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Hyundai Verna 4s Car Insurance
Hyundai Verna 4s is a sub-compact sedan sold by Hyundai Motors India. It was first launched in the country in 2015 and replaced the Hyundai Accent car. The car was popular for its stylish design, fuel efficiency, safety and attractive features. However, the production of the car was stopped in the year 2016. In case you wish to buy a second hand Hyundai Verna 4S car or want to renew the car insurance policy, you can go through the car’s specifications as well as the Hyundai insurance rates.
Features of Hyundai Verna 4S Car
Take a look at some of the lucrative features of the Hyundai Verna 4S car:
- It is equipped with ABS with EBD and rear window defogger.
- It comes with dual airbags and crash sensors.
- It is fitted with an anti-theft device and anti-theft alarm.
- It comes with rear parking sensors with a camera.
- It has diamond alloy wheels and front fog lights.
- It is equipped with a touchscreen audio system.
Specifications of Hyundai Verna 4S Car
The specifications of the Hyundai Verna 4S car are as follows:
Categories |
Specifications |
Engine/ Displacement |
Petrol: 1396 CC/ 1591 CC Diesel: 1396 CC/ 1582 CC |
Cylinder |
4 |
Maximum Power |
Petrol: 106 bhp/ 121 bhp @6300 rpm Diesel: 89 bhp/ 126 bhp @4000 rpm |
Maximum Torque |
Petrol: 135 Nm @5000rpm/ 155 Nm @4200 rpm Diesel: 220 Nm @1750-2750 rpm/ 260 Nm @1900-2750 rpm |
Mileage |
Petrol: 17.43 Km/l or 17.01 Km/l Diesel: 24.8 Km/l or 23.9 Km/l |
Suspension |
Front: MacPherson Strut Rear: Coupled Torsion Beam |
Transmission |
Petrol: 5 MT/ 4 AT Diesel: 6 MT/ 4 AT |
Emission Norm Compliance |
BS-IV |
Fuel Variant |
Petrol/ Diesel |
Fuel Tank |
43 L |
Model Variants of Hyundai Verna 4S Car & Its Car Insurance Price
In the following table, you can check the model variants of the Verna 4S car along with their Hyundai insurance price:
Hyundai Verna 4S Variants (2016 Registration) |
Ex-Showroom Prices |
Insured Declared Value* (IDV) |
Zero Depreciation Price* (Add-On Cover) |
Estimated Hyundai Verna Insurance Price* (Comprehensive Car Insurance) |
Base (Petrol) |
Rs 7,73,903 |
Rs 2,68,528 |
Mostly unavailable |
Rs 3,915 onwards |
S (Petrol) |
Rs 8,84,939 |
Rs 3,17,160 |
Mostly unavailable |
Rs 8,749 onwards |
Base (Diesel) |
Rs 8,94,910 |
Rs 3,14,791 |
Mostly unavailable |
Rs 4,035 onwards |
S (O) (Petrol) |
Rs 9,38,217 |
Rs 3,36,600 |
Mostly unavailable |
Rs 8,802 onwards |
S (Diesel) |
Rs 9,99,900 |
Rs 3,70,080 |
Mostly unavailable |
Rs 8,893 onwards |
S (O) AT (Petrol) |
Rs 10,11378 |
Rs 3,62,880 |
Mostly unavailable |
Rs 8,873 onwards |
SX (Petrol) |
Rs 10,15,505 |
Rs 3,20,928 |
Mostly unavailable |
Rs 8,759 onwards |
S (O) (Diesel) |
Rs 10,59,241 |
Rs 3,83,040 |
Mostly unavailable |
Rs 8,928 onwards |
SX (Diesel) |
Rs 11,46,581 |
Rs 3,70,389 |
Mostly unavailable |
Rs 8,893 onwards |
SX AT (Diesel) |
Rs 12,19,720 |
Rs 4,66,563 |
Mostly unavailable |
Rs 9,154 onwards |
*Disclaimer: The Hyundai Verna insurance price can differ based on factors, such as type of policy cover, age of the car, RTO, claim history, etc.
Inclusions of Hyundai Verna 4S Car Insurance
The Hyundai Verna insurance will cover the following:
- Third Party Liabilities - It will cover any third party liabilities of the Hyundai Verna 4S car if the car is responsible for causing property damages or injuries to third parties during an accident. In case of the death of the third party, the insurer will pay the compensation to the victim’s family on the car owner’s behalf.
- Own Damages - It will cover any loss or damages caused to the Hyundai Verna 4S car due to the following incidents:
- Accidents
- Natural calamities, including flood, earthquakes, etc.
- Fire or explosion
- Theft of the Verna 4S car
- Manmade calamities, including terrorist attack, riots, etc.
- Personal Accident of the Owner-Driver - It will cover any accidental injuries caused to the owner-driver of the Hyundai Verna 4S car while using the vehicle. A compensation amount to the tune of Rs 15 lakh will be paid in case of accidental death or disability of the owner-driver.
Add-On Covers Available Under Hyundai Verna 4S Car Insurance:
The best car insurance for Hyundai Verna 4S car can be amplified by purchasing a few add-on covers. Following is the list of some of the most readily available add-on covers under the Hyundai Verna car insurance policy:
- Zero Depreciation Cover
- Daily Allowance Cover
- No Claim Bonus Protector
- Personal Belonging Cover
- Engine Protect Cover
- Tyre Protect Cover
- Return to Invoice Cover
- Emergency Assistance Cover
- Cost of Consumables Cover
- Key Replacement Cover
- Passenger Cover
Exclusions of Hyundai Verna 4S Car Insurance
The Hyundai Verna insurance will not cover the Verna 4S car for the following incidents or expenses:
- Loss or damages to the car due to nuclear activities or war
- Depreciation on the value of the Verna 4S car
- Normal wear and tear of the car
- Driving the Verna 4S car with an invalid driving license
- Mechanical and electrical breakdown of the car
- Driving the Verna 4S car under the influence of alcohol or drugs
- Non-accidental damages to the tyres of the car
- Any loss or damages to the Verna 4S car outside the geographical limits
- Loss or damages caused to the car while using the vehicle for racing, commercial purpose, etc.
- Any damages or losses caused to the Verna 4S car while using it for illegal purpose
How to Buy Hyundai Insurance Online for Verna 4S Car?
It is extremely easy and convenient to buy a Hyundai Verna car insurance policy online. Follow the steps given below to buy Hyundai online insurance for a Verna 4S car:
- Visit a website that sells Hyundai insurance online, like policybazaar.com
- Click on the icon of ‘ Car Insurance’
- Enter your Hyundai Verna 4S car’s registration number or choose to proceed without entering it
- Select the details related to your Hyundai Verna 4S car, such as the model of the car, registration year, fuel type, etc.
- Fill in your contact details, such as your name, phone number, etc.
- Choose your preferred Hyundai Verna insurance policy coverage
- Hyundai Verna insurance price for several plans will be shown
- Select the policy that you want to buy and pay its Hyundai Verna insurance price online
- The insurance company will issue the Hyundai insurance policy for your Verna 4S car
How to Renew Hyundai Insurance Policy for Verna 4S Car?
The process for Hyundai Verna insurance renewal is very simple. Take a look at the steps for Hyundai Verna insurance renewal below:
- Go to the website where Hyundai car insurance renewal is possible
- Click on the option of policy renewal and choose car insurance
- Enter the details of your Hyundai Verna 4S car, such as model variant, age of the car, fuel type, etc.
- Provide details of your previous Hyundai Verna car insurance policy, including the claim history, policy expiry date, etc.
- Fill up your contact details, including your email id and phone number
- You will be able to see Hyundai Verna insurance price for several plans
- Choose the plan of your choice and pay its Hyundai insurance price online
- Your insurer will ensure the Hyundai Verna insurance renewal of your car
FAQs of Hyundai Verna 4S Car Insurance
-
Q: Can I buy fresh Hyundai Verna car insurance even if my current policy has two months left for expiry?
Ans: Yes. You can buy another Hyundai insurance policy for your Verna 4S car even though your policy has a lot of time to expire. Just make sure to cancel your current policy when you are buying another one. -
Q: Can the premium of my Hyundai Verna insurance policy can change during the policy year?
Ans: No. The Hyundai Verna insurance price for your car insurance policy cannot change during the policy year. They can be altered only if you request an endorsement or at the time of Hyundai Verna insurance renewal. -
Q: Is there a way to reduce the premium of my Hyundai Verna insurance policy?
Ans: Yes. You can lower your Hyundai Verna insurance price by not raising a car insurance claim and building your No Claim Bonus (NCB). You can also install an anti-theft device for your Verna 4S car or get a membership of the Automobile Association of India (AAI) as your insurer will grant savings for it. -
Q: Which type of car insurance should I buy for my Hyundai Verna 4S car?
Ans: The Hyundai Verna 4S car was discontinued in 2016 and thus, all the cars will be close to or more than five years old. Thus, you can choose to buy third party car insurance for your Verna 4S car if you plan to switch the car anytime soon. If not, you can buy comprehensive car insurance for your Verna 4S car.For the unversed, third party car insurance will cover only third party liabilities arising out of your Hyundai Verna 4S car. However, the comprehensive car insurance policy will cover own damages of the Verna 4S car along with third party liabilities. It will also provide the owner-driver of the Verna 4S car with a personal accident cover.
-
Q: Will my Hyundai Verna 4S car be inspected if my car insurance policy has already expired?
Ans: Yes. Your Hyundai Verna 4S car will be inspected if there is a break in your Hyundai car insurance policy. The inspector sent by your insurance company will inspect the condition of your Verna 4S car and charge the premium accordingly.
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#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.