailers for over-dimension cargo movement, and flat-bed trailers.

Benefits of Heavy-Duty Trucks

Here are the benefits of heavy-duty trucks-

  1. This type of commercial vehicle has a rigid framework and strong chassis frame.
  2. The heavy-duty truck provides a wide range of equipment. Also, it can be loaded and unloaded quickly.
  3. On the safety front, a heavy-duty truck has outstanding safety features as these trucks come with hi-tech security features.
  4. Heavy-duty trucks have higher durability, excellent braking, and a high-power cooling system.
  5. A heavy-duty truck comes with wider comfy seats that aim to reduce driver fatigue and enhance the driving experience.
  6. These trucks are goods-carrying vehicles that are designed with the best power engine and torque combination for delivering excellent performance both on-road and off-road.

Uses of Heavy-Duty Trucks

Here are the multiple uses of heavy-duty trucks-

  1. Heavy Duty trucks are used for managing and distributing large industrial and construction materials.
  2. For distribution of large and heavy payloads.
  3. These trucks are ideal for moving bulky cargo for long distances in different parts of the country.
  4. Beneficial for fleet rental businesses and logistics companies.
  5. They are utilized for off-road mining and as dump trucks for heavy dirt moving jobs.

Light-Duty Trucks

Light-duty trucks are commercial vehicles that carry perishable and non-perishable goods from one corner to another. They are the most preferred light commercial vehicles for distributing goods over short distances in India.

These trucks are medium in size and facilitate goods transportation in intra-city operations. These trucks can deliver items like vegetables, milk, couriers, parcels, etc., and usually, have low operating costs.

Benefits of Light-Duty Trucks

There are many benefits of light-duty trucks, some of these are-

  1. A light-duty truck is low on maintenance and gives high performance.
  2. Higher braking efficiency with air brakes.
  3. Light-Duty trucks have radial tyres with a low aspect ratio giving them a longer life.
  4. These trucks have a spacious cabin with storage space and safety.
  5. It has optimum loading elevation for effortless loading and unloading.

Uses of Light-Duty Trucks

Here are some uses of light-duty trucks-

  1. Light-duty trucks are preferred to carry goods over short distances.
  2. These are multipurpose trucks used for transporting goods, cargo, loads, and materials between various cities.
  3. These kinds of trucks carry lightweight goods for commercial as well as personal use.
  4. These trucks are usually preferred by small and medium-sized shop owners for pickups.

Comparison Between Heavy Duty Truck and Light Duty Truck

Let's understand the difference between a heavy-duty truck and a light-duty truck with the help of a comparison chart-

Categories Heavy Duty Truck Light Duty Truck
Loads Suitable for heavy loads and bulky goods. These trucks can transport light weighted goods.
Fuel Type They run on diesel engines. They usually run on diesel, petrol, or CNG.
Storage Giant in size and carry the maximum load. Medium-sized trucks for transporting goods over short distances.
Road These trucks can run both on and off roads. These trucks are suitable for on roads.
Distance Coverage Suitable for long-distance runs. Suitable for shorter duration or intra-city transportation.
Weight Capacity The GVW of this truck is 15 tonnes and above. The GVW of this truck is up to 8 tonnes

Need of Commercial Vehicle Insurance for Trucks

Commercial vehicle insurance is important to safeguard the truck from any unexpected mishap including the third party liabilities. It provides coverage to the trucks that carry goods and luggage from one place to another. Both types of trucks help businesses in the transportation of raw materials, finished goods, and many other things.

Due to steady functioning and regular wear-tear, these trucks are exposed to risks like accidents, theft, and natural or man-made disasters. All such threats involve costs, which can turn outrageous at times. So to avoid hefty expenses from your own pocket, you must buy a goods carrying vehicle insurance for your truck.

As a truck owner, you can easily buy truck insurance online after comparing plans from the best commercial vehicle insurance companies on Policybazaar.com.

Thus, to protect yourself from any mishaps or cover the cost of injuries and medical expenses, you must purchase a truck insurance policy.

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Conclusion

To choose the right truck for your business, there are several factors that you must keep in mind. With the help of a comparative chart discussed in this article, you can discover the best type of truck according to your need and budget. Do not forget to buy a truck insurance policy along with it, as it provides financial coverage against any kind of mishap.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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