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Renault Car Insurance
Renault car insurance is a vehicle insurance policy that protects a Renault car from any unforeseen risks arising out of accidents, manmade disasters (riots, vandalism, etc.), third-party liabilities, natural disasters (floods, earthquakes, etc.), fire, and theft. It not only protects your car but also provides compensation in case an accident in your Renault car leads to your disability or death.
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About Renault India
Renault is one of the biggest vehicle manufacturers in the world that makes cars, trucks, buses, tractors, autorails and aircraft. In 2007, The company introduced Renault cars in India and currently offers hatchbacks, SUVs as well as MUVs. Renault cars have won several awards over the years for being one of the best four-wheelers in the country.
Some popular Renault car models include the Triber, Duster, Kiger, and Renault Kwid.
Renault Car ModelsCar Insurance Price
Renault Car Models (2023 Registration) |
Ex-showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation* (Add-on Cover) |
Estimated Renault Car Insurance Price* (1+3 Bundled Policy) |
Kwid RXE 1.0L |
Rs. 4,69,500 |
Rs. 4,43,602 |
Rs. 1,996 |
Rs. 12,032 onwards |
Kwid RXL 1.0L |
Rs. 4,99,500 |
Rs. 4,74,525 |
Rs. 2,135 |
Rs. 12,333 onwards |
Triber RXE |
Rs. 6,33,500 |
Rs. 5,87,812 |
Rs. 1,838 |
Rs. 13,117 onwards |
Triber RXL |
Rs. 7,05,500 |
Rs. 6,51,937 |
Rs. 2,039 |
Rs. 13,709 onwards |
Kiger RXE 1.0L Energy MT |
Rs. 6,49,990 |
Rs. 5,95,412 |
Rs. 1,489 |
Rs. 11,868 onwards |
Kiger RXT 1.0L Energy MT |
Rs. 7,91,990 |
Rs. 7,21,050 |
Rs. 1,803 |
Rs. 12,749 onwards |
*Disclaimer: The Renault insurance price for various car models may vary as per the model variant, RTO, registration year, engine capacity and other factors. The above-mentioned prices are for a brand-new car for DL1 RTO.
Renault Car Insurance Premium Calculator
Using a Renault car insurance premium calculator, a policyholder can calculate the estimated insurance premium before purchasing a plan. This online tool uses the following metrics to calculate car insurance premium for a Renault car:
- Car's RTO and registration year
- Make, model, variant and fuel type
- Ex-showroom price
- NCB and previous claim details
Coverage Under Renault Car Insurance
- Covers any legal liabilities of the Renault car owner, such as third-party property damages, third person’s disability/ death
- Damages to the insured car due to earthquakes, cyclones, hurricanes and other natural calamities
- Losses resulting out of fire or explosion
- Loss of the insured vehicle due to burglary, theft or housebreaking
- Damages to the insured car while it was in transit via rail, road, water or air
- Damages to the insured Renault car due to manmade acts like strikes, riots, etc.
- Electrical or mechanical breakdown of the Renault car
- Driving the car in an intoxicated state due to alcohol consumption
- Wear and tear of the Renault car
- Damages while driving the insured car without a valid driving license
- Consequential loss or damages to the car
- Damages caused while using the car for illegal/ non-authorized purposes
- Damages due to contributory negligence of the driver
Renault Car Insurance: Add-Ons
Add-on covers help car owners ensure extra protection of their vehicle on payment of an additional premium. Take a look at the various add-on covers available under Renault insurance:
- Roadside Assistance Cover.
- Return to Invoice
- Zero Depreciation Cover
- No Claim Bonus Protector
- Engine Protector
- Key Replacement Cover
How to Buy/Renew Renault Insurance Online?
A Renault car owner can easily renew or buy car insurance online. Just follow the procedure given below to buy Renault insurance online:
- From the homepage of Policybazaar.com, click on the 'Car Insurance' tab
- On the next form, enter your car number or select the 'Brand New Car' option
- Now select the RTO of your Renault car
- On the next forms, select car make, model, variant and registration year
- Provide your name, email id and phone number
- Compare and pick the Renault car plan you want to buy and pay the premium online
- Once you have paid the premium, your Renault car insurance policy will be issued.
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How to Raise a Renault Car Insurance Claim?
The policyholder of the Renault car insurance will have to register a claim with the insurer to get his/ her expenses and losses recovered in case the car is damaged or stolen. Here is the step-by-step claim procedure for Renault insurance:
- Inform your motor insurer about the incident at the earliest
- File a Police FIR in case of theft or third-party claims
- Your vehicle may be inspected by a surveyor sent by the insurer
- Submit the required documents to the surveyor/ insurer as requested
- Send your Renault car for repair to the garage the car is being repaired at a network garage of the insurance company; you will be able to avail cashless claim facility
- The car repair bill at the network garage will be paid by the insurer directly
- If the car is getting repaired at a non-network garage, only reimbursement claims can be filed
- Send the repair bill and its receipts to the insurance company. The insurer will verify the documents and pay the claim amount
Documents Required to Raise Renault Car Insurance Claim
While making a Renault car insurance claim, you may have to submit the following documents:
- Renault insurance policy document
- Car insurance claim form
- Copy of Police FIR (for third party and theft claims)
- Renault car registration certificate
- Driving license of the owner-driver
- Repair bill of Renault car
- Bill payment receipts
Renault Car Insurance FAQs
-
Q1. If my Renault car insurance has expired, will my vehicle be inspected on renewal?
Ans: Yes. Your Renault car may have to be inspected during Renault car insurance renewal if your previous policy has expired. However, you should get it confirmed with the insurance company before buying the policy.
-
Q2. Is an online insurance policy valid for Renault cars?
Ans: Yes. All Renault insurance policies sold online are valid, provided it is purchased from an IRDAI-registered insurance company or from online insurance brokers, such as Policybazaar.com.
-
Q3. What are the major factors affecting the premium of Renault car insurance?
Ans: The premium of a Renault car insurance policy is determined based on the following factors:
- Age of the Renault car
- Type of insurance cover
- IDV of the car
- Renault car model
- The engine capacity of the car
- Opted add-on covers
- Claim history
- The geographical location of the car
- Voluntary deductible
-
Q4. Is it compulsory to inform the insurance company If I install a CNG/ LPG kit in my car?
Ans: Yes. If you install an LPG/ CNG kit in your Renault car, you need to inform your motor insurer as it impacts your insurance premium.
-
Q5. How can I get my Renault car insurance policy download?
Ans: You can get a download copy of your Renault car insurance policy from the insurer’s official website or by logging into your Policybazaar account.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.