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PNB ULIP Calculator
The PNB ULIP Calculator is a smart online tool that helps users estimate the future value of their investments in PNB’s Unit Linked Insurance Plans (ULIPs). By entering a few key details—like your investment amount, duration, and expected rate of return—you can get a personalised projection of your potential returns. This user-friendly tool also enables comparisons between various ULIP options, so you can find one that matches your financial needs and risk appetite.
- 4.8++ Rated
- 9.7 Crore Registered Consumer
- 51 Partners Insurance Partners
- 4.9 Crore Policies Sold
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
We are rated++
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
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Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
17.33%
High Growth Fund
16.94%
Top 200 Fund
13.13%
Accelerator Mid-Cap Fund II
13.73%
Opportunities Fund
9.46%
Growth Plus Fund
12.23%
Accelerator Fund
13.27%
Grow Money Plus Fund
14.31%
Multiplier
10.91%
Equity Top 250 Fund
12.02%
Future Apex Fund
11.37%
Opportunities Fund
13.56%
Frontline Equity Fund
15.2%
Virtue II
9.93%
Pension Dynamic Equity Fund
11.39%
Top 300 Fund
9.47%
Blue-Chip Equity Fund
View Plans
Why Use PNB ULIP Calculator?
Here’s why the ULIP Calculator by Punjab National bank can be an essential part of your investment planning:
-
Project Future Returns: Estimate how much your ULIP investment could grow over time based on variables like premium, tenure, and anticipated returns.
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Compare ULIP Plans: Evaluate different ULIPs offered by PNB to identify the one that aligns with your financial goals and comfort with market risks.
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Check Affordability: Adjust premium amounts and payment frequency to find a plan that fits within your current budget.
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Understand Tenure Impact: See how changing the investment duration can affect your final returns and choose the term that suits your long-term vision.
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Support Financial Planning: Whether you're saving for retirement, a child’s education, or other life goals, the calculator helps you plan accordingly.
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Make Informed Choices: By giving clear estimates and comparisons, the calculator enables confident, data-driven investment decisions.
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Customisable Input: Modify multiple parameters to explore different investment scenarios.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
High Growth Fund
Max Life
AUM:8,769 Cr
8,769 Cr
NAV
106.11
-0.91%
Returns
22.65%
Top 200 Fund
Tata AIA
AUM:2,072 Cr
2,072 Cr
NAV
161.78
-2.13%
Returns
19.49%
Accelerator Mid-Cap Fund II
Bajaj Allianz
AUM:5,366 Cr
5,366 Cr
NAV
75.64
-0.47%
Returns
14.64%
Opportunities Fund
HDFC Standard
AUM:34,818 Cr
34,818 Cr
NAV
70.65
-0.35%
Returns
14.72%
Growth Plus Fund
Canara HSBC Oriental Bank
AUM:512 Cr
512 Cr
NAV
35.25
-0.49%
Returns
10.58%
see more plans
Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
How to Use PNB ULIP Calculator?
To use the PNB ULIP Calculator available on Policybazaar or the official PNB MetLife site, follow these simple steps:
Step 1: Open the calculator on this page or the relevant platform.
Step 2: Choose your payment frequency—monthly, yearly, or one-time.
Step 3: Fill in the following details:
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Investment amount (premium)
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Premium payment term
-
Total policy duration
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Expected annual rate of return
Step 4: View the results showing total investment and estimated maturity amount.
Step 5: Experiment with different inputs to compare outcomes and fine-tune your investment strategy.
List of Investment Funds
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Illustration
Scenario:
-
Policyholder: Ms. Neha Sharma
-
Monthly Premium: ₹12,000
-
Premium Payment Term: 10 years
-
Policy Term: 20 years
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Expected Rate of Return: 8% annually
Calculator Output:
-
Total Premium Paid over 10 years: ₹14,40,000
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Estimated Maturity Value after 20 years: ₹47,00,000
Adjustment Example:
-
If Neha increases her monthly premium to ₹18,000, the projected maturity value rises to ₹70,40,000—demonstrating the advantage of higher contributions over time.
Benefits of Using PNB ULIP Calculator
Here are some key advantages of using the PNB ULIP Calculator:
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Realistic Estimates: Get accurate projections of returns based on your input variables.
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Goal-Oriented Planning: Tailor your investment for specific goals like wealth creation, retirement, or children’s future.
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Plan Comparison: Conveniently compare multiple ULIPs side-by-side.
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Risk Evaluation: Understand how your returns may vary with market performance.
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Investment Monitoring: Make periodic adjustments to align with evolving goals.
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Easy to Use: Simple interface that delivers results instantly.
Why Invest in PNB ULIP Plans?
PNB MetLife ULIP plans offer a balanced mix of life insurance and wealth creation through market-linked funds. These plans come with flexible fund-switching options, allowing you to adapt based on market trends and your risk tolerance. Plus, you enjoy tax benefits on premiums paid and returns received (as per current tax laws). With a wide range of plans, PNB caters to various life-stage and wealth-building goals—ideal for anyone looking to secure their future financially.
Conclusion
The PNB ULIP Calculator is a powerful tool that simplifies financial planning. It helps you forecast returns, compare plans, and tailor your investments to meet long-term goals. Whether you’re just starting or reviewing your financial strategy, this tool empowers you to make confident, well-informed choices about your ULIP investments.
ULIP Plan Calculators
FAQs
-
What is the PNB ULIP Calculator?
It’s an online tool designed to help you estimate the future value of your ULIP investments by entering details like premium, term, and expected return. -
How do I use the PNB ULIP Calculator?
Just enter your investment amount, policy duration, premium payment term, and expected annual return. The calculator will display the total investment and potential maturity value. -
Is the PNB ULIP Calculator free?
Yes, the calculator is completely free to use and accessible online—no registration required. -
Can I customise the inputs in the calculator?
Yes, You can adjust any input field—premium, policy term, or return rate—to compare various investment strategies. -
Does it guarantee returns?
No, ULIP returns depend on market performance. The calculator only provides estimates based on the return rate you enter. -
Why should I use the PNB ULIP Calculator before investing?
It helps you plan your investments better, compare multiple options, and understand how changes in input values affect your financial outcomes.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Tata AIA
Aditya Birla Sun Life
Bajaj Allianz
Axis Max Life
HDFC Life
ICICI Prudential
Bharti AXA Life
Edelweiss Life
Kotak Life
Future Generali
PNB MetLife
SBI Life
Aviva
Bandhan Life
Canara HSBC
IDBI Federal
IndiaFirst
Pramerica Life
Reliance Life
Sahara Life
Shriram Life
Star Union
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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