Volkswagen Virtus Car Insurance

The Volkswagen Virtus has a 5-star global NCAP rating and is one of India's safest sedans. This stylish sedan is popular among Indian families as it offers a unique blend of luxury, safety and performance. If you own a Volkswagen Virtus or plan to buy one, take proper steps to protect your car from unexpected damage by signing up for a vehicle insurance policy. Read the detailed guide below to learn more about the inclusions, exclusions, and add-ons of your Volkswagen Virtus car insurance.

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Volkswagen Virtus Car Insurance - Inclusions

Before signing up for a Volkswagen Virtus car insurance policy, you must understand what risks the policy covers. Here are a few standard inclusions of a car insurance policy.

• Damage caused by natural calamities like cyclones, floods, etc.
• Any damage caused by human activities like strikes, riots, etc.
• Third-party liabilities caused by your insured car, such as property damage, disability, or death of a person.
• Partial or total loss of the vehicle due to theft.
• Car damage due to fire, explosion or self-ignition.
• Damage was caused to the car by a road accident.

Volkswagen Virtus Car Insurance - Exclusions

A few risks are excluded from your Volkswagen Virtus car insurance policy coverage. The loss sustained because of these risks needs to be borne by the car owner, as the insurer will not compensate.

Some typical exclusions in a car insurance policy are listed below.

• Damages caused by the driver's negligence or over speeding.
• If the driver is intoxicated and damages the car while driving it.
• Car impairment occurs when the driver lacks valid documents such as a driving license, RC (registration certificate), car insurance policy, etc.
• Car damage sustained outside the geographical area limits covered by the car insurance policy.

Disclaimer: Insurance coverage can vary depending on the insurer and the type of coverage plan you choose. Before buying your Volkswagen Virtus car insurance, you must read the policy document carefully.

Volkswagen Virtus Car Insurance - Add-ons

You can enhance your car insurance coverage to get extra protection against risks and damage. Here are some popular add-ons that car owners prefer:

• Roadside Assistance Cover: With this cover, you can access facilities like towing assistance, fuel delivery, minor repairs, if you get stuck while driving on the road. Your insurance company will send a mechanic to provide roadside assistance wherever required.
• Engine Protection Cover: A comprehensive car insurance plan typically does not cover engine and damage to engine parts. This add-on covers damages resulting from oil leakage, water logging, and other unfortunate events.
• Zero Depreciation Cover: This add-on, along with comprehensive car insurance, helps car owners avoid depreciation deductions when filing claims. It provides enhanced coverage and lowers expenditures as most of the cost is borne by the insurer.
• Key Replacement Cover: Losing your car keys can be stressful, as replacing them can be expensive. With the key replacement add-on, your insurer will cover your expenses for replacing or recovering your car keys.

How to Buy/Renew Volkswagen Virtus Car Insurance Online?

Buying or renewing your Volkswagen Virtus Car Insurance is now easy, as you can do it online through Policybazaar Insurance Brokers Private Limited. Follow the detailed step-by-step guide below to buy or renew your car insurance.

• Step 1: From your browser, open Policybazaar.com.
• Step 2: Click on the "Car Insurance" tab on the homepage.
• Step 3: Enter your car number or click on "Brand New Car?" if you have a new vehicle.
• Step 4: Input the required car details like make, model, registration year, etc.
• Step 5: Select an insurance policy that meets your requirements and fits your budget.
• Step 6: You can also choose add-ons to increase your coverage.
• Step 7: Check the Volkswagen Virtus Car Insurance price and pay the premium online to receive your car insurance policy at your email address.