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Maruti Omni Car Insurance
Maruti Suzuki Omni is an iconic minivan manufactured by Maruti Suzuki. Also considered as Maruti van, this MPV (or Multi-Purpose Vehicle) was first introduced in India in the year 1984. It is loved for its cabin space, utility, versatility, fuel-efficiency and affordability. The car is one of the most popular vehicles offered by Maruti Suzuki and has always been high on sales. Nonetheless, the Company stopped the production of this minivan in April 2019. In case you have a Maruti Suzuki Omni van or plan to buy it second hand, you can check out its features and car insurance prices as you read on.
Features of Maruti Suzuki Omni Car
Given below are some of the interesting features of the Maruti Suzuki Omni van:
- It comes with front and side impact beams.
- It is equipped with an anti-theft device.
- It is fitted with an electronically controlled rearview mirror for the driver.
- It consists of an engine immobilizer.
- It comes with cabin lights and cup holders in the front.
Maruti Suzuki Omni Car Specifications
Here are the specifications of the Maruti Suzuki Omni van:
Categories |
Specifications |
Engine/ Displacement |
796 CC |
Cylinder |
3 |
Maximum Power |
34 bhp @5000 rpm |
Maximum Torque |
59 Nm @2500 rpm |
Mileage |
16.8 Km/l |
Suspension |
Front: McPherson Strut Rear: Leaf Spring with Shock Absorbers |
Transmission |
4-Speed Manual |
Emission Norm Compliance |
BS-IV |
Fuel Variant |
Petrol |
Fuel Tank |
36 L |
Maruti Suzuki Omni Car Model Variants With Car Insurance Price
The Maruti Omni insurance price for the latest model variants are given in the table below:
Maruti Suzuki Omni Variants (2018 Registration) |
Ex-Showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On Cover) |
Estimated Maruti Omni Insurance Price* (Comprehensive Car Insurance) |
5 Seater |
Rs 2,85,000 |
Rs 1,24,455 |
Rs 1,168 |
Rs 2,957 onwards |
8 Seater |
Rs 2,88,000 |
Rs 1,28,444 |
Rs 963 |
Rs 3,508 onwards |
*Disclaimer: The Maruti Omni insurance price can vary according to the RTO, age of the car, claim history, type of policy coverage, etc.
Maruti Suzuki Omni Car Insurance Inclusions
The Maruti Suzuki insurance policy provides coverage for the following:
- Third Party Liabilities - It covers any third party liabilities that may result out of causing accidental injuries or property damages to third parties by the Omni van. The insurance company will cover the property damages caused by the Omni van for up to Rs 7.5 lakh.
- Own Damages - It covers any physical damages to the Omni van caused due to the following incidents:
- Accidents & collisions
- Natural calamities, including floods, landslides, etc.
- Theft of the car
- Fire
- Manmade disasters, including terrorist attack, riots, etc.
- Personal Accident of the Owner-Driver - It covers the owner-driver of the Omni van against any accidental injuries resulting in disability or death. All insurance companies offer a personal accident cover of up to Rs 15 lakh.
Add-On Covers Available Under Maruti Suzuki Omni Insurance:
Every Maruti car insurance policy offers add-on covers to expand the coverage of the Omni van. An Omni van owner can buy the following add-on covers under the Maruti vehicle insurance policy:
- No Claim Bonus Protector
- Personal Belongings Cover
- Engine Protection Cover
- Zero Depreciation Cover
- Roadside Assistance Cover
- Return to Invoice Cover
- Tyre Protect Cover
- Key & Lock Replacement Cover
- Consumables Cover
- Garage Cash Cover
Maruti Suzuki Omni Car Insurance Exclusions
The Maruti Suzuki insurance policy does not cover the Omni van for any expenses arising out of the following:
- Any loss or damages caused to the van due to war or related perils
- Consequential damages to the Omni van
- Loss or damages to the van caused while using it for unauthorised or commercial purpose
- Damages caused while driving the Omni van under the influence of alcohol
- Any loss or damages to the van caused deliberately
- Loss or damages caused to the Omni van outside the geographical boundaries
- Any damages caused to the van if driving without a valid license
- Loss or damages caused to the Omni van due to nuclear activities
- Any damages caused to the van while using it for illegal purposes
- Regular wear and tear of the Omni van
- Non-accidental damages to the tyre of the van
- Electrical or mechanical breakdown of the Omni van
- Regular servicing cost of the van
How to Buy Maruti Suzuki Insurance Online for Omni Car?
Anybody can buy a Maruti Suzuki online insurance easily. Follow the steps given below to purchase a Maruti Suzuki insurance for the Omni van:
- Visit a website that provides Maruti Suzuki online insurance services, like policybazaar.com
- Click on the ‘Car Insurance’ icon on the homepage
- Enter your Omni car number or provide other details of the vehicle, such as model variant, fuel type, RTO, registration year, etc.
- Fill up the given form with your contact details
- Choose your preferred Maruti car insurance cover
- Several Maruti car insurance plans from different insurers will be displayed
- Choose the ideal policy for your Omni car and pay the premium online
- The motor insurance company will issue a Maruti Suzuki online insurance policy to you
How to Renew Maruti Suzuki Omni Insurance Policy Online?
The Maruti car insurance renewal online process is extremely simple. It is important to carry out the Maruti Suzuki insurance renewal of the Omni car before the expiry date. Here are the steps to be followed to ensure Maruti car insurance renewal online:
- Go to the website that offers Maruti Suzuki insurance renewal online
- Click on the option of policy renewal and select car insurance
- Choose the details of your Omni van, such as its model, registration year, RTO, etc.
- Provide details of your previous Maruti vehicle insurance policy, including claim history and policy expiry date
- Enter your contact details, such as phone number and email id
- Select the Maruti car insurance renewal plan for your Omni van
- Pay the Maruti Omni insurance price for the selected plan
- The Maruti Suzuki insurance renewal online will be done
Maruti Suzuki Omni Car Insurance FAQs
-
Q: Which factors determine the premium of Maruti vehicle insurance for Omni car?
Ans: The following factors will determine the premium of a Maruti Suzuki insurance policy for your Omni van:- IDV of the van
- Model of the Omni van
- Type of Maruti car insurance cover
- Age of the Omni van
- RTO of the van
- Add-on covers
- No Claim Bonus
- Saving Options
- Deductibles
-
Q: If I buy third party insurance for my Omni car to reduce the premium, will the cover be sufficient?
Ans: Whether third party car insurance is sufficient for your Omni van can be determined with the age of your vehicle. If the van is only a couple of years old, third party insurance may be insufficient and instead a comprehensive Maruti car insurance policy is recommended. But if your Omni van is old and you plan to change it soon, a third party Maruti Suzuki insurance policy will be enough. -
Q: Can I reduce the Maruti car insurance premium for my Omni car with the NCB of my previous car?
Ans: Yes. You can reduce your Maruti Omni insurance price with the help of the NCB earned on your previous car, provided both the vehicles belong to the same class and type. You will have to apply with your motor insurer to get the NCB transferred from your old car to your Omni van. -
Q: Will I be allowed to raise a claim if my Omni van meets with an accident a few hours after the policy expiry?
Ans: No. You will not be allowed to raise a claim under your Maruti car insurance policy even if it expired a few hours before the accident. If you raise a claim, your motor insurer will reject it. -
Q: Will my policy cover the Omni van damages if the accident happened while delivering my sister’s goods to her customers?
Ans: No. Your Maruti vehicle insurance policy will not cover the damages to your Omni van if the accident took place while delivering commercial goods as it is not allowed as per the policy terms and conditions. Using your Omni van for a commercial purpose is excluded from the policy.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.