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MG Comet EV Insurance
If you want a car that's stylish and eco-friendly, then you can invest in an MG Comet EV. However, while purchasing a car, you must also make sure that it's well-protected against unforeseen damages such as road accidents, fire, etc. For this, make sure to purchase an MG Comet EV car insurance policy before you start driving your newly bought asset. Read further to learn more about the MG Comet EV car, its specs, features, and insurance price.
MG Comet EV Variants with Insurance Price
MG Comet EV Variants (2024 Registration) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated MG Comet EV Car Insurance Price* (Bundled Policy) |
Executive | Rs. 6,98,800 | Rs. 6,63,860 | Rs. 2,179 | Rs. 15,814 onwards |
Excite | Rs. 7,98,000 | Rs. 7,58,100 | Rs. 2,489 | Rs. 16,546 onwards |
Excite FC | Rs. 8,44,800 | Rs. 8,02,560 | Rs. 2,635 | Rs. 16,891 onwards |
Exclusive | Rs. 8,99,800 | Rs. 8,54,810 | Rs. 2,806 | Rs. 17,294 onwards |
Exclusive FC | Rs. 9,36,800 | Rs. 8,89,960 | Rs. 2,922 | Rs. 17,568 onwards |
Disclaimer*: The MG Comet EV insurance prices mentioned above are for a brand new car registered under a DL1 RTO. The prices mentioned depend on various factors like coverage, add-ons, NCB, RTO, variant, etc.
Features of MG Comet EV Car
MG Comet is an electric vehicle with plush interiors and stylish exteriors. The car has an IP67-rated battery that offers luxury and comfort. The EV has a 17.3 kWh Prismatic Li-ion battery that also supports you for a long drive.
Interiors
- The car is equipped with plush, luxurious interiors with fabric upholstery.
- The EV also comes with a 10.25-inch floating widescreen.
- The steering wheel of the EV is leather-covered, giving it a statement look.
- Some other interior features of MG Comet are an auxiliary battery pack, interior inserts, and front interior organiser.
Exteriors
- The exteriors of MG Comet EV are attractive with stickers and LIT Packs.
- The EV has a high-quality insert cladding that gives the car a premium look.
- The EV also comes with an integrated roof carrier that makes it easier to carry extra luggage.
- The hood garnish and hood branding make the EV look more impressive.
Specifications of MG Comet EV Car
Categories | Specifications |
Battery Capacity (kWh) | 17.3 |
Maximum power (PS) | 42 |
Maximum torque (Nm) | 110 |
Transmission mode | Electric |
Seating capacity | 4 |
Electric Motor Type | Permanent Magnet Synchronous Motor |
MG Comet EV Insurance: Inclusions
Contingencies that are covered under an MG Comet EV car insurance are:
- Third-party liabilities such as third-party death, bodily injury, or property damage
- Natural calamities like cyclones, tornadoes, hurricanes, and earthquakes causing damage to the insured car
- Strikes, riots and other manmade acts resulting in damages to the insured vehicle
- Theft or burglary of the insured MG Comet EV car is also covered.
- Losses to the Comet car due to fire, explosion, etc.
MG Comet EV Insurance: Exclusions
Damages or losses that are not covered under an MG Comet EV car insurance are:
- Accidental damages to the insured MG Comet car when the driver was driving under the influence of alcohol are not covered.
- Damages due to contributory negligence of the owner/driver of the car
- Mechanical or electrical breakdown of the insured four-wheeler
- Damages sustained by the insured MG Comet EV outside the specified geographical location.
MG Comet EV Insurance: Add-ons
The coverage of an MG Comet EV car insurance policy can also be enhanced by purchasing various add-ons at an extra premium. You can include these add-ons in your comprehensive car insurance policy at the time of car policy purchase or renewal. These include:
- Roadside Assistance Cover
- NCB Protect Cover
- Zero Depreciation Cover
- Consumables Cover
- Tyre Protect Cover
How to Buy/Renew MG Comet EV Insurance Online?
Car insurance renewal or purchase is a simple process that can be done online. Here is how you can buy/renew MG Comet EV insurance from Policybazaar.com:
- Visit the official website of Policybazaar Insurance Brokers Private Limited.
- From the homepage, click on the “Car Insurance” tab.
- Now, enter your car number in the form for car insurance renewal.
- Click the “Brand New Car” option if it's a brand new car.
- Select your car’s RTO, make, model, variant and registration year. If it’s a brand-new car, all these details will be auto-fetched
- Now, fill out the reg form.
- Choose the one that suits your needs from the given MG Comet EV plans.
- Once you have decided on the plan, select add-ons that you wish to add.
- Now, make the final payment via the chosen online payment mode.
- Once you have made the payment, a copy of your MG Comet EV insurance policy will be mailed to you.
FAQs
-
Q1:How can I reduce the price of the MG Comet electric car insurance?
Ans: Follow these tips to reduce your MG Comet EV car insurance premium:
- Compare car insurance plans before purchasing
- Save up on your NCB by not raising a claim
- Don’t spend on buying unnecessary add-ons
- Install an anti-theft device in your car
- Become a member of the Automobile Association of India
-
Q2: What is IDV in car insurance?
Ans: IDV refers to the Insured Declared Value of a car. An IDV is the car's current market value after deducting the depreciation of the vehicle and its accessories. This value comes into the picture at the time of the total loss of the car. When a vehicle suffers total loss, the insurance company compensates you with an amount equal to the IDV of the vehicle.
-
Q3: What documents are required to claim MG Comet EV car insurance?
Ans: The documents required to raise a claim under MG car insurance include:
- Car insurance policy document
- Vehicle registration certificate
- Copy of Police FIR
- KYC
- Repair bills and estimates of repair
- Car insurance claim form
-
Q4: What is third-party car insurance?
Ans: Third-party car insurance is a mandatory policy that every car owner must have to drive on the roads of India. This four-wheeler insurance policy covers third-party liabilities like third-party death, disability and property damage. It does not cover any own damage sustained by the insured car.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.