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Skoda Kushaq Car Insurance
The Skoda Kushaq is the entry-level subcompact SUV from Škoda Auto Volkswagen India. Built on the MQB-A0-IN platform, an India-specific version of the Volkswagen Group's MQB platform, Kushaq features two petrol engines and three gearbox options. If you plan to buy this crossover SUV, you need a Skoda Kushaq insurance policy, which will protect you legally and financially from accidents, theft, fire, etc. Let's explore the SUV's features, specifications, and Skoda Kushaq insurance prices.
Skoda Kushaq Car Variants with Insurance Price
Skoda Kushaq Car Variants (Brand New) | Ex-showroom Price | Insured Declared Value (IDV) | Zero Depreciation* (Add-on Cover) | Estimated Skoda Kushaq Insurance Price* (Bundled Policy without any add-on) |
Classic 1.0L | Rs. 10,99,000 | Rs. 10,44,050 | Rs. 2,401 | Rs. 9,459 onwards |
ONYX AT 1.0L | Rs. 13,59,000 | Rs. 12,91,050 | Rs. 2,944 | Rs. 10,559 onwards |
Signature 1.0L | Rs. 14,88,000 | Rs. 14,13,600 | Rs. 3,251 | Rs. 10,499 onwards |
Sportline 1.0L | Rs. 14,91,000 | Rs. 14,16,450 | Rs. 3,257 | Rs. 10,508 onwards |
Signature AT 1.0L | Rs. 15,98,000 | Rs. 15,18,100 | Rs. 3,492 | Rs. 10,793 onwards |
Sportline AT 1.0L | Rs. 16,01,000 | Rs. 15,20,950 | Rs. 3,497 | Rs. 10,802 onwards |
Monte Carlo 1.0L | Rs. 16,12,000 | Rs. 15,31,400 | Rs. 3,523 | Rs. 10,830 onwards |
Prestige 1.0L | Rs. 16,31,000 | Rs. 15,49,450 | Rs. 3,565 | Rs. 10,881 onwards |
Disclaimer*: The Skoda Kushaq insurance prices mentioned above are for a brand-new car registered in DL1 RTO. The actual insurance premium varies depending on the car's model, variant, engine cc, NCB, any add-ons added, etc.
Features of Skoda Kushaq Car
Let's learn about this SUV's interiors and exteriors.
Skoda Kushaq Interior
- The Skoda Kushaq features a modern dashboard with a clean design and a strong focus on ergonomics.
- Its easy, functional, and rugged interior is equipped with durable and practical materials, with textures and finishes providing a premium feel.
- Skoda Kushaq features a newly designed multifunctional two-spoke steering wheel with chrome scrollers for infotainment & phone control.
- The 20.32cm virtual cockpit behind the steering wheel offers a straightforward interface, with all the key information like speed, tyre pressure, and distance travelled, among others.
- The spacious cabin in Kushaq, coupled with white ambient lighting, electrically adjustable & ventilated leather front seats, and the anti-pinch electric sunroof, ensure a pleasant and comfortable journey.
- It includes practical storage solutions, such as a cooled glovebox, storage in the front centre armrest and front & rear doors, along with cup holders in the rear armrest.
- Moreover, the 25.4cm infotainment unit, accompanied by 6 high-performance speakers and a subwoofer, offers Wireless Apple CarPlay & Android Auto connectivity, allowing seamless access from your phone to Skoda Play Apps.
- In terms of safety and convenience, the Skoda Kushaq comes with 6 airbags, ABS (Anti-Braking System), EBD (Electronic Brakeforce Distribution), TCS (Traction Control System), EDS (Electronic Differential Locking System), ISOFIX child seat mounts, ESC (Electronic Stability Control), along with reverse parking sensors, wireless charging, rear view camera (with guidelines), and much more.
Skoda Kushaq Exterior
- The Skoda Kushaq comes with an impeccable design with bold aesthetics, featuring signature grille and chrome accents.
- The Crystalline projector headlamps have an eye-catching integrated LED strip of DRLs (Day Time Running Lights), along with cornering fog lamps to ensure maximum safety under poor light conditions.
- The SUV has black roof rails with a 50-kg load capacity and electrical ORVMs. (Outside Rearview Mirrors) equipped with integrated turn indicators.
- The Skoda Kushaq boasts 17-inch alloy wheels with chrome or blacked-out inserts (vary by variants).
- At the rear, the SUV has a distinctive design, which prominently showcases 'Skoda.'
- The LED taillights with distinct & sharp lines give Kushaq a confident stance.
Skoda Kushaq Specification List
Here are the impressive specifications of Skoda Kushaq:
Categories | Specifications |
Engine Type | 1.0L TSI & 1.5L TSI Petrol |
Displacement | 999cc & 1498cc |
Maximum Power (bhp) | 114 bhp @ 5000-5500 rpm (1.0L) 148 bhp @ 5000-6000 rpm (1.5L) |
Maximum Torque (Nm) | 178 Nm @ 1750-4000 rpm 250 Nm @ 1600-3500 rpm |
Transmission Mode | Manual/Automatic |
Seating Capacity | 5 |
Fuel Tank Capacity | 50 Litres |
Boot Capacity | 385 Litres |
Fuel Type | Petrol |
Skoda Kushaq Car Insurance: Inclusions
The following events are covered under Skoda Kushaq insurance:
- Any damage resulting from road accidents and collisions is not covered under a Skoda Kushaq car insurance policy.
- Third party death, disability and property damages caused by the insured Skoda Kushaq.
- Damages or losses from manmade acts like strikes, riots, and terrorist activities.
- Damages arising from natural calamities like cyclones, hurricanes, earthquakes, etc.
- In-transit or consequential damages to the insured Skoda Kushaq are not covered.
Skoda Kushaq Car Insurance: Exclusions
The Skoda Kushaq car insurance policy excludes these scenarios:
- Damages to the insured Skoda Kushaq due to mechanical or electrical breakdown
- Losses or damages to the insured car when driven under the influence of alcohol or drugs or without a driving licence
- Usual depreciation or wear and tear of the insured car
- The contractual liability of the owner-driver of the insured Skoda Kushaq
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Skoda Kushaq Car Insurance: Add-ons
Your Skoda Kushaq insurance coverage can be enhanced further with the help of add-ons. Here are some add-ons you can purchase along with your comprehensive policy for an extra premium:
- Zero Depreciation
- 24x7 Roadside Assistance
- Consumables
- Key & Lock Replacement Cover
- Engine Protection
- NCB Protect
- Personal Belongings
How to Buy/Renew Skoda Kushaq Car Insurance Online?
It takes just a few minutes to buy or renew Skoda Kushaq insurance online. Here's the simple procedure:
- Navigate to Policybazaar.com and click on the 'Car Insurance' tab.
- Provide your Skoda Kushaq registration number or choose 'Brand New Car.'
- Select your car details, such as variant, fuel type, registration year, and RTO.
- Now, from the list of car insurance plans shown, select the one that meets your coverage needs and budget.
- You can also opt for any necessary add-ons or riders for enhanced coverage.
- Make the premium payment online via preferred payment methods.
- Once the payment is successful, you will receive your Skoda Kushaq insurance policy on your email.
Skoda Kushaq Car Insurance FAQs
-
Q1. What is the mileage of Skoda Kushaq Monte Carlo edition?
Ans: The Skoda Kushaq mileage for the Monte Carlo edition is 18.09 kmpl. -
Q2. Does the Skoda Kushaq insurance offer coverage if used for commercial purposes?
Ans: No. Skoda Kushaq car insurance coverage is valid only for private cars, and any damage if the insured car is being used for commercial purposes is not covered. -
Q3. What is the Skoda Kushaq insurance price?
Ans: The Skoda Kushaq insurance price starts from Rs. 9459/- for a bundled policy (third party + own damage) and without any add-on. -
Q4. How can I compare Skoda Kushaq car insurance plans?
Ans: Comparing car insurance plans for your Skoda Kushaq is a hassle-free process. SImply visit Policybazaar.com and select ‘Car Insurance’ from the homepage. Now, enter your car and personal details to view and compare Skoda Kushaq car insurance plans offered by multiple insurers.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
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