How To Find Car Insurance Details By Registration Number?

Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access your vehicle insurance papers. In such situations, you can easily find vehicle insurance details by vehicle registration number. Learn how to check vehicle insurance details by registration number further in the article.

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What is a Car Registration Number?

A car registration number is a 10-digit number issued to a car by the RTO of your district. When you buy a car, it is obligatory to register it within 30 days from the date of buying at the nearest RTO. Then, the respective RTO will allot a unique number to the car to become its identity or number plate.

This number's first two digits indicate the state where the car is registered, the next two digits mean the district code, and the remaining four digits are the unique identification number.

You are required to have a registration number to buy car insurance policy. Once you have purchased it, the insurer will provide you with a car insurance policy number.

You May Also Read: How to Transfer Old Car Registration Number to New Car

How to Find Vehicle/Car Insurance Details by Registration Number Plate?

If you have forgotten the motor insurance policy number or lost your policy document, you can easily find vehicle insurance details by registration number or number plate. Your car insurance policy is linked with the car registration number; hence, you can check vehicle insurance details with its help. Here are some of the ways to find insurance details of vehicle by registration number-

• Car Insurance Policy Check via VAHAN
• Vehicle/Car Insurance Check via IIB
• Vehicle Insurance Details via Insurer's Website
• Motor Insurance Details via SMS

How to Check Vehicle/Car Insurance Details via VAHAN?

The Ministry of Road Transport and Highways also has details of a motor insurance policy. You only need to enter your vehicle number to access car insurance policy information. Follow the below steps to access car insurance details by registration number from the VAHAN portal:

1. Visit the official website of VAHAN e-services and go to the tab 'Know Your Vehicle Details.'
2. Enter a mobile number to log into an account or create an account
3. Fill in the details like the registration number of the car, and enter the verification code
4. Click on the 'Search Vehicle' option, and all details related to the car insurance policy will appear on the screen.

Also Read: Check Car Insurance Status Online

How to Check Car Insurance Details via IIB?

IRDAI has launched the insurance data depository known as the Insurance Information Bureau (IIB). You can access the official website of IIB to check vehicle insurance details by using the registration number. Here are the steps that you need to follow-

• Visit the official website of IIB.
• Click on 'V-Seva' under 'Quick Links' and you will be redirected to the 'Accident Vehicle Information Retrieval System'
• Fill in the name and address of the vehicle owner
• Enter the registration number of the car
• Fill in the mobile no. and the registered email ID of the car owner
• Add the place and date of the accident (if needed)
• Click on the 'Submit' button
• You will be able to retrieve all the information, including vehicle insurance details related to your car.

How to Check Car Insurance Details via the Insurer's Website?

You can also check vehicle insurance details by visiting the insurer's website. You just need to log in to your account to access all the details of your car insurance policy.

Offline Mode

There are two methods for accessing car insurance policy information offline. You can call the insurance company or visit the respective RTO office to obtain your car insurance details. .

Online Mode

If you have purchased a policy from us, you can also get car insurance details by logging into your Policybazaar.com account. Simply sign in via your mobile number and find your car policy details on your account dashboard.

How to Check Vehicle Owner Details Via SMS?

Earlier, there was an option to check vehicle owner details via SMS. It allows you to send an SMS with your vehicle registration number to 7738299899 to find RTO vehicle owner details on your mobile phone.

However, this feature is not available anymore as the given number does not exist.

You can also check vehicle insurance details by registration number by downloading the mParivahan app on your mobile phone.

Importance of Having Car Insurance Details Handy

Below are some of the reasons why it is important to find a car insurance policy number:

• For Raising Claims - An insurer will ask for a car insurance policy number when you are raising a claim. Even when you have to file an FIR for a third party, accident or theft claim, the police might ask for the insurance policy number.
• At the time of Policy Renewal - For the renewal of the car insurance policy, you will need vehicle insurance details.. You will also need this number for transferring the existing NCB to the new policy.
• For Verification of Car Details—When the traffic police stop your car during random checks and ask to see your car insurance policy, you can either show your policy document or share your policy number so they can cross-check its validity.
• To Apply for Duplicate Car Insurance Policy Documents - If you have lost the original copy of car insurance policy, you can apply for a duplicate one with the help of the car

Wrapping Up!

Car insurance is essential to protect vehicles financially and abide by the law. This makes it important to renew your car policy on time. If you wish to know the policy end date and do not have policy details, you can use the car plate number to get car insurance details.