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Kia Seltos Car Insurance
The Kia Seltos is a subcompact crossover SUV launched by Kia Motors. Kia Seltos is a global car introduced in both petrol and diesel variations. Moreover, it has an eye-catchy interior & exterior design, feel-good features, and multiple powertrain options. Read further to know about the car’s features, specifications and Kia Seltos insurance price.
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Kia Seltos Variants with Insurance Price
The following table shows different car model variants of Kia Seltos along with their insurance prices:
Kia Seltos Variants (2023 Registration) | Ex-showroom Prices | Insured Declared Value* (IDV) | Zero Depreciation* (Add-on Cover) | Estimated Kia Seltos Insurance Price* (Bundled Policy) |
HTE | Rs. 10,89,900 | Rs. 10,35,407 | Rs. 5,695 | Rs. 16,566 onwards |
HTK | Rs. 12,09,900 | Rs. 10,96,152 | Rs. 4,385 | Rs. 16,804 onwards |
HTK+ | Rs. 13,49,900 | Rs. 12,27,822 | Rs. 4,911 | Rs. 17,312 onwards |
HTX | Rs. 15,19,900 | Rs. 14,03,382 | Rs. 5,614 | Rs. 17,993 onwards |
GTX+ | Rs. 19,79,900 | Rs. 18,22,862 | Rs. 10,026 | Rs. 19,617 onwards |
*Disclaimer: The Kia Seltos insurance cost for the above-mentioned variants may vary as per various factors like RTO, registration year, claim history, fuel type, etc. The prices mentioned above are for DL1 RTO for a brand-new car.
Features of Kia Seltos
The new Kia Seltos is a modern SUV with stunning exteriors and powerful interiors, offering multiple safety options. The car offers the following features:
Interiors
- This SUV car comes with ABS, EBD, disc brakes, and premium quality airbags as a safety feature.
- Seltos comes with a dual-zone, fully automatic air conditioner designed to provide comfort with varied temperature preferences.
- It adds style to your interiors with rt 26.03cm (10.25") HD touchscreen along with navigation and Kia Connect Car Technology for your convenience.
- The SUV makes your experience better with its spacious boot space and various utility storage.
- It comes with a first-in-segment air purifier technology that cleans 99.9% of indoor air pollutants. It also has a dual-pane panoramic sunroof.
Exteriors
- Kia Seltos is a 5-door car with a powerful high-strength steel body and gives you comprehensive safety.
- The SUV offers a sleek look with its aesthetically designed crown jewelled headlamps and heartbeat DRLs.
- Kia Seltos is one of the best on the market, with its stylish and super energetic R-18 crystal cut glossy black alloy wheels.
- The design and colour of the Seltos can be summed up in three adjectives- it is bold, muscular, and valuable.
Specifications of Kia Seltos
Categories | Specifications |
Type of engine | 1.5L CRDi VGT |
Engine displacement (CC) | 1493 |
Maximum power (bhp@rpm) | 113.43@4000 |
Maximum torque (nm@rpm) | 250@1500-2750 |
Transmission mode | Automatic/Manual |
Fuel Tank Capacity | 50 Liters |
Fuel type | Petrol/Diesel |
Seating Capacity | 5 |
Kia Seltos Car Insurance Policy: Inclusions
Having third-party car insurance is mandatory under the Motor Vehicles Act of 1988. Comprehensive car insurance for Kia Seltos not only covers damage to your vehicle but also offers extra protection for the injury or accidental death of the driver or third party. Below are the inclusions of Kia car insurance-
- Loss to third-party life or property due to the insured vehicle.
- Damage to the car caused by an accident or collision.
- Damage to the car due to any natural or man-made disasters such as storms, cyclones, riots, vandalism, etc.
- Losses to the insured car due to theft.
- Damage to the car due to a fire, explosion or self-ignition.
Kia Seltos Car Insurance Policy: Exclusions
Kia Seltos insurance does not guarantee coverage under the following circumstances-
- Loss to the car due to mechanical or electrical breakdown.
- Loss due to regular wear and tear of the car.
- Damages to the car due to improper handling or rash driving.
- Driving the car without a driving license (DL) will not be covered under the Kia Seltos car policy
- Damages to the insured car while driving the car under the influence of alcohol
- Depreciation sustained by the car or its parts is also not covered.
Kia Seltos Car Insurance Policy: Add-Ons
A comprehensive Kia Seltos car insurance policy allows you to purchase add-ons to enhance basic coverage. Below we have mentioned the available add-on covers for Kia Seltos car insurance:
- Engine Protection Cover
- Consumables Cover
- Roadside Assistance Cover
- Zero Depreciation Cover
- Return to Invoice Cover
- Personal Belongings Cover
- Key-Replacement Cover
How to Buy/Renew Kia Seltos Car Insurance Online?
At Policybazaar.com, you can buy car insurance online for Kia Seltos just in a few simple steps-
- Visit the official website of Policybazaar Insurance Brokers Private Limited.
- Now select the “Car Insurance” option from the homepage
- Next, fill in the registration number of your Kia Seltos car or select any other option
- To access further, fill in other details like the registration year of the car, fuel type, RTO details, contact no., etc.
- Next step, you will choose the Kia Seltos car insurance policy as per your budget and needs.
- Also, you can compare different plans based on different Kia Seltos insurance prices.
- If required, include add-ons to upgrade your standard policy.
- Next, complete the payment by clicking on the payment button.
- Choose any mode for completing the payment, like- UPI, debit/credit card, or net banking.
- Once done, you will receive a receipt and policy documents at your registered email id.
Kia Seltos Car Insurance FAQs
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Q1: Is it possible to renew the Kia Seltos insurance online?
Ans: Yes, you can easily do car insurance renewal online just by visiting Policybazaar.com. Simply select the “Car Insurance” tab, and enter your car number in the given form. Enter your car details. Now select a plan that suits you. Also, you can add or remove add-on covers. At last, complete your payment through any of your favourite modes, i.e., UPI, debit/credit card, or net banking.
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Q2: What is the cost of car insurance for Kia Seltos in India?
Ans: The cost of car insurance for Kia Seltos in India depends upon the car's valuation or its condition. Additionally, it also depends upon the type of insurance policy and add-ons you choose. You can get an estimated premium for your Kis Seltos car by using a Car Insurance Premium Calculator on Policybazaar.com.
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Q3: Do I have to buy any personal accident cover with Kia Seltos comprehensive policy?
Ans: Yes, according to the Motor Vehicle Act of India, it is compulsory to purchase a personal accident cover that will give you coverage of Rs. 15 lakhs.
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Q4: Can I receive coverage for the damages caused to my Seltos's tyres?
Ans: Under any comprehensive car insurance policy, the coverage for car tyres is limited to the loss of the car due to an accident. Although, you can separately buy tyre protection add-on covers to ensure against tyre damage from any other casualties.
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Q5: Can I buy add-on covers in my Kia Seltos third-party motor insurance?
Ans: No. You cannot purchase add-on covers under the Kia Seltos third-party motor insurance as it excludes Own Damages (OD). However, a comprehensive policy permits you to buy add-on covers.
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Q6: What are the required documents to renew Kia Seltos car insurance online?
Ans: In the case of online car insurance renewal, you don't need to submit a hard copy of the documents. For offline renewal mode, you will be required to submit the insurance policy document, identity proof for renewal, and car registration certificate
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.