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Aviva ULIP Calculator
The Aviva ULIP Calculator is an intuitive online tool designed to assist investors in estimating potential returns on their Unit Linked Insurance Plan (ULIP) investments. By inputting key parameters such as the investment amount, tenure, and expected rate of return, users can gain insights into how their investments may grow over time. This calculator also enables comparison of various ULIP plans offered by Aviva, helping users select the plan that aligns best with their financial goals and risk appetite.
- 4.8++ Rated
- 9.7 Crore Registered Consumer
- 51 Partners Insurance Partners
- 4.9 Crore Policies Sold
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
We are rated++
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
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Why Use the Aviva ULIP Calculator?
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
17.84%
High Growth Fund
17.52%
Top 200 Fund
13.61%
Accelerator Mid-Cap Fund II
14.3%
Opportunities Fund
9.16%
Equity II Fund
11.6%
Blue Chip Equity Fund
13.64%
Grow Money Plus Fund
14.93%
Multiplier
11.38%
Equity Top 250 Fund
12.5%
Future Apex Fund
11.8%
Opportunities Fund
13.98%
Frontline Equity Fund
15.2%
Virtue II
10.29%
Pension Dynamic Equity Fund
11.34%
Equity Fund
9.83%
Blue-Chip Equity Fund
View Plans
Here are the key benefits of using the Aviva ULIP Calculator:
-
Estimate Potential Returns:
The calculator provides projections based on investment amount, duration, and expected return rate, allowing users to understand the growth potential of their investments.
-
Compare ULIP Plans:
Users can compare different ULIP plans side-by-side to identify the one that suits their financial objectives and risk tolerance.
-
Goal-Based Planning:
Whether planning for retirement, children's education, or other milestones, the calculator helps estimate the investment required to achieve these goals.
-
Flexibility to Customize:
Users can adjust inputs such as premium amounts and payment frequency to tailor calculations according to their preferences.
-
Informed Decision-Making:
By offering transparent estimations and comparisons, the tool empowers investors to make well-informed choices.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
High Growth Fund
Max Life
AUM:8,769 Cr
8,769 Cr
NAV
108.85
-0.58%
Returns
24.28%
Top 200 Fund
Tata AIA
AUM:2,072 Cr
2,072 Cr
NAV
164.86
-0.39%
Returns
20.92%
Accelerator Mid-Cap Fund II
Bajaj Allianz
AUM:5,366 Cr
5,366 Cr
NAV
77.74
-0.58%
Returns
16.56%
Opportunities Fund
HDFC Standard
AUM:34,818 Cr
34,818 Cr
NAV
72.46
-0.51%
Returns
16.51%
Equity II Fund
Canara HSBC Oriental Bank
AUM:3,410 Cr
3,410 Cr
NAV
40.28
-0.10%
Returns
10.32%
see more plans
Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
How to Use Policybazaar’s Aviva ULIP Calculator?
Follow these steps to use the Aviva ULIP Calculator effectively:
-
Access the Tool:
Head to the Aviva ULIP Calculator available on this page.
-
Select Investment Frequency:
Choose between one-time, monthly, or yearly contributions.
-
Enter Details:
-
Investment amount
-
Premium payment duration
-
Policy term
-
Expected annual rate of return
-
-
Review Results:
The calculator will display your total investment and estimated maturity amount.
-
Experiment with Scenarios:
Modify inputs to explore different investment strategies and their impact on returns.
Illustration
Let’s consider an example:
-
Policyholder: Ms. Priya Sharma
-
Premium Amount: â‚ą20,000 per month
-
Premium Payment Term: 10 years
-
Policy Term: 20 years
-
Expected Rate of Return: 8% per annum
The calculator will show:
-
Total Premium Invested (after 10 years): â‚ą24,00,000
-
Estimated Maturity Amount: â‚ą78,00,000
By increasing her monthly premium to â‚ą25,000, Ms. Sharma could potentially raise her maturity amount to â‚ą97,80,000.
List of Investment Funds
Select insurers
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Benefits of Using the Aviva ULIP Calculator
The Aviva ULIP Calculator offers numerous advantages:
-
Accurate Projections: Provides precise estimates based on user inputs.
-
Goal-Based Planning: Aligns investments with specific financial objectives.
-
Investment Comparison: Enables evaluation of multiple plans for optimal growth.
-
Risk Analysis: Assesses market impact on returns for informed decisions.
-
User-Friendly Interface: Easy-to-use tool delivering instant results.
Why Invest in Aviva ULIPs?
Aviva ULIPs combine insurance protection with wealth creation through market-linked investments. They offer flexible fund options tailored to individual risk profiles and financial goals. Additionally, ULIPs provide tax benefits on premiums and maturity proceeds (subject to tax laws), making them a comprehensive solution for long-term financial planning.
Conclusion
The Aviva ULIP Calculator is an invaluable resource for investors seeking clarity and confidence in their financial planning. With its customizable inputs and transparent results, it simplifies the process of estimating returns and comparing scenarios. Whether you're a first-time investor or revisiting your strategy, this tool ensures you stay aligned with your financial objectives while making informed decisions.
FAQs
-
Is the Aviva ULIP Calculator free to use?
Yes, the Aviva ULIP Calculator is completely free and accessible online for anyone interested in planning their ULIP investments. -
Can I compare different Aviva ULIP plans using the calculator?
Yes, the calculator allows you to compare multiple Aviva ULIP plans to find the one that best suits your financial goals and risk appetite. -
Can I customize the inputs in the Aviva ULIP Calculator?
Yes, you can adjust parameters such as premium amount, investment tenure, payment frequency, and expected rate of return to see how different scenarios affect your returns. -
Does the calculator guarantee the returns shown?
No, the returns displayed are only estimates based on the inputs and assumed rates of return. Actual returns may vary depending on market performance and other factors. -
Can the Aviva ULIP Calculator help me plan for specific financial goals?
Yes, the calculator is designed to assist with goal-based planning, whether it’s for retirement, children’s education, or other long-term financial objectives.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Tata AIA
Aditya Birla Sun Life
Bajaj Allianz
Axis Max Life
HDFC Life
ICICI Prudential
Bharti AXA Life
Edelweiss Life
Kotak Life
Future Generali
PNB MetLife
SBI Life
Aviva
Bandhan Life
Canara HSBC
IDBI Federal
IndiaFirst
Pramerica Life
Reliance Life
Sahara Life
Shriram Life
Star Union
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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