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Nissan Micra Active Car Insurance
Nissan Micra Active is the facelift version of its family hatchback. As per the Motor Vehicles ACT, 1988, third-party car insurance is mandatory. However, it is recommended to have a comprehensive insurance plan for protection against damages to one's own vehicle and third-party liabilities. Read on to understand the details of Nissan Micra Active car insurance, such as coverage, exclusions, and how to buy or renew its motor insurance online.
Nissan Micra Active Car Insurance: Inclusions
Learning about the inclusions of your Nissan Micra Active car insurance policy is critical, as it helps you understand the risks you are protected against. Your motor insurance policy covers the following situations:
- Damages caused to the car by man-made events such as strikes and riots.
- Damage to the insured vehicle due to natural disasters like typhoons and earthquakes.
- Damages caused to your car during road accidents.
- Partial or complete loss of the insured car due to theft or burglary.
- Damages to the insured car by fire, explosions, or self-ignition.
- Third-party liabilities related to an accident caused by your insured car, including property damage, disability, and death.
Nissan Micra Active Car Insurance: Exclusions
No matter how inclusive an insurance policy is. It cannot cover every risk. Here's what your Nissan Micra car insurance does not cover:
- If the car is damaged outside the policy's specified geographic area.
- The gradual wear and tear and depreciation of the car.
- Damages resulting from the driver's negligence.
- Damages to the insured vehicle caused by a driver without a valid driver's licence.
- Damages incurred by your car due to an intoxicated driver.
Disclaimer: Coverage details vary from insurer to insurer. Read your policy document carefully before buying Nissan Micra Active car insurance.
Nissan Micra Active Car Insurance: Add-ons
Add-ons are like the cushion for your standard insurance policy for additional protection beyond your standard policy. With a minimal extra premium, you can avail yourself of the useful add-ons and increase your coverage. Here are some add-on covers available for you:
- Zero Depreciation Cover: If you have this add-on policy, the insurer will pay you the full cost of the parts replaced without deducting money for wear and tear.
- Roadside Assistance Cover: If your Micra Active breaks down while commuting to work or on a highway, this add-on policy can be a lifesaver. It allows you to access minor repairs, towing, fuel delivery, and tyre changes.
- Key Replacement Cover: This policy covers the replacement cost of your car keys if you lose them. It also covers damaged car locks during a break-in or accident.
- Engine Protection Cover: This add-on coverage can help with the expense of repairing your car's engine or its parts if an oil spill, water regression, or electrical malfunction damages them.
Explore add-ons for your car insurance
How to Buy/Renew Hyundai Eon Car Insurance Online?
You do not have to leave your house to insure your car. You can follow these steps and buy/renew your car insurance from Policybazaar.com online.
- Step 1: Choose the "Car Insurance" tab on the website's home page.
- Step 2: Enter your car's number. Otherwise, you can select the "Brand New Car" option.
- Step 3: Choose your car company, make, and model. Choose "Nissan" and "Micra Active."
- Step 4: Select your car's variant and fuel type from the list of different variants.
- Step 5: Open the registration form and enter your contact details.
- Step 6: Check the list of car insurance plans and pick the policy that meets your needs.
- Step 7: Select the add-on covers that you want.
- Step 8: Pay your Nissan Micra Active car insurance price using any of the available payment methods.
- Step 9: Once the payment is done, your car insurance policy documents will be e-mailed.
FAQs
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Q1. How much does Nissan Micra Active car insurance per year cost?
Ans: The annual Nissan Micra Active car insurance renewal price ranges from Rs. 2328 to Rs. 4185 for a comprehensive insurance plan. These rates vary based on your location, car model, car's age, claim history, etc. Use this online car insurance calculator to estimate the cost of your comprehensive insurance policy. For third-party, you will need to pay a price of Rs. 2094. -
Q2. Who is a nominee in motor insurance?
Ans: A nominee is a person, ideally a family member, chosen by the insured to receive compensation in case of his/her death in an accident. This individual is named in the car insurance policy at the time of purchase or renewal. -
Q3. How can I lower my Nissan Micra Active car insurance?
Ans: To lower your Nissan Micra Active car insurance policy, compare car insurance online and choose the best deals. Additionally, you can opt for a bundled policy and maintain a clean driving record. Maintaining a clean history free of accidents and traffic violations will help lower car insurance rates. -
Q4. What are the risks of buying or renewing car insurance policies for my Nissan Micra Active without proper research or evaluation?
Ans: If you do not compare car insurance policies, you might pay a higher premium for less coverage. You could also miss better features, discounts, or add-ons that other insurers offer.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.