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Maruti Alto 800 Car Insurance
Maruti Alto 800 is among the most selling hatchback cars in the economical car range. It offers a comfortable ride and fuel-efficient drive at the same time. It comes in both petrol and CNG variants. If you are looking to buy this car, make sure to also invest in the mandatory Maruti Alto car insurance policy.
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Maruti Alto 800 Car Insurance Price
The table below represents Maruti Alto 800 variants along with their car insurance price:
Maruti Alto 800 Variants (2023 Registration) |
Ex-Showroom Prices | Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On cover) |
Estimated Tata Nexon Insurance Price* (1+3 Bundled policy) |
STD (O) | Rs. 3,54,000 | Rs. 3,11,834 | Rs. 923 | Rs. 9,799 onwards |
LXI (O) | Rs. 4,23,000 | Rs. 3,70,545 | Rs. 1,097 | Rs. 10,123 onwards |
VXI | Rs. 4,43,000 | Rs. 3,81,842 | Rs. 1,130 | Rs. 10,186 onwards |
VXI Plus | Rs. 4,56,500 | Rs. 4,33,675 | Rs. 1,284 | Rs. 10,472 onwards |
LXI (O) CNG | Rs. 5,13,000 | Rs. 4,50,267 | Rs. 1,333 | Rs. 11,608 onwards |
*Disclaimer: The Maruti Alto 800 insurance price for various models depends on factors like make, model, IDV, coverage, NCB, etc. The prices mentioned above are for DL1 RTO for a brand-new car.
Maruti Alto 800 Features
Maruti Alto 800 is a stylish car that offers the following distinct features:
Interiors
- The Maruti Alto 800 comes with a new speedometer design that makes it look more classy.
- The car comes in stylish dual-tone interiors.
- Maruti Alto 800 also features Smartplay Studio having a 17.78cm touchscreen infotainment system.
- The car also comes with front and rear bottle holders for both drivers and passengers.
Exteriors
- Maruti Alto 800 is available in Five variants, i.e. STD, VXI, LXI, and VXI+ and CNG.
- Some other exterior features of the car include elegant headlights, bumper and side fender, and body-coloured ORVMs.
- The exteriors of Alto 800 are equipped with a dynamic new aero edge design.
- The car features a new front grille that gives it a bold look.
Maruti Alto 800 Specifications
Categories | Specifications |
Engine (CC) | 796 |
Fuel Type | Petrol/CNG |
Transmission | Manual |
Maximum Power (kW@rpm) | 35.3@6000 |
Maximum Torque (Nm@rpm) | 69@3500 |
Seating Capacity | 5 |
Fuel Capacity (litres) | 60 |
Maruti Alto 800 Car Insurance Policy: Inclusions
Below are the coverage benefits offered under a Maruti Alto 800 car insurance policy:
- Partial or total loss of the insured Alto 800 car due to theft or burglary
- Death or disability of the third person due to the insured vehicle
- Damages to the third-party property are covered
- Claims can also be raised for losses arising out of fire, explosion or self-ignition
- In-transit damages sustained by the insured four-wheeler
- Claims arising out of manmade damages in events of strikes, riots, etc.
- Damages to the insured four-wheeler due to natural acts like cyclones, floods, hurricanes, etc.
Maruti Alto 800 Car Insurance Policy: Exclusions
Your Maruti car insurance policy will not cover you in case of the following contingencies:
- Mechanical or electrical breakdown of the insured car
- The general ageing of the vehicle is also not covered under the policy
- Accident taking place outside the geographical area
- Consequential loss or depreciation on the parts of the car
- Using the car outside the geographical scope of coverage
- Damage to the insured vehicle when the driver was driving without a valid DL
- Accidental damages to the insured car if found to be driven after consuming alcohol
- The car being damaged due to nuclear radiation or war conditions
Maruti Alto 800 Car Insurance Policy: Add-Ons
The coverage of a Maruti motor insurance policy can also be enhanced by purchasing additional covers at an extra premium. These add-ons are:
- Bumper-to-Bumper Cover
- Engine Assistance Cover
- Roadside Assistance Cover
- Personal Belongings Cover
- Tyre Protect Cover
- NCB Protect Cover
How to Buy/Renew Maruti Alto 800 Car Insurance?
Before purchasing a policy, it is essential that you compare its features, coverage, Maruti Alto 800 insurance price, and add-on benefits. You can easily buy or renew Alto 800 insurance online by following the below-mentioned steps-
- Visit the official website of Policybazaar Insurance Brokers Private Limited (Policybazaar.com)
- Select the “Car Insurance” tab from the website’s homepage
- Enter your car number in the given form, or proceed with any of the other two options
- Select your car’s RTO, make, model, variant and registration number from the given list
- Fill in the registration form and proceed with car insurance quotes
- From the given plans, select the Maruti motor insurance plan that suits your requirements
- Also, select the add-ons that you wish to include in your plan
- Pay the final premium amount via the chosen online payment mode
- After the payment, your car insurance policy documents will be mailed to you.
Maruti Alto 800 Car Insurance FAQs
-
Q1. Is it necessary to buy a car insurance policy for my new Maruti Alto 800 car?
Ans: As per the Motor Vehicles Act, it is imperative to buy third-party liability insurance for all car owners/drivers in India. The purpose is to recompense a third party against damages caused by an insured vehicle. However, it is suggested to buy a comprehensive car insurance policy to cover the damages incurred on the insured motor vehicle as well as third-party damages.
-
Q2. What are the documents required for a Maruti Alto car insurance claim?
Ans: To get the claim amount following documents need to be submitted:
- Copy of car insurance
- Driving License copy
- Car insurance claim form
- Registration certificate of the insured car
- Repair estimates
-
Q3. What is zero depreciation cover in a car insurance policy?
Ans: In a zero-depreciation car insurance policy, the full claim amount is reimbursed without deducting the depreciation on the vehicle parts. It will not be applicable in case of theft, a constructive or total loss. Compulsory deductibles will be reduced from the total depreciation amount.
-
Q4. What is No-claim-bonus in a car insurance policy?
Ans: For every claim-free period, you earn a No-claim-bonus on renewal. In the case of 5 consecutive claim-free years, the discount can go up to 5 years. To avail NCB, the renewal should be done within 90 days of the policy expiry date. While renewing the policy, you can also transfer the No Claim Bonus from the previous insurer.
-
Q5. What is a car insurance premium calculator?
Ans: It is a dynamic tool that can be used to get an estimated motor insurance quote online before purchasing a policy. All you need to do is submit the following information while using a car insurance calculator online -
- IDV
- Geographical zone
- Vehicle Age
- Cubic capacity of the engine
- Make and model
- No Claim Bonus
- Registration year of the car
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.