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As per WHO report for the year 2010, India leads the world in the number of deaths caused by road accidents. More than 1.4 million accidents happened in the year 2011 in India. A major fraction of these accidents turned up in metropolitan cities like Delhi, Mumbai and Bangalore, but small cities also witnessed quite a large number of accidents during the period.
One of the reasons put forth for such a wicked figure of accidents is that India at present is having a car boom. This seems true to a certain extent, when we look at facts such as, in Delhi alone, almost 10,000 new cars hit the road every month. However, the main reason for such a large number of accidents is the negligence and lack of sense of responsibility on the drivers' part. Let's look at the prevalent causes of road accidents in India:
Mark Twain once said, accident is nothing but fate misnamed. So true, and even truer is the fact that accident will happen if it's destined to be. All we can do from our side is, to be prepared and try to mitigate the effects of such eventualities.
An accident comes with a whole set of agonies as personal injuries and arguments. Getting your vehicle insured for self damage and third party liability makes sure that at least you do not get stuck with any financial contingencies on top of that. But getting a motor insurance is not enough, you ought to have a personal accident insurance too.
You never know, how bad a personal accident might turn into. God forsake, but if an individual has to incur bodily injuries leading to death, disability or dismemberment, the cover he gets on his car insurance policy will simply not be enough. A personal accident insurance provides the insured a substantial financial coverage that suffices to make up for the financial and personal loss he had to suffer due to the accident.
The Insurance Regulatory and Development Authority of India
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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