Nissan Micra Car Insurance

Nissan Micra is a popular compact city hatchback. It offers posh interiors, comfortable seating, and a smooth drive, whether manoeuvring city streets or cruising open roads. Learn about the comprehensive Nissan Micra car insurance policy that covers unexpected expenses due to damages arising from accidents, theft, natural disasters like earthquakes and floods and third-party liabilities.

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Nissan Micra Car Insurance: Inclusions

You must opt for a comprehensive insurance policy for Nissan Micra, as this is your safety net against several financial risks. Check out the list of inclusions in your motor insurance policy:

• Theft or burglary-related loss (partial or complete) of the insured car.
• Natural disasters that harm the insured car, such as typhoons and earthquakes.
• Damages caused to your car during road accidents.
• Damages to the insured car brought on by fire, explosions, or self-ignition.
• Damages inflicted on the car by man-made events such as strikes and riots.
• Third-party liabilities related to an accident caused by your insured car, including liabilities related to property damage, disability, injury and death.

Nissan Micra Car Insurance: Exclusions

Your Nissan Micra car insurance policy offers multiple benefits. However, certain key situations given below are excluded from coverage:

• Gradual wear and tear or depreciation of vehicle parts.
• Mechanical or electrical breakdowns unrelated to an accident.
• Damages that occur while driving the insured car without a valid Driving Licence.
• Any incident that happens when the driver is under the influence of alcohol or drugs.
• Damages incurred outside the geographical areas mentioned in the policy document.

Disclaimer: These exclusions may vary slightly depending on the insurer. Always check your policy document before purchasing or renewing your Nissan Micra car insurance.

Nissan Micra Car Insurance: Add-ons

You should always get add-on covers to enhance the coverage of your Nissan Micra car insurance policy. Have a look at some of these riders:

• Roadside Assistance Cover: It covers 24/7 access to emergency services, such as towing, battery jumpstart, tyre change, or fuel delivery if your car breaks down on the road.
• Consumables Cover: This add-on pays for the out-of-pocket costs you might have to bear while replacing nuts, bolts, washers, and brake oil during repairs in case of an accident. However, you can use this add-on if your Nissan Micra is under five years old.
• Engine Protection Cover: A must-have add-on cover in rain-prone areas. It helps with the cost of repairs to your vehicle's engine if it gets damaged by oil leaks, water ingress, mechanical or electrical breakdowns, etc.
• Zero Depreciation Cover: This add-on ensures that you get the full claim amount without any deduction for the depreciation of replaced car parts. It is also known as a nil depreciation or bumper-to-bumper cover.

How to Buy/Renew Nissan Micra Car Insurance Online?

Obtaining new car insurance or renewing an old one online is hassle-free. To buy or renew your Nissan Micra car insurance online, follow this quick and simple online process:

• Step 1: Visit Policybazaar.com and select the "Car Insurance" tab.
• Step 2: Enter the vehicle's registration number. If you have purchased a new Nissan Micra, select the "Brand New Car" option.
• Step 3: Enter the car's model and make, like "Nissan" and "Micra."
• Step 4: Select the car's variant; choose fuel type.
• Step 5: Open the registration form and enter your contact details.
• Step 6: Compare car insurance plans choose the policy that suits you.
• Step 7: Select add-ons.
• Step 8: Make a payment using any of the available payment methods.
• Step 9: Your car insurance policy documents will be e-mailed after payment.