No, any damage to the nut bolt or any other consumable of your four-wheeler will not be covered under your comprehensive car insurance. However, you can cover it additionally by purchasing a consumables add-on along with your standard policy. Let us understand this better further in the article.
Your comprehensive car insurance definitely offers broader coverage, however, there are still certain parts that it does not cover. One such part of your car includes the consumables.
These consumables are items that require replacement after a certain period of time. They either get worn out over time or get damaged in an unforeseen accident. Consumable items include nuts, bolts, screws, fuel filters, washers, brake oil, grease, AC refrigerant etc.
Consumables Add-on is an optional cover that you can purchase to cover the repair and replacement of your car’s consumables along with your standard comprehensive insurance. This add-on compensates a policyholder for the repair or replacement of consumables due to an accident. For instance, if your car’s nuts and bolts get damaged due to an unforeseen accident, this add-on will come to your rescue. A consumables cover can be purchased along with comprehensive car insurance by paying an extra premium amount.
Thus, nut bolts are not included under a standard car insurance policy but they can be covered by purchasing a consumables cover along with your policy.
A consumables cover can easily be purchased when you buy or renew a comprehensive car insurance policy. Follow these steps to buy a consumables add-on cover from Policybazaar Insurance Brokers Private Limited:
While the repair or replacement of the nut bolt of your car is not covered under your standard car insurance, it can easily be covered by purchasing this add-on at nominal costs. However, before making a final purchase, make sure to compare car insurance quotes on Policybazaar.com and get the best plan for your four-wheeler.
The extreme heat and constant heat wave warnings have made
Read moreScenarios like hit-and-run accidents or purchasing a second-hand
Read moreGetting your car insurance claim settled is no longer a hassle
Read moreHave you recently purchased a car insurance policy for your new
Read moreIn layman's terms, the IDV full form is the Insured Declared Value
Read moreIt doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must
Read moreLosing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
Read moreSometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
Read moreAn integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
Read moreAs per the Motor Vehicles Act of 1989, every motor vehicle must have a valid fitness certificate. Driving without
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
Insurance
Calculators
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurugram - 122001, Haryana Tel no. : 0124-4218302 Email ID: enquiry@policybazaar.com
Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker
Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
© Copyright 2008-2024 policybazaar.com. All Rights Reserved.