SSPMIS Mukhyamantri Vridhjan Pension Yojana is a social welfare initiative by the Government of Bihar in India. This scheme aims to provide financial assistance to elderly citizens of Bihar aged 60 years and above. However, it only includes senior citizens living below the poverty line.
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| Feature | Description |
| Implemented by | Bihar Government |
| Target Beneficiary | Elderly (60 years and above) below the poverty line |
| Aim | Provide financial assistance and improve quality of life |
| Benefit Amount | ₹400 per month (60-79 years old) ₹500 per month (80 years old and above) |
| Exclusions | Retired government employees, recipients of other government or family pension. |
Applicants must meet certain eligibility criteria to avail of this scheme’s benefits. Below is the eligibility criteria of the SSPMIS Mukhyamantri Vridhjan Pension Yojana:
Age: Must be 60 years or older.
Residency: Permanent resident of Bihar.
Income: Below Poverty Line (BPL) as per government guidelines.
Pension: Not receiving any other pension from government service, family pension, or social security scheme.
Here are some key features of the SSPMIS Mukhyamantri Vridhjan Pension Yojana:
| Features | Description |
| Scheme name | SSPMIS Mukhyamantri Vridhjan Pension Yojana |
| Eligibility | Citizens of the State of Bihar who are 60 years and above and meet the specified criteria |
| Pension Amount |
|
| Targeted beneficiaries | Elderly (60 years and above) below poverty line or disabled without any regular source of income |
| Application process | Beneficiaries can apply online or offline through the designated government portal or concerned department |
| Documents required | Age proof, income certificate, Aadhaar card, bank account details, etc. |
| Verification and approval process | Applications are verified by the concerned authorities and approved based on the eligibility criteria |
SSPMIS Mukhyamantri Vridhjan Pension Yojana pension scheme offers various benefits to its policyholders. Below are some benefits of the SSPMIS Mukhyamantri Vridhjan Pension Yojana:
Reflects the government's commitment to social welfare and addressing the needs of the elderly citizens in the state
Helps the elderly maintain financial independence and improve their quality of life.
Offers increased monthly pension amount (₹500) for those aged 80 and above.
Reduces the financial burden faced by many senior citizens.
Offers a user-friendly application process through online and offline modes for easy access by elderly citizens
Applicants can follow these steps to apply for the SSPMIS Mukhyamantri Vridhjan Pension Yojana:
Visit the official SSPMIS website https://www.sspmis.bihar.gov.in//
Click "Register for MVPY" and create an account.
Enter your details like name, date of birth, address, Aadhaar number, EPIC number, and mobile number.
Verify your Aadhaar with the OTP sent to your phone.
Proceed to the application form.
Fill out the form carefully with personal details, contact information, and bank account details (ensure everything matches your documents).
Scan and upload required documents:
Aadhaar Card
Proof of Age (Birth certificate, Voter ID, etc.)
Residence Proof
Income Certificate (if applicable)
Bank Account Details
Passport-sized photograph
Review all information and documents.
Click "Submit" to finalize your application.
Visit the official SSPMIS website.
Look for the "Search Application Status" section (not "Register for MVPY").
Enter your Beneficiary ID, Aadhaar number, account number, or sanction number.
Complete the captcha verification.
Click on "Application Status" to see the status of your application.
The following documents are required when applying for the SSPMIS Mukhyamantri Vridhjan Pension Yojana:
Aadhaar card
Proof of identity
Proof of address
Passport size photograph
Bank passbook
Voter’s ID card
Birth certificate
Income certificate
For enrollment in the Mukhyamantri Vridhjan Pension Yojana program, applicants must provide their EPIC Card, Aadhaar consent, and bank account details with consent for Direct Benefit Transfer (DBT).
Individuals can visit the SSPMIS Bihar government’s official website to get officials' contact information. Click on the 'Contact Details' section.
You can also contact the Directorate of Social Security Social Welfare Department for technical assistance by calling the toll-free number 1800 345 6262 or emailing sspmishelp@gmail.com.
SSPMIS Mukhyamantri Vridhjan Pension Yojana has brought significant benefits, including financial security and improved life quality of elderly citizens. This pension plan helps elderly individuals meet basic needs like food, healthcare, and shelter through financial security.
For beneficiaries aged 60 to 79 years: Rs. 400 per month
For beneficiaries aged 80 years and above: Rs. 500 per month
It is typically a fixed monthly amount credited directly to the beneficiary’s bank account.
Visit the SSPMIS website and look for the Search Application Status section.
Enter your Beneficiary ID, Aadhaar number, account number, or sanction number.
Complete the captcha verification and click on Application Status.
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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