Tata AIA ULIP Plan Calculator

Steps to Use Tata AIA ULIP Plan Calculator

Following the below-mentioned steps will help you to calculate the Tata AIA ULIP Plan Calculator:

Step 1: Visit the official Tata AIA Life Insurance website.

Step 2: In the section “Types of Life Insurance for You,” > Click on “ULIP Plans” > Select the option “Know More.”

Step 3: Select the respective Tata AIA ULIP Plan from the Section “Popular Tata AIA Life Insurance Unit Linked Insurance Plans (ULIPs).

Step 4: Click on the “Calculate Premium” tab for the respective Tata AIA ULIP plan.

Step 5: Insert Your Full Name, Email Address, Resident Status, and Mobile Number.

Also, tick-mark the “terms and conditions” check box > Click on “Continue.”

Step 6: Enter your Date of Birth, Gender, and Person for whom you are Purchasing this Plan > Click on “Get Quotes.”

Step 7: Now select the Annual investments, premium payment frequency, Premium Payment Tenure, Policy Term, Investment Portfolio Preference, and Life Cover Amount.

Step 8: You can check your investment returns and fund allocation at the returns rate of 4% or 8% p.a., depending on your requirement.

Top ULIP Funds^†

Returns 3 Years 5 Years 10 Years

Equity (Large, Mid Cap) Balanced Debt

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:8,243 Cr

8,243 Cr

NAV

120.7

-0.87%

Returns

27.73%

Returns

31.47%

Highest Returns

Returns

19.3%

Get Details

Virtue II

PNB Metlife

AUM:3,314 Cr

3,314 Cr

NAV

75.97

-0.30%

Returns

18.68%

Returns

25.83%

Highest Returns

Returns

16.48%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:6,109 Cr

6,109 Cr

NAV

86.97

-0.35%

Returns

20.48%

Returns

22.28%

Highest Returns

Returns

15.61%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,633 Cr

38,633 Cr

NAV

78.45

-0.37%

Returns

18.47%

Returns

22.64%

Highest Returns

Returns

15.48%

Get Details

Pure Equity

Birla Sun Life

AUM:2,845 Cr

2,845 Cr

NAV

77.4

-0.20%

Returns

17.56%

Returns

21.84%

Highest Returns

Returns

15.07%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Whole Life Aggressive Growth Fund

Canara HSBC Oriental Bank

AUM:843 Cr

843 Cr

NAV

94.39

-0.70%

Returns

18.46%

Returns

19.93%

Highest Returns

Returns

14.91%

Get Details

Whole Life Stable Growth Fund

Canara HSBC Oriental Bank

AUM:268 Cr

268 Cr

NAV

62.47

-0.30%

Returns

13.78%

Returns

15.46%

Highest Returns

Returns

12.08%

Get Details

Balanced Fund

Canara HSBC Oriental Bank

AUM:365 Cr

365 Cr

NAV

48.01

-0.28%

Returns

12.75%

Returns

13.61%

Highest Returns

Returns

11.02%

Get Details

Balanced Pension

Canara HSBC Oriental Bank

AUM:559 Cr

559 Cr

NAV

71.06

-0.30%

Returns

10.22%

Returns

12.32%

Highest Returns

Returns

10.7%

Get Details

Asset Allocation Fund II

Canara HSBC Oriental Bank

AUM:323 Cr

323 Cr

NAV

31.58

-0.24%

Returns

11.26%

Returns

12.8%

Highest Returns

Returns

10.63%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Builder

Canara HSBC Oriental Bank

AUM:237 Cr

237 Cr

NAV

90.36

-0.35%

Returns

7.45%

Returns

8.21%

Returns

8.45%

Highest Returns

Get Details

Whole Life Income Fund

Canara HSBC Oriental Bank

AUM:811 Cr

811 Cr

NAV

38.64

-0.01%

Returns

6.16%

Returns

6.99%

Returns

7.84%

Highest Returns

Get Details

Debt Fund

Canara HSBC Oriental Bank

AUM:478 Cr

478 Cr

NAV

36.64

-0.02%

Returns

5.89%

Returns

7.02%

Returns

7.63%

Highest Returns

Get Details

Conservative Fund

Canara HSBC Oriental Bank

AUM:231 Cr

231 Cr

NAV

56.2

-0.10%

Returns

7.46%

Returns

8.1%

Highest Returns

Returns

7.56%

Get Details

Protector

Canara HSBC Oriental Bank

AUM:299 Cr

299 Cr

NAV

64.86

-0.16%

Returns

6.49%

Returns

7.03%

Returns

7.54%

Highest Returns

Get Details

Disclaimer :
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Best Tata AIA ULIP Plans

Below mentioned are the best Tata AIA ULIP Plans offered by Tata AIA Life Insurance:

People also read: TATA Nifty Alpha 50 Index Fund

Example of Using Tata AIA ULIP Plan Calculator

Let us take an example of a Tata AIA ULIP Plan with the following customized investment information selected by the individual investor.

Mr. X selected the Tata AIA Life Insurance Fortune Pro ULIP Plan to pay Annual premium payments for 15 years with a policy term of 24 years and invested equally in debt and low-risk equity funds. In this scenario, Tata AIA ULIP Plan will give the following Quotes A & B, calculated at the rate of 8% p.a. for the same plan.

Try our SIP Calculator to complement your SIP strategy.

Information Required in Using Tata AIA ULIP Plan Calculator

An investor needs to insert the following details at various stages of using the Tata AIA ULIP Plan Calculator for more personalized ULIP plan calculation:

1. STAGE 1: 

   • Date of Birth

   • Gender

   • Smoking Habits

   • Contact Number

   • Buying Plan for Whom: Self, Spouse, Child (Minor), or Child (Major)

2. STAGE 2: 

   • Returns Amount you are Expecting on Plan Maturity

   • Amount of Premium You are willing to Pay

   • Premium Payment frequency, i.e., monthly, quarterly, bi-annually, or annually

   • Investment Tenure period you want to stay invested in the plan

   • Select ULIP Fund type for investment

Benefits of Using a Tata AIA ULIP Calculator?

The Tata AIA ULIP Plan Calculator is the best tool to target your future investment goals and generate attractive investment returns. 

Have a look below at the benefits one may avail with the use of a Tata AIA ULIP Calculator:

1. Can Compare Tata AIA ULIP Plans

   The Tata AIA ULIP Calculator efficiently and conveniently calculates and compares different best ULIP plans, like Tata AIA Fortune Pro and Tata AIA Wealth Pro, offered by Tata AIA Life Insurance.

2. Quick & Easy to Use

   It is a fast and easy-to-use computation tool available online to check the detailed Tata AIA ULIP plans quickly.

3. No Fees Charged

   No extra fees are charged for using the Tata AIA ULIP Plan Calculator. It is free to use online for all and from any place.

4. Helps in Supervising Your Investment Decisions

   One can put the Tata AIA ULIP Plan Calculator to good use by analyzing if your investment decisions are in line with your investment goals. This allows you to supervise your investment choices based on expected returns much before actual investing. 

5. Essential Tool for Financial Planning

   Tata AIA ULIP Plan Calculator is an essential ULIP Plan computation tool that helps you clearly understand your financial needs and better plan your investments.

6. Available at All Hours of a Day

   Tata AIA ULIP Plan Calculator is a free and easy-to-use online computation tool. One can freely access and use this Tata AIA ULIP Plan Calculator from anywhere 24*7 in a day.

What are the Features of the Tata AIA ULIP Plan Calculator?

1. Transparency

   The Tata AIA ULIP Calculator gives you transparent and detailed information on premiums and investment returns. This offers an opportunity for well-informed decision-making for an investor.

2. Targeted Investments

   If the investor clearly understands his requirements based on his investment horizon, family goals, and so on, the Tata AIA ULIP Plan Calculator helps them to make targeted investment decisions.

3. Saves Time and Energy Spent on Calculating Returns

   Using the Tata AIA ULIP Plan Calculator is the fastest and most efficient way to understand the best Tata AIA ULIP Plans available at the hands of an investor.

4. Flexibility in Investment Options

   Tata AIA ULIP Calculator helps you in comparison of different Tata AIA ULIP plans. This helps make the final choice for an investment plan simpler and quick.

Benefits of Buying a Tata AIA ULIP Plan

Let us have a look at the reasons of why one should buy a Tata AIA ULIP Plan, as follows:

1. Tax Exemption Benefits:

   Tata AIA ULIP Plan offers the benefit of tax exemption of up to Rs. 1.5 lakhs on investment premiums. This tax benefit is provided under Section 80C of the Income Tax Act, 1961.

2. Avail Both Death and Maturity Benefits:

   The core feature of a Tata AIA ULIP Plan is the availability of both life coverage and maturity benefits. This helps protect the financial needs of your family in the event of the unforeseen demise of the policyholder. In addition, as a survival benefit, the policyholder also receives the investment fund value.

3. Investment Flexibility:

   Depending on the specific needs of the investor, he can modify the premium payment frequency or switch between the investment funds portfolio. This allows them to continue growing their funds as per the changing market conditions.

4. Allows Fund Liquidity in Emergencies: 

   The policyholder is also offered the feature of fund liquidity to withdraw from your fund while your ULIP policy continues partially. One can avail of this benefit after the lock-in period of 5 years is over.

5. Securing the Financial Goals of Your Family:

   This Tata AIA ULIP Plan offers you to prepare a financial corpus beforehand for the important life milestones of your dependents.

To Sum It Up!

Tata AIA ULIP Plan Calculator helps you get a clear picture of your investments before you invest in a Tata AIA ULIP Plan. This offers an investor an opportunity to organize their investments smartly and intelligently. For well-informed decision-making, nothing can second the usage of the Tata AIA ULIP Calculator.

FAQ's