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MG ZS EV Insurance
Another electric entry from Morris Garages, the MG ZS EV, is an eco-friendly car offering unique features. Investing in an MG ZS EV would be a great choice if you are looking to buy an electric vehicle. However, before taking this EV out, make sure to also cover it financially and legally with an MG ZS EV insurance policy.
MG ZS EV Variants with Insurance Price
MG ZS EV Variants (2024 Registration) | Ex-showroom Price | Insured Declared Value | Zero Depreciation* (Add-on Cover) | Estimated MG ZS EV Car Insurance Price* (Bundled Policy) |
100 YR Limited Edition | Rs. 24,42,800 | Rs. 23,20,660 | Rs. 7,619 | Rs. 42,651 onwards |
Executive | Rs. 18,98,000 | Rs. 18,03,100 | Rs. 5,920 | Rs. 38,641 onwards |
Excite Pro | Rs. 19,98,000 | Rs. 18,98,100 | Rs. 6,231 | Rs. 43,321 onwards |
Exclusive Plus | Rs. 23,98,000 | Rs. 22,78,100 | Rs. 7,479 | Rs. 43,321 onwards |
Exclusive Plus DT | Rs. 24,43,800 | Rs. 23,21,610 | Rs. 7,622 | Rs. 42,658 onwards |
Essence | Rs. 25,22,800 | Rs. 23,96,660 | Rs. 7,868 | Rs. 43,239 onwards |
Disclaimer*: The cost of MG ZS EV insurance depends on various factors like make, model, variant, add-ons, etc. The prices mentioned above are for DL1 RTO for a brand-new EV car.
Features of MG ZS EV Car
The MG ZS EV is an electric car with eye-catching exteriors and plush interiors. The vehicle offers a distinctive look with new front and rear design elements. The interiors and exteriors of the EV are as follows:
Interiors
- The interiors of the EV are not only comfortable but luxurious as well.
- The car comes in four variants with dual-tone iconic ivory and dark grey interior theme.
- For infotainment purposes, the car comes with the largest-in-segment 25.7 cm HD touchscreen, which provides all the needed info at one glance.
- The EV's digital cluster features a 17.78 cm embedded LCD screen, which provides a seamless driving experience.
- The car also comes with a wireless charging function to help you charge your phone on the go.
- The EV also comes in three driving sports: Eco, Normal, and Sport.
Exteriors
- The MG ZS EV comes in 4 colour variants to choose from.
- The new electric grille design gives the EV a modern look.
- Adding a bold look, the wheels of MG ZS Ev are R17 Tomahawk Hub design alloy wheels.
- The EV has full LED Hawkeye headlamps and tail lamps, giving it a futuristic look.
- The EV also comes with a dual-pane sunroof.
- The security of MG ZS EV is top-notch with an anti-theft alarm, engine immobiliser and more.
Specifications of MG ZS EV Car
Categories | Specifications |
Battery Capacity (kW) | 50.3 |
Max. Power (PS @ rpm) | 176.75 |
Maximum torque (Nm) | 280 |
Transmission mode | Automatic |
Seating capacity | 5 |
Electric Motor Type | Permanent Magnet Synchronous Motor |
MG ZS EV Insurance: Inclusions
Following are the damages and losses that are covered under an MG ZS EV insurance policy:
- Damages to third party property, death and disability of the third person due to the insured EV
- Losses arising out of fire, self-ignition or explosion
- Car theft or burglary causing partial or total loss
- Natural calamities like hurricanes, typhoons, and earthquakes causing damage to the MG ZS EV car are covered
- Manmade acts like riots, strikes, etc, causing damage to the insured EV car
MG ZS EV Insurance: Exclusions
Many damages are not covered under the MG ZS EV car insurance. These are:
- Damages to the insured EV when being driven under the influence of alcohol are not included in the EV car insurance coverage
- Losses arising out of contractual liabilities of the owner/driver of the insured four-wheeler
- Damages arising as a result of civil war or nuclear war are also not covered
- Accidental damages were sustained by the insured vehicle when the driver was driving without a valid driving licence
- Damages to the insured EV outside the specified geographical area
MG ZS EV Insurance: Add-ons
Add-ons that can be purchased along with MG ZS Ev car insurance to enhance its coverage are:
- Roadside Assistance Cover
- Consumables Cover
- Nil Depreciation Cover
- Tyre Protect Cover
- Personal Baggage Cover
How to Buy/Renew MG ZS EV Insurance Online?
Follow these steps to buy or renew car insurance for an MG ZS EV car online:
- Visit the official website of Policybazaar Insurance Broker Private Limited
- Select the “Car Insurance” tab from the homepage
- For car insurance renewal, enter the number of your EV
- For new car insurance, select the “Brand New Car” option
- Provide details like the car’s make, model, variant, RTO, etc
- Fill in the required information and proceed
- From the given EV car insurance plans, choose the plan for your EV
- Once you have decided on the plan, choose the add-ons you wish to include
- Pay the final premium via the online payment mode
- Your MG ZS Ev, car insurance policy document, will be mailed to you.
FAQs
-
Q1:What documents are required to raise a Mahindra XUV 400 EV insurance claim?
Ans:The documents needed for a Mahindra XUV 400 EV insurance claim are:
- EV insurance policy documents
- Duly filled and signed claim form
- Bills of repairs and estimates of repair
- RC of the vehicle
- Copy of Police FIR
- KYC
-
Q2: How can I reduce the Mahindra XUV 400 EV insurance cost?
Ans:Following discounts are offered by insurers on Mahindra XUV 400 EV insurance price:
- No Claim Bonus discount
- Discount on installation of Anti-theft device
- Discount on membership of the Automobile Association of India
- Electric Vehicle Discount as per the IRDAI
-
Q3: How can I know the premium of my Mahindra XUV 400 EV before purchasing an insurance policy?
Ans: You can get an estimated premium for your Mahindra EV car with the help of a Car Insurance Premium Calculator. This online tool is available on Policybazaar.com and lets you calculate the estimated OD cost and IDV of your EV. -
Q4: Will I need any documents to renew Mahindra XUV 400 EV insurance online?
Ans:You don't need any physical documents when you renew your EV insurance policy online. You will need your car number, vehicle registration number and chassis number to purchase a policy online.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.