HDFC ULIP Calculator

Why Should You Use HDFC ULIP Calculator

HDFC ULIP calculator is created strategically aiming at your future investments and determining the most suitable ULIP plan so that you can get the most promising returns. Therefore, let us look at some reasons why should you be using the HDFC ULIP Plan Calculator:

• Future Prospective: HDFC ULIP plan calculator is beneficial in overseeing long-term investment goals. You may use this tool for planning your future objectives such as retirement, children's education, etc. 

• Accessibility: It is an easily accessible and free-to-use online tool. You can conveniently use the HDFC ULIP Plan calculator from your comfort place at any time. 

• Convenient and Simple Usage: For using the calculator, you are not required to have a deep understanding of finance and investment. The online tool is built in a user-friendly way that helps investors to use it without any difficulty. For example, you can get a precise result on the ideal recompense amount required to achieve your long-term financial objectives by inputting some basic details about your investment plans.

• Compare different ULIP:You can use the HDFC ULIP plan calculator effectively by evaluating and comparing the various ULIP schemes and plans and then selecting the best plan per your future goals, affordability, and necessities.

• Complete control over your investment decisions: Using the HDFC ULIP calculator for planning your future goals and investment plans provides you with full control over your investment decisions. You can check the different monopolies of premiums and tenures and find the end computed value of your ULIP investment.

Top ULIP Funds^†

Returns 3 Years 5 Years 10 Years

Equity (Large, Mid Cap) Balanced Debt

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:8,482 Cr

8,482 Cr

NAV

119.99

1.59%

Returns

23.95%

Returns

31.9%

Highest Returns

Returns

20.47%

Get Details

Whole Life Mid Cap Equity Fund

Tata AIA

AUM:13,435 Cr

13,435 Cr

NAV

158.69

2.49%

Returns

21.08%

Returns

27.7%

Highest Returns

Returns

20.43%

Get Details

Virtue II

PNB Metlife

AUM:3,532 Cr

3,532 Cr

NAV

77.53

1.12%

Returns

17.59%

Returns

26.28%

Highest Returns

Returns

17.97%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:6,452 Cr

6,452 Cr

NAV

86.49

1.27%

Returns

17.79%

Returns

22.67%

Highest Returns

Returns

16.96%

Get Details

Opportunities Fund

HDFC Standard

AUM:40,966 Cr

40,966 Cr

NAV

78.44

1.16%

Returns

15.75%

Returns

23.42%

Highest Returns

Returns

16.86%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Whole Life Aggressive Growth Fund

Canara HSBC Oriental Bank

AUM:869 Cr

869 Cr

NAV

93.59

0.82%

Returns

16.11%

Returns

20.41%

Highest Returns

Returns

15.83%

Get Details

Whole Life Stable Growth Fund

Canara HSBC Oriental Bank

AUM:266 Cr

266 Cr

NAV

61.92

0.32%

Returns

12.53%

Returns

15.66%

Highest Returns

Returns

12.78%

Get Details

Balanced Fund

Canara HSBC Oriental Bank

AUM:380 Cr

380 Cr

NAV

48.06

0.34%

Returns

11.49%

Returns

14.21%

Highest Returns

Returns

11.91%

Get Details

Asset Allocation Fund II

Canara HSBC Oriental Bank

AUM:341 Cr

341 Cr

NAV

31.32

0.18%

Returns

9.45%

Returns

12.98%

Highest Returns

Returns

11.36%

Get Details

Save N Grow Money Fund

Canara HSBC Oriental Bank

AUM:68 Cr

68 Cr

NAV

58.7

0.37%

Returns

8.69%

Returns

11.34%

Highest Returns

Returns

10.82%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Builder

Canara HSBC Oriental Bank

AUM:243 Cr

243 Cr

NAV

89.55

0.06%

Returns

6.87%

Returns

8.26%

Returns

8.91%

Highest Returns

Get Details

Whole Life Income Fund

Canara HSBC Oriental Bank

AUM:802 Cr

802 Cr

NAV

38.31

0.03%

Returns

6.22%

Returns

7.01%

Returns

8.18%

Highest Returns

Get Details

Debt Fund

Canara HSBC Oriental Bank

AUM:482 Cr

482 Cr

NAV

36.29

0.04%

Returns

5.92%

Returns

6.91%

Returns

7.93%

Highest Returns

Get Details

Conservative Fund

Canara HSBC Oriental Bank

AUM:233 Cr

233 Cr

NAV

55.4

0.09%

Returns

7.01%

Returns

7.98%

Highest Returns

Returns

7.92%

Get Details

Protector

Canara HSBC Oriental Bank

AUM:307 Cr

307 Cr

NAV

64.22

0.06%

Returns

6.07%

Returns

7.01%

Returns

7.89%

Highest Returns

Get Details

Disclaimer :
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

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How to use an HDFC ULIP Calculator?

HDFC ULIP calculator is built in a user-friendly way that helps investors to use it without any difficulty. The following are the different steps you need to follow for utilizing the calculator:

• Step 1: Visit the official HDFC Website.

• Step 2: Click on the HDFC ULIP calculator tool.

• Step 3: Enter the preferable ideal amount for your long-term monetary plans.

• Step 4: Enter the tenure period for which you want to make your HDFC ULIP investments.

• Step 5: Now, enter the percentage of market-linked instruments and risk-free instruments as per your choice.

• Step 6: Now, enter the return rate on risk-free instruments and market-linked instruments expected by you.

• Step 7: On entering all the details asked by the tool, the HDFC ULIP calculator will now automatically provide you with the results based on your entered details. 

The tool will give information about investments in market-linked instruments, risk-free instruments, and the ideal premium amount required to achieve your long-term financial objectives.

HDFC ULIP Calculator Example

• Step 1: Let the ideal amount for long-term plans be Rs 20,00,000.

Amount: Rs 20,00,000

• Step 2: Let the tenure period for your investment be 15 years.

Duration: 15 years.

• Step 3: Let the Investment division percentage be:

• Risk-free instruments: 40%

• Market linked instruments: 60%

• Step 4: Let the expected rate of returns be:

• Risk-free instruments: 6%

• Market-linked instruments: 8%

Results:

• Risk-free instrument Investment: Rs.34,370

• Market linked instruments investments: Rs.44,195

• Annual investment needed: Rs.78,565

Advantages of HDFC ULIP Calculator

Let us look at some of the significant advantages of using an HDFC ULIP calculator:

• Transparency: HDFC ULIP calculator provides complete clarity and transparency in the computation of the returns. The online tool will help you calculate the returns for a certain fund for a chosen tenure period in the most apparent and obvious procedure.

• Flexibility: You get complete flexibility using the HDFC ULIP calculator. You can change the premium amount and tenure variables as per your needs, get different outcomes, and then compare and decide the best and most affordable investment plan for your long-term goals.

• Promising planning of life goals: HDFC Life ULIP calculator is beneficial in planning your long-term financial investment goals most strategically and effectively. You'll get an estimated idea of the fractions of risk-free instruments, market-linked instruments, and the ideal premium amount required to achieve your long-term financial objectives.

• Logical investment decisions: It is essential to analyze and compare the estimated returns of different ULIP schemes available. So, with the help of the HDFC ULIP calculator, this task becomes easy. Once comparing all the available ULIP schemes, making logical decisions for your financial investment planning will be relatively easy.

Information Required While Using HDFC ULIP Calculator

You must be acquainted with the following information before using the HDFC ULIP calculator:

• Have an estimated idea of the amount that you want at the time of maturity.

• Have an estimated idea of the duration of tenure for which you want your investment returns to come about.

• Know the chosen HDFC ULIP fund for investment.

• Know the premium paying frequency for the selected ULIP investment plan.

• Have an estimated idea of the rate of return for the chosen HDFC ULIP investment scheme.

Summing it Up

Long-term investment plans for securing a safe and great future for yourself and your family are essential in today's time. ULIP plans like the HDFC ULIP plan is an excellent investment option as it helps you make organized investments resulting in the growth of money and insurance protection that effectively leads you to a bright future. To make investments in ULIPs even easier for common people, online tools like the HDFC ULIP Calculator are a great help. They help you understand ULIPs more thoroughly and make informed decisions. The customer-friendly interface and easy access only add to the several benefits of the HDFC ULIP Return Calculator.