- Home
- Motor Insurance
- Car Insurance
- MG Car Insurance
- MG Hector Car Insurance
MG Hector Car Insurance
Morris Garages, popularly known as MG, was launched in the Indian market in 2019. Hector was its first SUV that was launched in India. It is an intelligent SUV with Internet inside it. The SUV has also received a major facelift recently. If you wish to buy this car, make sure to also invest in an MG Hector car insurance policy.
Read more
MG Hector Car Insurance Price for Different Variants
The table mentioned below states MG Hector insurance prices for different car variants:
MG Hector Variants (2023 Registration) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated MG Hector Car Insurance Price* (1+3 Bundled Policy) |
Style Petrol | Rs. 14,72,800 | Rs. 13,88,520 | Rs. 4,110 | Rs. 24,775 onwards |
Shine Petrol MT | Rs. 15, 98,800 | Rs. 15, 98,800 | Rs. 3,623 | Rs. 23,242 onwards |
Smart Pro Petrol MT | Rs. 17,98,800 | Rs. 17,08,860 | Rs. 5,610 | Rs. 29,105 onwards |
Sharp Pro Petrol MT | Rs. 19,44,800 | Rs. 18,47,560 | Rs. 6,066 | Rs. 30,449 onwards |
Savvy Pro Petrol CVT | Rs. 21,72,800 | Rs. 20,64,160 | Rs. 6,777 | Rs. 32, 547 onwards |
Shine Diesel MT | Rs. 17,98,800 | Rs. 17,08,860 | Rs. 5,878 | Rs. 46,365 onwards |
Smart Diesel MT | Rs. 18,99,800 | Rs. 18,04,810 | Rs. 6,209 | Rs. 47,339 onwards |
Smart Pro Diesel MT | Rs. 19,99,800 | Rs. 18,99,810 | Rs. 6,535 | Rs. 48,302 onwards |
Sharp Pro Diesel MT | Rs. 21,50,800 | Rs. 20,43,260 | Rs. 7,029 | Rs. 49,758 onwards |
Plus Smart Pro Diesel MT |
Rs. 20,79,800 | Rs. 19,75,810 | Rs. 6,797 | Rs. 49,074 onwards |
Plus Sharp Pro Petrol MT | Rs. 20,14,800 | Rs. 19,14,060 | Rs. 6,284 | Rs. 31,093 onwards |
Plus Sharp Pro Petrol CVT | Rs. 22,42,800 | Rs. 21,30,660 | Rs. 6,995 | Rs. 33,190 onwards |
Disclaimer*: The MG Hector car insurance price for different variants depends on factors like coverage opted, voluntary deductibles, NCB discount, etc. The above prices are for a brand-new MG Hector registered in DL1 RTO.
Features of MG Hector
MG Hector is a 5, 6 and 7-seater SUV offering seamless interiors and exteriors. The car comes in Petrol and Diesel versions, offering Manual and CV transmission. Some striking features of the SUV include:
Interiors
- The interiors of MG Hector are luxurious with a premium feel.
- The car also comes with front and rear reading lights.
- The row of the car comes with flat, foldable 60:40 split seats.
- For infotainment purposes, the car offers a 26.41 cm (10.4") HD Infotainment System with Android Auto and Apple Carplay.
- The MG Hector offers ultimate safety with features like Intelligent Headlamp Control, Adaptive Cruise Control, 3-point seatbelts, rear disc brakes and much more.
Exteriors
- The exteriors of MG Hector are bold with some attractive features.
- The car comes in seven colour variants with both dual-tone and monotone colours.
- The chrome finish on the window beltline makes the exteriors more striking.
- The wheels of MG Hector are dual-tone machined alloys.
- Some other exterior features of the SUV include LED DRLs, shark fin antenna, fog lamps, roof rails and more.
Specifications of MG Hector Car
Categories | Specifications |
Engine Type | 1.5 l Turbocharged Intercooled |
Engine displacement (cc) | 1451 |
Maximum power (Ps@rpm) | 143@5000 |
Maximum torque (Nm@rpm) | 250@1600-3600 |
Transmission mode | 6MT, CVT |
Fuel Type | Petrol/Diesel |
Fuel tank capacity | 60 litres |
Seating capacity | 5,6,7 |
MG Hector Car Insurance Policy: Inclusions
The MG Hector car insurance policy offers coverage for the following contingencies:
- Damages sustained by the insured vehicle due to natural calamities like earthquakes, cyclones, tornadoes, etc.
- Third-party liabilities such as third-person death, disability and property damage.
- Manmade acts such as riots and strikes causing damages to the insured car
- Total or Partial loss to the insured vehicle due to theft or burglary is also covered.
- Losses to the insured MG Hector due to fire, explosion or self-ignition.
MG Hector Car Insurance Policy: Exclusions
Damages or losses that an MG insurance policy does not cover include:
- Damages sustained by the insured vehicle when the driver was driving under the influence of alcohol
- Depreciation or general wear and tear sustained by the insured MG Hector car is also not covered
- Losses to the insured vehicle when the driver was not carrying a valid driving license
- Losses arising outside the specified geographical location
- Claims cannot be raised for damages sustained by the insured car when used for commercial purposes.
MG Hector Car Insurance Policy: Add-ons
A policyholder can also increase the coverage of his/her MG Hector insurance policy by purchasing add-ons along with the policy. These add-ons include:
- Engine Protect Cover
- NCB Protect Cover
- Bumper-to-Bumper Cover
- Roadside Assistance Cover
- Personal Baggage Cover
- Consumables Cover
How to Buy/Renew MG Hector Car Insurance Online?
Buying car insurance online for your MG Hector car is a simple process. Here is how to buy or renew MG Hector insurance from Policybazaar.com:
- Select “Car Insurance” from the homepage of the Policybazaar Insurance Brokers Private Limited
- Enter your car number in the given form for car insurance renewal.
- If it's a new car, select any of the other two options
- Now select your car’s RTO, make, model, variant and registration year from the list
- Fill in the registration form
- From the given motor insurance plans, select the plan that suits your needs.
- Select any add-on if required
- Now, pay the final premium amount via online payment modes
- Once you have paid the premium, your car insurance policy will be sent to you via email.
MG Hector Car Insurance: FAQs
-
Q1. How to check car insurance validity online?
Ans: To check the validity of your MG car insurance policy online, you can visit the insurer’s official website. You can also check the validity of your car policy by logging into Policybazaar.com.
-
Q2. How to claim MG Hector car insurance after an accident?
Ans: In case your car has met with a road accident, the first thing to do would be to inform your insurer about the accident. The insurer will then send a surveyor to examine the extent of damages sustained by the insured car. At this stage, you will also be required to show some documents to the surveyor. Once your claim has been verified, the surveyor will send your car to the network garage for repairs.
After the repairs are done, your insurer will directly settle the claim via a cashless claim process. -
Q3. How to calculate MG Hector car insurance premium online?
Ans: The estimated premium of MG Hector car insurance can be calculated by using a car insurance premium calculator. This online tool calculates estimated premium based on your car’s make, model, variant, and other details.
-
Q4. Is third-party insurance enough for my MG Hector car?
Ans: A third-party insurance policy is the mandatory cover that you must have in order to legally drive on the roads of India. But this policy does not cover your own car during an accident. Thus, to cover your car from own damages, you will be required to purchase a comprehensive car insurance policy.
Explore More Under Car Insurance
- Motor Insurance
- Car Insurance
- Zero Dep Car Insurance
- Compare Car Insurance
- Car Insurance Calculator
- Third Party Car Insurance
- Comprehensive Car Insurance
- IDV Calculator
- Best Car Insurance Companies
- Own Damage Car Insurance
- Electric Car Insurance
- Pay As You Drive Insurance
- Renew Expired Car Insurance
- Used Car Insurance
- NCB in Car Insurance
Find similar car insurance quotes by body type
Car Insurance By Manufacturers
Car insurance Articles
- Recent Article
- Popular Articles
Top 5 Car Care Tips to Beat The Summer Heat
The extreme heat and constant heat wave warnings have made
Read moreHow to Check Car Owner Details By Registration...
Scenarios like hit-and-run accidents or purchasing a second-hand
Read moreGet Faster Claim Settlement with Policybazaar...
Getting your car insurance claim settled is no longer a hassle
Read moreUnderstand the Nitty-Gritty of Car Insurance...
Have you recently purchased a car insurance policy for your new
Read moreIDV in Car Insurance
In layman's terms, the IDV full form is the Insured Declared Value
Read moreHow to Check Car/Vehicle Insurance Status Online
It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must
Read moreGetting Your Duplicate Car Insurance Policy is...
Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
Read moreHow To Find Car Insurance Details By Registration...
Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
Read moreHow to Transfer Car Insurance Policy?
An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
Read moreGet Vehicle Fitness Certificate for Cars...
As per the Motor Vehicles Act of 1989, every motor vehicle must have a valid fitness certificate. Driving without
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.