-
Renew policy in 2 minutes*
-
21+ Insurers to choose
-
1.2Cr+ Vehicles Insured
Renew policy in 2 minutes*
21+ Insurers to choose
1.2Cr+ Vehicles Insured
We have found best plans for you!! Our advisor will get in touch with you soon.
Cashless car insurance is one such advanced feature that motor insurance companies offer to save your time and effort. Read on to know more about the cashless car insurance policy.
A cashless car insurance policy gives you the benefit of getting your car repaired without paying anything from your own pocket. Under this type of car insurance, the insurer directly settles the claim amount on your behalf with the service provider/ garage.
Cashless car insurance is a facility provided by a car insurer. They have tie-ups with several garages, known as network garages, across the country. You can get your car repaired from these network garages and the insurer will pay for all the expenses incurred on repairs (excluding deductibles, depreciation, and consumables).
Before we move forward, let’s understand the exclusions of cashless car insurance in detail.
Not every expense will be paid by your insurance company under your cashless car insurance policy. There are some expenses, which you will have to pay at the time of raising a claim for cashless car repairs. They include-
Cashless claims have become everyone's preferred choice under a car insurance policy. Here are some benefits of a cashless car insurance policy-
To avail service at partner or network garages on a cashless basis, follow the below steps to raise a cashless car insurance claim-
The list of network garages of your motor insurance company is provided with your policy documents. You can also find the list of garages on the insurer website. To avail of cashless repair services for your damaged car, you can visit the nearest network garage in your location.
However, there could be times when all network garages are out of your reach, and you need to get your car repaired urgently. In this case, you can get the car repaired even at a non-network garage, pay the repair bill and keep the bill and payment receipt carefully. Then, you can raise a reimbursement claim so that your insurer compensates you for the damages sustained by your car under your policy.
A cashless car insurance claim is a convenient and transparent mode of claim settlement for both the car owner and the insurance company. However, certain expenses are not covered under the cashless car insurance policy. Thus, you must check all the terms and conditions and then raise a claim against your cashless car insurance policy online.
Whether it is your first car or second, safeguarding it should be
Read moreThe Insurance Regulatory and Development Authority of India
Read morePlanning to buy an electric car? Before you do it, you may have to
Read moreElectric Vehicles (EVs) currently hold a niche spot in the Indian
Read moreIf you own a car, it must be covered under a car insurance policy
Read moreWhether you drive daily or once in a few months, having a valid motor insurance policy is mandatory in India. Like
Read moreLosing your car insurance documents can be daunting, especially when you need them in an emergency or for a routine
Read moreEveryone driving a car on the road must have a four-wheeler insurance policy. It's not just a safety net that
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
+Savings are based on the maximum discount on own damage premium as offered by our insurer partners.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.
Insurance
Calculators
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurugram - 122001, Haryana Tel no. : 0124-4218302 Email ID: enquiry@policybazaar.com
Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker
Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
© Copyright 2008-2025 policybazaar.com. All Rights Reserved.