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Tata Car Insurance
Offering high-end SUVs, Tata Motors is well known for its safety and economical pricing. If you are looking to purchase any of Tata car models, make sure to also insure it with the mandatory Tata car insurance. This policy aims at protecting your Tata car from unforeseen incidents such as accidents, fire, theft, collision, etc.
About Tata Motors Limited
An Indian multinational automotive company, Tata Motors is a part of the Tata Group. The car manufacturing company is headquartered in Mumbai and produces some of the best car models in India.
One of the USP of Tata cars is their top-notch safety standards, giving them a GNCAP rating of 5 stars. Some popular car models from Tata Motors Ltd. include the Tata Tiago, Altroz, Punch, Tigor and Nexon.
Tata Car Models with Car Insurance Price
| Tata Car Models (2023 Registration) |
Ex-Showroom Price | Insured Declared Value (IDV) | Zero Depreciation Cover | Tata Car Insurance Premium (3+1 year bundled policy)) |
| Tata Altroz XE | ₹ 6,59,900 | ₹ 6,03,060 | ₹1,562 | ₹16,879 onwards |
| Tata Tiago XT Rhythm | ₹ 6,69,000 | ₹ 6,35,550 | ₹ 1,589 | ₹ 17,138 onwards |
| Tata Harrier XE | ₹ 15,19,900 | ₹ 14,43,905 | ₹ 5,660 | ₹ 41,354 onwards |
| Tata Tigor XM | ₹ 6,84,900 | ₹ 6,32,353 | ₹ 1,638 | ₹ 17,070 onwards |
| Tata Nexon Smart | ₹ 8,09,990 | ₹7,69,490 | ₹ 1,993 | ₹ 17,968 onwards |
Disclaimer: The Tata car insurance price for various car models may differ as per the Tata car model variant, fuel type, year of registration, insurance cover, etc. The quotes mentioned above are for brand-new Tata cars registered under DL1 RTO.
Tata Car Insurance Premium Calculator
With the help of the Tata car insurance premium calculator, you can calculate the estimated premium of your car before purchasing a policy. Here are the details that you will need to use this calculator:
- Tata car model
- Tata car variant
- Fuel type
- Ex-Showroom Price
- Registration and RTO city of your car
- Car purchase year
- Previous claim detail
You can also view and compare Tata motor insurance plans using this calculator.
TATA Car Insurance Coverage
- Third party liabilities such as third-party death, injury and property damages
- Damages sustained by the insured vehicle due to manmade acts like strikes, riots, etc.
- Damages to the insured car due to natural calamities like cyclones, earthquakes, hurricanes, etc
- In-transit damages sustained by the insured car
- Partial or total loss arising out of theft or burglary
- Losses sustained by the insured vehicle due to fire or explosion
- Damages sustained by the insured vehicle as a result of drunk driving
- Losses to the insured car when the driver was not carrying a valid license
- Damages arising outside the geographical location, as mentioned in the policy wordings,
- Any consequential loss or damage is not covered under the Tata vehicle insurance policy
- General wear and tear, depreciation sustained by the insured car
- Accidental damages to the insured vehicle if being used for commercial purposes
TATA Car Insurance Add-on Covers
To enjoy complete protection on your TATA insurance policy, it is always better to upgrade your comprehensive car insurance with these additional covers.
- Zero Depreciation Cover
- NCB Protect Cover
- Engine and Gearbox Protection
- Key Replacement Cover
- Cost of Consumables Cover
- Return to Invoice Cover
- Roadside Assistance Cover
How to Buy/Renew Tata Car Insurance Online?
A policyholder can buy or renew a Tata motor insurance policy online on Policybazaar.com in just a few easy steps mentioned below:
- Visit Policybazaar.com and click on the “Car Insurance” tab from the homepage
- On the given form on the next page, enter your car number for Tata car insurance renewal
- If it is a brand-new Tata car, select the other option
- Select the RTO, make, model, variant, and fuel type of your car
- Select the previous policy expiry date and claim details
- Now, from the given four-wheeler insurance plans, select the Tata car insurance plan you desire
- Select any additional cover you wish to add to your policy
- Pay the final premium via the online payment mode
- Once you have paid the premium, your Tata motor insurance policy papers will be mailed to you.
How to Raise a Claim Under Tata Car Insurance?
A Tata vehicle insurance claim can be easily made by following the steps mentioned below:
- Inform the Insurer: First and foremost, intimate the insurance provider about the accident within the next 48 hours
- Damage Assessment: Upon intimation, the insurer will send a surveyor to examine the damages sustained by your car
- Documents Verification: The surveyor, after assessment, will verify the required documents. Make sure to keep these documents handy with you.
- Claim Settlement: The insurer will send the insured car to the network garage for repairs. Once the repairs are done, the insurer will settle the claim with the network garage.
- Reimbursement Claim: If the car was repaired in a non-network garage, the insurer will pay you the claim amount after the repairs.
Documents Required to Raise Tata Car Insurance Claim
A policyholder will require the following documents to raise a Tata motor insurance claim:
- Car insurance papers
- Copy of vehicle registration certificate
- Copy of car’s driving license
- Duly filled and signed claim form
- KYC
Tata Car Insurance: FAQs
-
Q1. What are the factors that affect Tata car insurance prices?
Ans: Here are the factors that affect the insurance premium of a Tata car:
-
Q2. What is a no-claim-bonus in motor insurance?
Ans: You earn a No-claim-bonus for using the vehicle prudently. If you do not make any claim during the policy years, you are awarded a no-claim discount on the motor insurance premium. NCB is accrued to your account while renewing the policy.
- Age of the car
- City of registration
- Type of the car
- IDV or Insured Declared Value
- Fuel Type
-
Q3. How to reduce Tata car insurance price?
Ans: Tata vehicle insurance premium can be reduced following the tips mentioned below:
- Installing an ARAI-approved anti-theft device in your car
- Saving up on your No Claim Bonus reward
- Avoiding unnecessary add-ons
- Becoming a member of the Automobile Association of India
-
Q4. How can I get my Tata car insurance policy download online?
Ans: When you purchase a car insurance policy, the insurer sends a policy copy to your registered email address. However, if you still wish to download your car policy, you can do so from the insurer’s official website or Policybazaar.com.
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
