IndiaFirst ULIP Calculator

What is an IndiaFirst ULIP Calculator?

The IndiaFirst ULIP Calculator is a user-friendly online tool designed to help you estimate the potential returns on your ULIP investments. By inputting key details such as your desired premium amount, policy term, and expected rate of return, the calculator provides you with a projection of how your investment might grow over time. This allows you to gain valuable insights into the potential of your ULIP investment and make informed decisions.  

Investment Return Calculator (Power of Compounding)

• One Time
• Monthly
• Yearly

Amount I wish to Invest ₹

Invest For (in Years)

Years

1 30

Stay invested for (in Years)

Years

1 30

Expected rate of return (in %)

% /Year

1 35

 

YOU INVEST

YOU GET

Top Funds with High Returns (Past 7 Years)

17.33%

High Growth Fund

16.94%

Top 200 Fund

13.13%

Accelerator Mid-Cap Fund II

13.73%

Opportunities Fund

9.46%

Growth Plus Fund

12.23%

Accelerator Fund

13.27%

Grow Money Plus Fund

14.31%

Multiplier

10.91%

Equity Top 250 Fund

12.02%

Future Apex Fund

11.37%

Opportunities Fund

13.56%

Frontline Equity Fund

15.2%

Virtue II

9.93%

Pension Dynamic Equity Fund

11.39%

Top 300 Fund

9.47%

Blue-Chip Equity Fund

View Plans

Key Features of the IndiaFirst ULIP Calculator

Below are the features of the IndiaFirst ULIP calculator: 

• Customizable Inputs: The IndiaFirst ULIP calculator allows you to personalize your projections by entering specific details such as your age, premium amount, policy term, and sum assured. This ensures that the results are tailored to your individual circumstances and financial goals.  
• Real-Time Results: The calculator generates instant results, providing you with immediate insights into your investment potential. This allows you to quickly assess different scenarios and make timely decisions.
• Risk Assessment: The IndiaFirst ULIP Calculator also incorporates a risk assessment feature, allowing you to adjust your risk profile and see how it impacts your potential returns. This helps you understand the relationship between risk and reward and make informed choices based on your risk appetite.  
• Comparison: The calculator enables you to compare different ULIP plans offered by IndiaFirst Life Insurance. By analyzing factors such as costs, returns, and policy duration, you can identify the plan that best aligns with your needs and objectives.  

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:8,769 Cr

8,769 Cr

NAV

106.11

-0.91%

Returns

22.65%

Returns

27.23%

Highest Returns

Returns

17.33%

Get Details

Top 200 Fund

Tata AIA

AUM:2,072 Cr

2,072 Cr

NAV

161.78

-2.13%

Returns

19.49%

Returns

31.25%

Highest Returns

Returns

16.94%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,366 Cr

5,366 Cr

NAV

75.64

-0.47%

Returns

14.64%

Returns

23.83%

Highest Returns

Returns

13.13%

Get Details

Opportunities Fund

HDFC Standard

AUM:34,818 Cr

34,818 Cr

NAV

70.65

-0.35%

Returns

14.72%

Returns

25.29%

Highest Returns

Returns

13.73%

Get Details

Growth Plus Fund

Canara HSBC Oriental Bank

AUM:512 Cr

512 Cr

NAV

35.25

-0.49%

Returns

10.58%

Returns

18.8%

Highest Returns

Returns

9.46%

Get Details

Accelerator Fund

AEGON Life

AUM:220 Cr

220 Cr

NAV

45.78

-0.59%

Returns

15.07%

Returns

22.71%

Highest Returns

Returns

12.23%

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:421 Cr

421 Cr

NAV

65.46

-1.03%

Returns

12.53%

Returns

21.43%

Highest Returns

Returns

13.27%

Get Details

Multiplier

Birla Sun Life

AUM:4,095 Cr

4,095 Cr

NAV

86.9

-0.50%

Returns

15.19%

Returns

26.92%

Highest Returns

Returns

14.31%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:527 Cr

527 Cr

NAV

55.07

-0.64%

Returns

11.58%

Returns

20.54%

Highest Returns

Returns

10.91%

Get Details

Future Apex Fund

Future Generali India

AUM:87 Cr

87 Cr

NAV

52.47

-0.84%

Returns

12.55%

Returns

24.82%

Highest Returns

Returns

12.02%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,159 Cr

3,159 Cr

NAV

55.73

-0.84%

Returns

14.1%

Returns

23.52%

Highest Returns

Returns

11.37%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,047 Cr

4,047 Cr

NAV

65.87

-1.05%

Returns

15.49%

Returns

24.82%

Highest Returns

Returns

13.56%

Get Details

Flexi Growth Fund

LIC

AUM:541 Cr

541 Cr

NAV

11.21

-0.11%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,132 Cr

3,132 Cr

NAV

66.05

-0.44%

Returns

12.76%

Returns

23.2%

Highest Returns

Returns

15.2%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

69.76

-1.18%

Returns

11.36%

Returns

20.01%

Highest Returns

Returns

9.93%

Get Details

Top 300 Fund

SBI

AUM:1,812 Cr

1,812 Cr

NAV

54.04

-0.72%

Returns

10.42%

Returns

18.3%

Highest Returns

Returns

11.39%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,267 Cr

1,267 Cr

NAV

33.65

-0.47%

Returns

9.86%

Returns

17.95%

Highest Returns

Returns

9.47%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

How to Use the IndiaFirst ULIP Calculator?

Using the IndiaFirst ULIP Calculator is a simple process:

Step 1: Go to Policybazaar's IndiaFirst ULIP calculator page.

Step 2: Provide information about your investment tenure, the amount you want to invest, and the expected rate of return.

Step 3: The calculator will then calculate and display the projected returns based on your inputs.

Step 4: You can adjust the parameters to see how they affect the projected returns.

Step 5: Compare different ULIP plans available on the website to make an informed decision.

Step 6: Once you are satisfied with the results, you can proceed to buy the chosen ULIP plan through Policybazaar's platform.

Benefits of Using the IndiaFirst ULIP Calculator

Below are the benefits of using the IndiaFirst ULIP calculator: 

• Informed Decisions: The calculator empowers you to make informed investment decisions by providing a clear understanding of your investment potential before you commit.  
• Time-Efficient: The calculator saves you valuable time by quickly generating return projections without the need for manual calculations.  
• Better Planning: By providing insights into potential returns, the ulip calculator facilitates better financial planning and helps you align your investments with your long-term goals.  

Why Invest in an IndiaFirst ULIP Plan?

• Dual Benefits: ULIPs provide the dual advantage of life insurance coverage and investment growth, ensuring financial security for your family while simultaneously building wealth.  
• Tax Savings: Investments in ULIPs are eligible for tax deductions under Section 80C of the Income Tax Act, allowing you to reduce your tax burden.  
• Flexibility: ULIPs offer the flexibility to switch between funds based on market conditions and your changing financial goals.  
• Wealth Creation: ULIPs provide the potential for long-term wealth creation through investment in market-linked instruments.  

Conclusion

The IndiaFirst ULIP Calculator is an invaluable tool for anyone considering investing in a ULIP plan. By providing personalized projections and facilitating plan comparisons, it empowers you to make informed decisions and optimize your investments. Using this tool can help you achieve your financial goals with confidence and secure your future.